1285 Rialto Way 102 – #226004634

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1285 Rialto Way 102, Naples, FL 34114

$534,900 For Sale

3
Beds
2
Baths
1,836
Sq Ft
2003
Built

MLS# 226004634 282 days on market

Fees & taxes

Annual fees
$9,384
One-time fees
$150
Seller’s 2024 taxes
$2,612

Community

Hammock Bay Golf and Country Club
Building Rialto

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Listing description

Experience the ease of luxury living in this beautifully furnished first-floor coach home, ideally in the sought-after Rialto enclave of the prestigious, gated Hammock Bay Golf & Country Club. Offering the spacious feel of a single-family residence paired with low-maintenance convenience of condominium living, this thoughtfully designed home features three bedrooms, two baths and a two-car garage, making it equally suited for seasonal enjoyment or year-round living. Southwestern exposure enhances the expansive screened lanai, where peaceful golf course views create a seamless extension of the indoor living space. Inside, abundant natural light highlights tile flooring throughout the main living areas, creating a bright and welcoming atmosphere. The open-concept kitchen is well-appointed with white cabinetry, recessed lighting, a pantry and full suite of stainless steel appliances, including a new refrigerator and microwave added in 2024, along with a range and dishwasher. A new central air conditioning system installed in September 2026 ensures optimal comfort and efficiency throughout the home. The light-filled living room flows effortlessly to the lanai through glass sliders, offering an ideal setting for relaxed lounging and entertaining. The spacious primary suite serves as a private retreat with direct lanai access, a generous walk-in closet and an en-suite bath featuring dual vanities, full-width mirrors, a walk-in shower and linen closet. Two guest bedrooms are thoughtfully arranged in their private wing and share a well-appointed bath with a shower-tub combination. A functional laundry room completes the home, equipped with a washer and dryer, utility sink and overhead storage cabinetry. This exceptional residence is set within a desirable community offering resort-style living, conveniently near the executive airport, award-winning white-sand beaches, renowned golf courses, fine dining, casual waterfront restaurants, boutique shopping, grocery stores, parks, art galleries, marinas, yacht clubs, and vibrant cultural and recreational offerings of Naples and Marco Island.

Property details

Building & ownership

Ownership
Condo
Furnishings
Partially
Building style
Contemporary, Low Rise (1-3)
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0 acres
Lot description
Zero Lot Line

Interior

Features
Built-In Cabinets, Fire Sprinkler, Foyer, Pantry, Smoke Detectors, Tray Ceiling(s), Walk-In Closet(s), Window Coverings
Flooring
Tile, Vinyl
Cooling
Ceiling Fan(s), Central Electric
Bedroom details
First Floor Bedroom, Master BR Ground, Split Bedrooms
Additional rooms
Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Island, Pantry
Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Washer
Dining
Breakfast Bar, Dining - Living

Outdoor & view

View
Golf Course
Rear exposure
Southwest
Exterior
Screened Lanai/Porch
Storm protection
None

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Paved, Attached

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
None, Sidewalk, Streetlight
Golf
Golf Equity
Elevator
None
Security
Smoke Detector(s), Gated Community, Fire Sprinkler System

What the fees cover

Maintenance
Insurance, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Reserve, Sewer, Street Lights, Street Maintenance

Pets & leasing

Pets allowed
Limits
Number allowed
2
Weight limit
35 lbs
Leases per year
3
Minimum lease
30 days
Restrictions
No Commercial, No RV

Additional details

Parcel number
69538501083
Potential short sale
No

Listing last updated October 18, 2026

Listing courtesy of Premier Sotheby's Int'l Realty · 239-642-2222

Property taxes for a new owner

Estimated property taxes about $5,600 a year at the county’s value of this home and its 1.04% tax rate, plus $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 1285 Rialto Way 102

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 1285 Rialto Way 102 – #226004634, by driving distance
NameMilesETA
Fifth Avenue South 13.4 mi 24 min
Third Street South 14.6 mi 27 min
Coastland Center 15.5 mi 28 min
Venetian Village 17.7 mi 32 min
Waterside Shops 18.6 mi 34 min
Galleria Shoppes at Vanderbilt 19.6 mi 35 min
Mercato 21.4 mi 38 min
Miromar Outlets 34.4 mi 48 min
Coconut Point 35.2 mi 51 min
Gulf Coast Town Center 38.8 mi 51 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Hammock Bay Golf and Country Club

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“You won't go wrong with Jeff at your side!”
Bill & Joyce Robertson

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