Community location

Sapphire Cove, Southeast Naples · Naples, Florida

Updated
Sold $575,000 – $1,025,000 past 18 months
Asking now $1,395,000
Annual fees $4,800
Property tax rate 1.04% about $8,200 a year on a $975,000 single-family home, no exemptions applied, plus CDD assessment
Homes built 2019–2023 across 75 homes
Primary residence 61% of homes claimed as one
My community rating 2.5

Sold, property tax rate, homes built and primary residence are from county records.

Type, amenities & maintenance

Community type

Amenities

Amenities and services in Sapphire Cove — what is available here, and the maintenance behind it.

Everything shown is available here, though not all of it is covered by the community fees listed here.

Maintenance

Fees in Sapphire Cove typically cover lawn and grounds maintenance, irrigation water, and street lighting.

Building types, pets & leasing

Building types

Pets

Pets are allowed in Sapphire Cove. The terms, such as how many pets and what size, can differ from home to home.

Homes here allow pets without approval.

Leasing

The minimum lease is 180 days, and one lease is allowed each year.

Restrictions

Homes here are deed restricted. Deed restrictions are recorded against the property and pass with it, so they apply to every owner. They typically cover exterior changes and how a home is used, and the community's recorded documents set out the detail.

Homes for sale in Sapphire Cove

Looking for something specific in Sapphire Cove? Refine these homes by type, beds, price, fees, and more.

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Destinations & driving times from Sapphire Cove

Sapphire Cove is 8.9 miles from downtown at Fifth Avenue South, about 19 minutes by car. The nearest beach access is Naples Beach at 5th Ave. S., 9.6 miles, about 21 minutes by car. It is 22 minutes to Third Street South for dining and shopping, 18 minutes to Gulfshore Playhouse for the performing arts, and 12 minutes to Paradise Coast Sports Complex for parks and recreation. The drive to Southwest Florida International Airport (RSW) is about 47 minutes.

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from the community’s mapped center or primary access point, using OpenStreetMap road data.

Dining & Shopping near Sapphire Cove, by driving distance
NameMilesETA
Fifth Avenue South 8.9 mi 19 min
Third Street South 10 mi 22 min
Coastland Center 11 mi 20 min
Venetian Village 13.3 mi 24 min
Waterside Shops 13.7 mi 23 min
Galleria Shoppes at Vanderbilt 14 mi 23 min
Mercato 16.2 mi 27 min
Miromar Outlets 25.9 mi 34 min
Coconut Point 26.6 mi 37 min
Gulf Coast Town Center 30.2 mi 38 min

Sales history · 18 months

Over the past 18 months the county recorded 5 single-family sales at a median of $975,000 in Sapphire Cove.

Single-family
$975,000 2,579 sq ft
median of 5 sales · 75 homesa thin sample
25th $638,400 75th $975,000
May 2025 $575,000 – $1,025,000 monthly median Oct 2026

Types follow county records, which classify by how a home is owned rather than how it is built. Attached villas and townhouses appear within them according to how each home is deeded.

Source: Collier County Property Appraiser · 18 months to September 2026 · October 2026 from closed sales reported to M.L.S. of Naples, Inc.; county records for those months are still being finalized.

Flood zones & evacuation

100% of homes in Sapphire Cove sit on a lot mostly inside a FEMA Special Flood Hazard Area, chiefly zone AH, where a federally backed mortgage requires flood insurance — measured across 75 mapped homes, and it varies from home to home. For hurricane evacuation Sapphire Cove is in Collier Zone D.

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone D Collier

Called in the fourth wave, for stronger storms.

Called firstCalled last
FEMA flood zone
100% sit on a lot mostly inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.
In the Special Flood Hazard AreaOutside it
AH 75 homes Shallow ponding, 1–3 ft

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

Flood zone varies by home — each home’s page shows its own.
A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…was a godsend in helping me find the perfect home…”
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