108 Payne Ct. – #226038231

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108 Payne Ct., Naples, FL 34112

$575,000 For Sale

4
Beds
2
Baths
2,019
Sq Ft
1980
Built

MLS# 226038231 20 days on market

Fees & taxes

Annual fees
$2,280
Seller’s 2025 taxes
$4,355

Community

Lakewood

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Listing description

Enjoy expansive, unobstructed lake views and the best of Naples living, just 10 minutes from downtown Naples and its world-renowned beaches, shopping, and dining. Tucked away on a peaceful cul-de-sac, this spacious 4-bedroom, 2-bath residence offers an inviting blend of comfort, privacy, and convenience. Featuring a new roof in 2023, tile flooring throughout, and a thoughtfully designed floor plan, this home is ideal for embracing Southwest Florida's indoor-outdoor lifestyle.

A charming gated courtyard welcomes you with brick pavers and lush tropical landscaping, creating a private retreat perfect for morning coffee or quiet relaxation. Inside, the desirable split-bedroom floor plan offers a formal living room with a cozy fireplace, an elegant dining room, and an open breakfast and family room where a large picture window and sliding glass doors beautifully frame the tranquil lake views.

The spacious owner's suite features dual closets, dual vanities, and private access to the screened lanai. An adjoining fourth bedroom provides exceptional flexibility as a home office, nursery, fitness room, or private retreat. Step outside to the expansive screened lanai and take in breathtaking, long-range lake views that make this property truly special. Situated on a .20-acre lot, the backyard also offers the potential to add a pool and create your own waterfront oasis.

Ideally located near Naples Botanical Garden, beautiful county parks, and Lakewood Country Club's public 18-hole executive golf course, this home puts recreation, entertainment, and everyday conveniences within easy reach. With its exceptional lake views, desirable location, and inviting living spaces, this Naples property offers a wonderful opportunity to enjoy the Florida lifestyle.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Split Bedrooms
Construction
Concrete Block, Brick, Stucco
Roof
Shingle
Lot size
0.2 acres
Lot description
Cul-De-Sac, Irregular Lot

Interior

Features
Built-In Cabinets, Fireplace, Foyer, Smoke Detectors, Walk-In Closet(s)
Flooring
Tile
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Den - Study, Family Room, Guest Bath, Guest Room, Home Office, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Appliances
Electric Cooktop, Dishwasher, Disposal, Microwave, Refrigerator/Freezer, Refrigerator/Icemaker, Washer

Outdoor & view

View
Lake, Landscaped Area
Rear exposure
Southwest
Exterior
Screened Lanai/Porch
Storm protection
Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
2
Description
Attached

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Internet Access, Streetlight
Elevator
None

What the fees cover

Maintenance
Cable, Insurance, Internet/WiFi Access, Legal/Accounting, Street Lights

Pets & leasing

Pets allowed
Yes
Leases per year
3
Minimum lease
30 days
Restrictions
Deeded

Additional details

Parcel number
53953200001
Potential short sale
No

Listing last updated November 8, 2026

Listing courtesy of Realty One Group MVP · 800-896-8790

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $4,800 a year at the county’s value of this home and its 1.05% tax rate, plus $262 in charges not based on value, no exemptions applied

On the county’s 2026 roll, the seller’s bill is about $4,400, lower because of a homestead exemption, which ends when the home sells.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 108 Payne Ct

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 108 Payne Ct. – #226038231, by driving distance
NameMilesETA
Fifth Avenue South 3.2 mi 7 min
Third Street South 4.3 mi 10 min
Coastland Center 5.3 mi 12 min
Venetian Village 7.4 mi 16 min
Waterside Shops 8.3 mi 17 min
Galleria Shoppes at Vanderbilt 8.8 mi 17 min
Mercato 11.1 mi 21 min
Coconut Point 21.7 mi 37 min
Miromar Outlets 24.1 mi 35 min
Gulf Coast Town Center 28.5 mi 38 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone C Collier

Called in the third wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Lakewood

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“Five Stars Plus for Jeff Waldman.”
Julie & Larry Eacott

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