1324 Monarch Cir. – #226012086

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1324 Monarch Cir., Naples, FL 34116

$480,000 Sold

Beds
2
Baths
2
Sq Ft
1,371
Built
1987

MLS# 226012086 Listed at $484,000 Sold June 18, 2026

Fees & taxes

Annual fees
$179
Seller’s 2025 taxes
$1,934

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Listing description

LAKE FRONT, UPDATED, LOW HOA $179.00 YEAR! Wake up to serene southern lake views in this beautifully remodeled, light-filled single-family home in the heart of Naples. Offering 2 bedrooms Plus DEN and 2 full baths, this move-in ready residence blends modern upgrades with relaxed Florida living.
The open-concept design features a stylish kitchen with a large island bar, custom cabinetry, quartz countertops, and newer stainless steel appliances (2023)—perfect for entertaining or everyday comfort. Tile flooring flows throughout, including elegant wood-look tile in the living areas, bedrooms, and den. The primary suite showcases a designer touch with a sliding barn door leading to a beautifully updated bath. Both bathrooms feature custom tiled showers, quartz vanities, and updated fixtures.
Enjoy peace of mind with major upgrades including a new A/C with UV air purification (2025), new roof and gutters (2023), impact garage door, water heater (2025), and washer/dryer (2025). Impact glass windows were installed in 2018, with select front-facing windows and the side bedroom window being standard (non-impact).
Step outside to your private retreat—this large lot offers room for a pool and features both a front garden lanai and a spacious screened rear lanai overlooking tranquil lake views, ideal for morning coffee or sunset relaxation.
Perfectly centrally located, you’re just minutes from Berkshire Commons Plaza with convenient access to Publix, First Watch, Walgreens, dining, and everyday essentials. Enjoy an active lifestyle within walking distance to Golden Gate Community Center, featuring an aquatic complex, fitness center, playgrounds, and picnic areas.
Low HOA fee of only $179/year, with owners maintaining their own yard. Irrigation is conveniently sourced from the lake, helping keep costs down while maintaining lush landscaping.
This home offers the perfect combination of location, upgrades, lakefront living, and affordability—an exceptional opportunity in one of Naples’ most convenient areas.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Shingle
Lot size
0.18 acres
Lot description
Oversize

Interior

Features
Vaulted Ceiling(s), Walk-In Closet(s)
Flooring
Tile
Cooling
Ceiling Fan(s), Central Electric
Bedroom details
Split Bedrooms
Additional rooms
Den - Study, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Island, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer
Dining
Breakfast Bar, Breakfast Room, Dining - Living

Outdoor & view

View
Lake
Rear exposure
South
Exterior
Screened Lanai/Porch
Storm protection
Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Attached

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Fishing Pier, Sidewalk, Streetlight, Tennis Court(s)
Elevator
None

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Leases per year
365
Minimum lease
0 days
Restrictions
Deeded

Schools

Elementary
Calusa Park
Middle
East Naples
High
Lely

Additional details

Parcel number
23970720002
Potential short sale
No

Listing last updated June 21, 2026

Listing courtesy of John R Wood Properties · 239-598-0059

Destinations & driving times from 1324 Monarch Cir

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 1324 Monarch Cir. – #226012086, by driving distance
NameMilesETA
Coastland Center 5.8 mi 12 min
Fifth Avenue South 7.1 mi 14 min
Venetian Village 8.1 mi 16 min
Third Street South 8.2 mi 17 min
Waterside Shops 8.6 mi 17 min
Galleria Shoppes at Vanderbilt 8.8 mi 17 min
Mercato 11 mi 21 min
Miromar Outlets 20.7 mi 28 min
Coconut Point 21.5 mi 31 min
Gulf Coast Town Center 25.1 mi 32 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone E Collier

Called in the fifth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Mostly Zone AH

Shallow ponding, 1–3 ft

Most of the lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance. Part of the lot lies in another zone.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Berkshire Village

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…everything you could want in a real estate agent.”
Matt & Becky Bogyo

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