Front view of property.

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1297 Ingraham St., Naples, FL 34103

$440,000 For Sale

Beds
2
Baths
2
Sq Ft
824
Built
1978

MLS# 226026381 97 days on market

Fees & taxes

Seller’s 2025 taxes
$1,698

Community

Twin Lakes

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Listing description

X-FLOOD ZONE!!! Exceptional opportunity in the highly desirable Naples Twin Lakes neighborhood! This property offers tremendous potential for investors, builders, or buyers looking to create their dream home in one of Naples’ most convenient locations. Or use as an income producing rental! Situated on an approximately 7,400-square-foot lot with RMF-6 zoning, the property presents exciting redevelopment possibilities.

Located just minutes from the Gulf beaches, Waterside Shops, Venetian Village, downtown Naples, world-class dining, shopping, and entertainment, this property combines an outstanding location with exceptional long-term upside. Whether you’re looking to renovate the existing home, generate rental income, or explore future redevelopment opportunities, this is a rare chance to invest in an area experiencing continued growth and revitalization.

Properties with this combination of location, zoning, and potential are increasingly difficult to find. Don’t miss the opportunity to secure your place in one of Naples’ most sought-after neighborhoods.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Split Bedrooms
Construction
Concrete Block, Wood Frame, Stucco, Wood Siding
Roof
Shingle
Lot size
0.17 acres
Lot description
Regular

Interior

Features
Smoke Detectors
Flooring
Tile
Cooling
Ceiling Fan(s), Central Electric
Bedroom details
First Floor Bedroom, Master BR Ground
Additional rooms
Family Room, Screened Lanai/Porch

Kitchen & dining

Appliances
Electric Cooktop, Dryer, Refrigerator/Freezer, Washer
Dining
Dining - Living

Outdoor & view

Rear exposure
North
Exterior
Screened Lanai/Porch
Storm protection
None

Parking

Garage
No
Car port
No
Spots
0
Description
Driveway Paved

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
None
Golf
No Golf Available
Elevator
None
Security
Smoke Detector(s)

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Restrictions
None

Additional details

Parcel number
63454880004
Potential short sale
No

Listing last updated October 28, 2026

Listing courtesy of Coldwell Banker Realty · 239-262-7131

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $3,500 a year at the county’s value of this home and its 0.94% tax rate, including $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 1297 Ingraham St

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 1297 Ingraham St. – #226026381, by driving distance
NameMilesETA
Waterside Shops 1.3 mi 4 min
Venetian Village 1.6 mi 5 min
Coastland Center 2.9 mi 7 min
Mercato 4.1 mi 8 min
Galleria Shoppes at Vanderbilt 4.3 mi 10 min
Fifth Avenue South 4.7 mi 10 min
Third Street South 6 mi 13 min
Coconut Point 14.6 mi 24 min
Miromar Outlets 20.7 mi 30 min
Gulf Coast Town Center 25.1 mi 33 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone B Collier

Called in the second wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone X (shaded)

0.2% annual chance — moderate risk

The building is outside the Special Flood Hazard Area.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“We couldn't have imagined a better experience.”
Matt & Lisa Benati

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