12945 Vanderbilt Dr. 403 – #226015372

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12945 Vanderbilt Dr. 403, Naples, FL 34110

$600,000 Sold

Beds
2
Baths
2
Sq Ft
1,102
Built
1982

MLS# 226015372 Listed at $625,000 Sold May 21, 2026

Fees & taxes

Annual fees
$9,876
One-time fees
$150
Seller’s 2025 taxes
$5,629

Community

The Anchorage

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Listing description

Welcome to a Hidden Gem, waterside living, affordable and for the boating Lifestyle, this area receives High Remarks!  The Anchorage gated community and its two Mid-Rise buildings, which are in fine shape, are perfect for people who love boating, fishing, sunset cruises, or simply living the Florida waterfront lifestyle.  This Gulf of America facing community has views of the GULF with stunning SUNSETS, also adding a refinished condo so you can hang your clothes from day one.  Located near the mouth of the Cocohatchee River, NO BRIDGES access to the Gulf, and added backwater ecosystem with all its marine wildlife, manatees, and Dolphin watching.  A refinished Condo awaits you on the fourth floor with an Open style feel and a striking new kitchen including updates throughout this 2 bedroom/ 2 bathroom Living space.  All the creature comforts, including a beautiful view with a screened in Lanai, a wonderful breakfast bar, and washer and dryer in residence.  Lock and Leave if that's your Current Situation!  HOA includes all Utilities except Electric and is below market for this type and locale. Meaning Ease of use! Lenient rental policy, 30 day minimum, 6 rentals per year for the investor type.  We do have that history if need be. Also Chek out the photos!!  For outdoor enjoyment there is a heated WATERFRONT POOL, newer Tiki Bar where the 4 o'clock hour starts the party daily with Friendly residents, restrooms, grilling area and tables for outdoor dining. Added amenities include a storage closet and one deeded covered parking space conveniently located near the elevator. This is a hidden gem just minutes from MERCATO, DELNOR WIGGINS PASS STATE PARK, VANDERBILT BEACH, THE TURTLE CLUB and some GREAT Pickleball locales!

Property details

Building & ownership

Ownership
Condo
Furnishings
Unfurnished
Building style
Apartment, Mid Rise (4-7)
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Built-Up
Lot size
0 acres
Lot description
Zero Lot Line

Interior

Features
Built-In Cabinets, Pantry, Smoke Detectors, Walk-In Closet(s), Window Coverings
Flooring
Vinyl
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Laundry in Residence, Screened Balcony

Kitchen & dining

Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Self Cleaning Oven, Washer
Dining
Breakfast Bar, Dining - Living, Eat-in Kitchen

Outdoor & view

View
Bay, Canal, Gulf, Gulf and Bay, Partial Gulf, Partial River, Pool/Club
Rear exposure
Northwest
Exterior
Screened Balcony, Outdoor Shower, Storage
Storm protection
Impact Resistant Windows

Parking

Garage
No
Car port
Yes
Spots
1
Description
1 Assigned, Covered, Deeded, Driveway Paved, Load Space, Paved, Detached Carport

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community

Waterfront

Waterfront
Yes
Description
Bay, Canal Front, Intersecting Canal, Mangrove, River Front, Seawall
Gulf access
Yes
Gulf access type
No Bridge(s)/Water Direct
Canal
None
Boat / dock
None

Community amenities

Amenities
Bike Storage, Boat Storage, Cabana, Pool, Community Room, Fish Cleaning Station, Fishing Pier, Internet Access, Marina, Streetlight
Elevator
Common
Security
Smoke Detector(s), Gated Community

What the fees cover

Maintenance
Cable, Insurance, Internet/WiFi Access, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Sewer, Street Lights, Street Maintenance, Trash Removal, Water

Pets & leasing

Pets allowed
Limits
Number allowed
1
Weight limit
25 lbs
Leases per year
6
Minimum lease
30 days
Restrictions
Architectural, Deeded, No Commercial, No Motorcycles, No RV

Additional details

Parcel number
22110760001
Potential short sale
No

Listing last updated May 21, 2026

Listing courtesy of Florida Home Realty, Inc. · 239-430-3995

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across The Anchorage

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“You won't go wrong with Jeff at your side!”
Bill & Joyce Robertson

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