20 Seagate Dr. 103, Naples, FL 34103
$1,995,000 For Sale
- Beds
- 2
- Baths
- 2½
- Sq Ft
- 2,453
- Built
- 1990
MLS# 225080743 187 days on market
Fees & taxes
- Annual fees
- $41,400
- One-time fees
- $150
- Seller’s 2024 taxes
- $20,671
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Listing description
Gulf breezes await at the prestigious Beach House at Naples Cay, an exclusive enclave of only 33 residences with just three per floor, perfectly situated steps from the pristine white sand beaches. This exceptional residence offers two bedrooms plus a den, two and a half baths, and 2,453 square feet of refined living space. An open floorplan filled with abundant natural light includes a spacious kitchen with an island that flows seamlessly into the dining and living areas, creating an inviting setting for entertaining family and friends. The expansive primary suite serves as a serene retreat with Gulf views, a comfortable seating area, dual sinks, a walk-in closet, and a walk-in shower, while the private guest suite features its own generous closet and an en suite bath. Tile floors throughout, tasteful finishes, high-end stainless-steel appliances, a den with built-in cabinetry, and dual balconies that extend the living space and capture gentle coastal breezes elevate the overall lifestyle, and the residence is offered turnkey for immediate enjoyment. Additional conveniences include electric hurricane shutters, an enclosed garage space, and an additional covered parking space. Residents of Beach House at Naples Cay enjoy luxury amenities at The Club at Naples Cay, including a resort-style pool, state-of-the-art fitness center, community room, on-site management, tennis courts, sauna, and 24-hour gated security, as well as two-pet approval in this pet friendly building. Private beach access and a prime location near Waterside Shops, Venetian Village, Artis Naples, Mercato, and the cultural offerings of 5th Avenue South complete this exceptional coastal lifestyle.
Property details
Building & ownership
- Ownership
- Condo
- Furnishings
- Turnkey
- Building style
- High Rise (8+)
- Floor plan
- Great Room, Split Bedrooms
- Construction
- Concrete Block, Stucco
- Roof
- Built-Up, Metal
- Lot size
- 0 acres
Interior
- Features
- Built-In Cabinets, Closet Cabinets, Custom Mirrors, Fire Sprinkler, Foyer, Laundry Tub, Pantry, Smoke Detectors, Walk-In Closet(s), Window Coverings
- Flooring
- Tile
- Cooling
- Central Electric
- Additional rooms
- Balcony, Den - Study, Great Room, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai, Screened Lanai/Porch
Kitchen & dining
- Kitchen
- Built-In Desk, Island, Pantry
- Appliances
- Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Refrigerator/Icemaker, Wall Oven, Washer
Outdoor & view
- View
- Gulf, Landscaped Area
- Rear exposure
- West
- Exterior
- Balcony, Open Porch/Lanai, Screened Lanai/Porch
- Storm protection
- Other, Shutters Electric
Parking
- Garage
- Yes
- Car port
- Yes
- Spots
- 2
- Description
- 2 Assigned, Covered, Deeded, Driveway Paved, Guest, Paved, Attached, Attached Carport
Pool & spa
- Private pool
- No
- Private spa
- No
- Community pool
- Yes
- Pool description
- Community
Waterfront
- Waterfront
- Yes
- Description
- Bay, Fresh Water
- Gulf access
- No
- Boat / dock
- None
Community amenities
- Amenities
- Beach Access, Bike And Jog Path, Bike Storage, Clubhouse, Pool, Community Room, Fitness Center, Storage, Internet Access, Library, Play Area, Private Beach Pavilion, Sauna, Streetlight, Tennis Court(s), Trash Chute, Underground Utility, Car Wash Area
- Elevator
- Common
What the fees cover
- Maintenance
- Cable, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash Removal, Water
Pets & leasing
- Pets allowed
- Limits
- Number allowed
- 2
- Breed limits
- dog or cat
- Leases per year
- 3
- Minimum lease
- 90 days
- Restrictions
- Architectural, Deeded, No Commercial, No RV
Schools
- Elementary
- Seagate Elementary School
- Middle
- Gulfview Middle School
- High
- Naples High School
Additional details
- Parcel number
- 02955000069
- Potential short sale
- No
Listing last updated November 2, 2026
Listing courtesy of William Raveis Real Estate · 239-529-5451
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
Displayed under License No. SL3295589.
Property taxes for a new owner
That is about the same as the seller’s bill on the county’s 2026 roll.
If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.
How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.
Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.
Destinations & driving times from 20 Seagate Dr. 103
Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.
Driving times are estimated from this home’s location, using OpenStreetMap road data.
| Name | Miles | ETA |
|---|---|---|
| Waterside Shops | 1.3 mi | 5 min |
| Venetian Village | 2 mi | 7 min |
| Coastland Center | 4.3 mi | 11 min |
| Mercato | 4.3 mi | 10 min |
| Galleria Shoppes at Vanderbilt | 5.3 mi | 13 min |
| Fifth Avenue South | 6.1 mi | 14 min |
| Third Street South | 7.3 mi | 17 min |
| Coconut Point | 14.8 mi | 26 min |
| Miromar Outlets | 21.8 mi | 33 min |
| Gulf Coast Town Center | 26.2 mi | 37 min |
| Name | Miles | ETA |
|---|---|---|
| Nearest beach access: Park Shore Beach at Seagate Dr. | 0.2 mi | |
| Clam Pass Park | 1 mi | 5 min |
| Via Miramar Beach | 3.5 mi | 11 min |
| Lowdermilk Park | 5 mi | 13 min |
| Vanderbilt Beach Park | 5.2 mi | 12 min |
| Delnor-Wiggins Pass State Park | 7 mi | 15 min |
| Naples Municipal Beach and Pier | 7.4 mi | 17 min |
| Barefoot Beach Preserve | 11.9 mi | 22 min |
| Bonita Beach | 12 mi | 22 min |
| Lovers Key State Park | 16.8 mi | 32 min |
| Fort Myers Beach | 23.5 mi | 49 min |
| Name | Miles | ETA |
|---|---|---|
| Artis—Naples | 1.6 mi | 6 min |
| Gulfshore Playhouse | 6.2 mi | 14 min |
| Sugden Community Theatre | 6.2 mi | 15 min |
| Barbara B. Mann Performing Arts Hall | 27 mi | 46 min |
| Music & Arts Community Center | 31 mi | 43 min |
| Name | Miles | ETA |
|---|---|---|
| Fred W. Coyle Freedom Park | 5 mi | 12 min |
| Naples Zoo | 5 mi | 13 min |
| Gordon River Greenway Park | 5.1 mi | 12 min |
| Baker Park | 6.3 mi | 14 min |
| Cambier Park | 6.4 mi | 15 min |
| North Collier Regional Park | 8.5 mi | 20 min |
| Sugden Regional Park | 9.3 mi | 20 min |
| Naples Botanical Garden | 9.7 mi | 21 min |
| Paradise Coast Sports Complex | 12.9 mi | 25 min |
| Big Corkscrew Island Regional Park | 21.1 mi | 37 min |
| Corkscrew Swamp Sanctuary | 26.6 mi | 46 min |
| Name | Miles | ETA |
|---|---|---|
| NCH Baker Downtown | 5.7 mi | 14 min |
| Physicians Regional Pine Ridge Rd. | 5.9 mi | 15 min |
| NCH North Naples Hospital | 6.8 mi | 15 min |
| Physicians Regional Collier Blvd. | 14.9 mi | 27 min |
| Name | Miles | ETA |
|---|---|---|
| Naples Airport (APF) | 7.5 mi | 17 min |
| Marco Island Executive Airport (MKY) | 20.8 mi | 41 min |
| Southwest Florida International Airport (RSW) | 32.4 mi | 46 min |
Flood zones & evacuation
Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.
Zone A Collier
The first zone ordered to evacuate, and the one called in the weakest storms.
Zone AE
1% annual chance, with a set base flood elevation
The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.
FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.
Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.
Jeffrey Waldman
REALTOR® and Owner, Naples Abodes
Call (239) 450-3763 Text (239) 450-3763
Florida License SL3295589
“You won't go wrong with Jeff at your side!”
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