Community location

Sterling Oaks, North Naples West · Naples, Florida

Updated
Sold $200,000 – $700,000 past 18 months
Asking now $259,900 – $949,000
Annual fees $6,400 – $10,200 middle range · varies by property type · + $7,000 one-time
Property tax rate 0.94% about $2,500 a year on a $334,000 condo, $4,200 on a $544,450 single-family home, no exemptions applied
Homes built 1994–2006 across 736 homes
Primary residence 42% of homes claimed as one
My community rating 4

Sold, property tax rate, homes built and primary residence are from county records.

Type, amenities & maintenance

Community type

Amenities

What your fees pay for in Sterling Oaks — the amenities available here, and the maintenance and services behind them.

Subdivisions and buildings in Sterling Oaks may also have amenities of their own.

Dining carries its own charges.

Maintenance

Fees in Sterling Oaks typically cover cable, lawn and grounds maintenance, internet and Wi-Fi, street lighting, legal and accounting, a property manager, recreational facilities, security, street maintenance, reserves, exterior pest control, and irrigation water.

Building types, pets & leasing

Pets

Pets are allowed in most of Sterling Oaks, but not in all of its subdivisions and buildings; whether a home allows them depends on the one it belongs to.

Homes here allow pets with limits. Where limits are stated they run to 2 pets.

Leasing

The minimum lease is 30 days, and up to 3 leases are allowed each year.

Restrictions

Homes here are deed restricted, with architectural review. Deed restrictions are recorded against the property and pass with it, so they apply to every owner. They typically cover exterior changes and how a home is used, and the community's recorded documents set out the detail.

Homes for sale in Sterling Oaks

Looking for something specific in Sterling Oaks? Refine these homes by type, beds, price, fees, and more.

Refine your search · 13 homes

Subdivisions & buildings in Sterling Oaks

What each part of Sterling Oaks is, what it costs, and what is available there now.

Subdivisions and buildings in Sterling Oaks, with type, asking and sold prices, and the annual fee. Sortable by any column.
Deer Creek House — $625,000–$667,000 $6,800 + $7,000 one-time
Eagle Cove 2 for sale Low-rise condo $370,000–$389,900 $355,000–$415,000 $10,200 + $6,500 one-time
Heron Lake Low-rise condo — — —
Manatee Bay 1 for sale House $499,950 $120,000–$699,000 $6,300 + $7,000 one-time
Sanctuary Point 1 for sale House $569,900 $560,000 $6,700 + $7,000 one-time
Sanctuary Pointe 1 for sale House $690,000 $485,000–$549,000 $6,700 + $7,000 one-time
Sweetwater Bay 3 for sale Low-rise condo $259,900–$290,000 $200,000–$368,500 $11,100 + $6,500 one-time
Tavernier 1 for sale House $545,000 $467,500–$587,500 $6,300 + $7,000 one-time
The Preserve 2 for sale House $925,000–$949,000 — $6,600 + $7,000 one-time
Wildcat Cove 2 for sale Attached villa House $499,000–$579,000 $378,000–$520,000 $7,300 + $7,000 one-time
Willow Bend at Sterling Oaks House — $570,000–$700,000 $6,400 + $7,000 one-time

Asking prices are for homes for sale now. Sold prices are closings in the past 18 months. Annual fees are the typical fees across homes on the market, under contract, or sold in the past 18 months.

Destinations & driving times from Sterling Oaks

From Sterling Oaks, the nearest beach access is Barefoot Beach Access, 3.5 miles, about 7 minutes by car. Downtown at Fifth Avenue South is 12.5 miles, about 21 minutes by car. It is 10 minutes to Mercato for dining and shopping, 12 minutes to Artis—Naples for the performing arts, and 17 minutes to North Collier Regional Park for parks and recreation. Southwest Florida International Airport (RSW) is about 32 minutes away.

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from the community’s mapped center or primary access point, using OpenStreetMap road data.

Dining & Shopping near Sterling Oaks, by driving distance
NameMilesETA
Mercato 5.4 mi 10 min
Coconut Point 6.5 mi 10 min
Galleria Shoppes at Vanderbilt 7.1 mi 13 min
Waterside Shops 7.7 mi 12 min
Venetian Village 9.5 mi 16 min
Coastland Center 10.8 mi 19 min
Miromar Outlets 11 mi 19 min
Fifth Avenue South 12.5 mi 21 min
Third Street South 13.7 mi 25 min
Gulf Coast Town Center 17.2 mi 23 min

Sales history · 18 months

Over the past 18 months the county recorded 30 single-family sales at a median of $544,450 and 19 condo sales at a median of $334,000 in Sterling Oaks.

Single-family and condo homes trade in different markets here, so each is reported on its own.

Single-family
$544,450 1,666 sq ft
median of 30 sales · 432 homes
25th $485,000 75th $620,000
May 2025 $378,000 – $596,000 monthly median Oct 2026
Condo
$334,000 1,378 sq ft
median of 19 sales · 304 homes
25th $280,000 75th $365,000
May 2025 $225,000 – $385,000 monthly median Oct 2026

Types follow county records, which classify by how a home is owned rather than how it is built. Attached villas and townhouses appear within them according to how each home is deeded.

Source: Collier County Property Appraiser · 18 months to September 2026 · October 2026 from closed sales reported to M.L.S. of Naples, Inc.; county records for those months are still being finalized.

Flood zones & evacuation

65% of homes in Sterling Oaks sit on a lot mostly inside a FEMA Special Flood Hazard Area, chiefly zone AH, where a federally backed mortgage requires flood insurance — measured across 736 mapped homes, and 41% sit on a lot that crosses the line, so it varies from home to home. For hurricane evacuation Sterling Oaks is in Collier Zone C.

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone C Collier

Called in the third wave, for stronger storms.

Called firstCalled last
FEMA flood zone
65% sit on a lot mostly inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

By kind of home: Single-family 61% · Condo 71%

Villas and townhouses count under one or the other, by how each is deeded.

In the Special Flood Hazard AreaOutside it
AE 26 homes 1% annual chance, with a set base flood elevation
AH 454 homes Shallow ponding, 1–3 ft
X shaded 99 homes 0.2% annual chance — moderate risk
X 157 homes Minimal mapped flood hazard
41% of homes here sit on a parcel that crosses the line. On those, the answer depends on where the home stands, not which community it is in — so check the specific address.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

Flood zone varies by home — each home’s page shows its own.
A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“We loved working with Jeff.”
Larry & Karen Smith

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