Community location

Cove Towers, North Naples West · Naples, Florida

Updated
Sold $650,000 – $2,185,000 past 18 months
Asking now $699,000 – $2,895,000
Annual fees $15,200 – $25,500 middle range · varies by subdivision
Property tax rate 0.94% about $8,000 a year on a $1,082,500 condo, no exemptions applied
Homes built 1999–2002 across 271 homes
Primary residence 53% of homes claimed as one
My community rating 3.5

Sold, property tax rate, homes built and primary residence are from county records.

Type, amenities & maintenance

Community type

Gulf access

18 of the 34 homes for sale, under contract or sold here in the past 18 months have Gulf access by boat.

Amenities

What your fees pay for in Cove Towers — the amenities available here, and the maintenance and services behind them.

Subdivisions and buildings in Cove Towers may also have amenities of their own.

Dining carries its own charges.

Maintenance

Fees in Cove Towers typically cover a property manager, cable, lawn and grounds maintenance, exterior pest control, water, trash removal, insurance, reserves, internet and Wi-Fi, security, legal and accounting, and irrigation water.

Building types, pets & leasing

Building types

Pets

Pets are allowed in Cove Towers. The terms, such as how many pets and what size, can differ from one subdivision or building to the next.

Most homes here allow pets with limits; the rest require association approval. Where limits are stated they run to 30 lb.

Leasing

The minimum lease is 30 or 90 days, depending on the home, and up to 4 leases are allowed each year.

Restrictions

Homes here are deed restricted. Deed restrictions are recorded against the property and pass with it, so they apply to every owner. They typically cover exterior changes and how a home is used, and the community's recorded documents set out the detail.

Homes for sale in Cove Towers

Looking for something specific in Cove Towers? Refine these homes by type, beds, price, fees, and more.

Refine your search · 16 homes

Subdivisions & buildings in Cove Towers

What each part of Cove Towers is, what it costs, and what is available there now.

Subdivisions and buildings in Cove Towers, with type, asking and sold prices, and the annual fee. Sortable by any column.
Aruba at Cove Towers 3 for sale High-rise condo $849,000–$2,895,000 $950,000–$1,065,000 $16,100
Bequia at Cove Towers 1 for sale High-rise condo $935,000 $650,000–$900,000 $15,200
Caribe at Cove Towers 6 for sale High-rise condo $799,000–$1,095,000 $915,000–$1,175,000 $15,300 + $500 one-time
Montego at Cove Towers 2 for sale High-rise condo $699,000–$877,708 $1,175,000–$1,500,000 $25,500
Nevis at Cove Towers 4 for sale High-rise condo $1,300,000–$2,490,000 $725,000–$1,750,000 $25,300

Asking prices are for homes for sale now. Sold prices are closings in the past 18 months. Annual fees are the typical fees across homes on the market, under contract, or sold in the past 18 months.

Destinations & driving times from Cove Towers

From Cove Towers, the nearest beach access is Vanderbilt Beach at Bluebill Ave., 2.8 miles, about 8 minutes by car. Downtown at Fifth Avenue South is 11.6 miles, about 21 minutes by car. It is 10 minutes to Mercato for dining and shopping, 12 minutes to Artis—Naples for the performing arts, and 17 minutes to North Collier Regional Park for parks and recreation. Southwest Florida International Airport (RSW) is about 38 minutes away.

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from the community’s mapped center or primary access point, using OpenStreetMap road data.

Dining & Shopping near Cove Towers, by driving distance
NameMilesETA
Mercato 4.4 mi 10 min
Galleria Shoppes at Vanderbilt 6.1 mi 13 min
Waterside Shops 6.7 mi 13 min
Venetian Village 8.5 mi 16 min
Coconut Point 8.9 mi 16 min
Coastland Center 9.8 mi 19 min
Fifth Avenue South 11.6 mi 21 min
Third Street South 12.8 mi 25 min
Miromar Outlets 13.3 mi 25 min
Gulf Coast Town Center 19.5 mi 29 min

Sales history · 18 months

Over the past 18 months the county recorded 16 condo sales at a median of $1,082,500 in Cove Towers.

Condo
$1,082,500 2,379 sq ft
median of 16 sales · 271 homes
25th $950,000 75th $1,500,000
May 2025 $650,000 – $1,475,000 monthly median Oct 2026

Types follow county records, which classify by how a home is owned rather than how it is built. Attached villas and townhouses appear within them according to how each home is deeded.

Source: Collier County Property Appraiser · 18 months to September 2026 · October 2026 from closed sales reported to M.L.S. of Naples, Inc.; county records for those months are still being finalized.

Flood zones & evacuation

100% of homes in Cove Towers sit on a lot mostly inside a FEMA Special Flood Hazard Area, chiefly zone AE, where a federally backed mortgage requires flood insurance — measured across 271 mapped homes, and it varies from home to home. For hurricane evacuation Cove Towers is in Collier Zone A.

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone
100% sit on a lot mostly inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.
In the Special Flood Hazard AreaOutside it
AE 271 homes 1% annual chance, with a set base flood elevation

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

Flood zone varies by home — each home’s page shows its own.
A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…went the extra mile to help us…”
Jerry & Jackie Connelly

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