1278 Rainbow Ct. – #226010890

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1278 Rainbow Ct., Naples, FL 34110

$1,249,000 For Sale

Beds
2
Bath
1
Sq Ft
720
Built
1966

MLS# 226010890 246 days on market

Fees & taxes

Seller’s 2025 taxes
$4,848

Community

Gulf Harbor

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Listing description

Positioned just one lot from the end of the canal, the Sand Dollar Cottage enjoys breathtaking views toward the Cocohatchee River while offering direct Gulf access within minutes. Rebuilt to reflect the original 1960s Mackle Brothers South Florida coastal philosophy, this residence blends architectural heritage with artful craftsmanship. Raised porches crafted from hand-laid sea glass, fossil stone, and mosaic elements create a striking welcome, complemented by 8-inch half-round architectural gutters and period-correct rain chains. A standing-seam roof of high-gauge metal, and PGT impact resistant windows and doors provide both style and peace of mind.
Existing pilings allow for dock installation in the original footprint, and a matching boathouse structure offers flexibility for storage, entertaining, or a waterfront bar concept.

Inside, the coastal fishing cabin ambiance is elevated through exposed wrapped beams, horizontal whitewashed ceiling planks, and layered up lighting designed to emulate vintage gaslight warmth. Level 5 Cambria quartz countertops wrap the kitchen, complemented by custom cubbies with barrister doors for wine and specialty drinkware. Appliances include a three-burner induction cooktop, beverage refrigerator, convection oven with air fry and broil functions, and thoughtfully integrated workstation pass-through. Two fireplaces with concrete hearths are approved for insert conversion, while vaulted rod holders and curated mid-century furnishings enhance the thematic cohesion. The primary suite boasts a 12-foot vaulted ceiling, and the bath showcases dimensional tilework with a glass-wall shower and built-in cabinetry. Wall-mounted pivoting fans add both function and aesthetic detail. With no community rental restrictions and exceptional character rarely found on Naples waterfront, this cottage presents an outstanding opportunity as a personal retreat, guest overflow residence, or high-performing short-term rental investment.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Furnished
Building style
Ranch, Florida, Single Family
Floor plan
Great Room
Construction
Concrete Block, Stucco
Roof
Metal
Lot size
0.15 acres

Interior

Features
Cathedral Ceiling(s), Smoke Detectors, Volume Ceiling, Window Coverings
Flooring
Terrazzo
Cooling
Ceiling Fan(s), Central Electric, Heat Pump
Bedroom details
First Floor Bedroom, Master BR Ground
Additional rooms
Open Porch/Lanai

Kitchen & dining

Appliances
Cooktop, Refrigerator
Dining
Dining - Family

Outdoor & view

View
Lagoon
Rear exposure
East
Exterior
Water Avail at Dock, Open Porch/Lanai, Storage
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
No
Car port
No
Spots
0
Description
Paved

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
Yes
Description
Canal Front
Gulf access
Yes
Gulf access type
Bridge(s)/Water Indirect
Canal
Canal Width 31-80
Boat / dock
Water Avail at Dock

Community amenities

Golf
No Golf Available
Elevator
None
Security
Smoke Detector(s)

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Restrictions
None/Other

Schools

Elementary
Naples Park
Middle
North Naples
High
Gulf Coast

Additional details

Parcel number
48071400002
Potential short sale
No

Listing last updated August 31, 2026

Listing courtesy of William Raveis Real Estate · 239-231-3380

Property taxes for a new owner

Estimated property taxes about $3,900 a year at the county’s value of this home and its 0.94% tax rate, including $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 1278 Rainbow Ct

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 1278 Rainbow Ct. – #226010890, by driving distance
NameMilesETA
Mercato 4.6 mi 10 min
Galleria Shoppes at Vanderbilt 6.3 mi 14 min
Waterside Shops 6.9 mi 13 min
Venetian Village 8.6 mi 17 min
Coconut Point 9 mi 17 min
Coastland Center 10 mi 20 min
Fifth Avenue South 11.7 mi 22 min
Third Street South 12.9 mi 26 min
Miromar Outlets 13.5 mi 25 min
Gulf Coast Town Center 19.7 mi 29 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Gulf Harbor

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“Five Stars Plus for Jeff Waldman.”
Julie & Larry Eacott

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