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20 Seagate Dr. 703, Naples, FL 34103

$4,510,000 Sold

Beds
3
Baths
3
Sq Ft
2,900
Built
1990

MLS# 225021421 Listed at $4,475,000 Sold February 2, 2026

Fees & taxes

Annual fees
$35,900
One-time fees
$150
Seller’s 2024 taxes
$17,680

Community

Naples Cay
Building Beach House at Naples Cay

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Listing description

Spectacular Recent Sand Dollar Award Winner with breathtaking direct beachfront views from the Master, All Living areas and kitchen. Bay views in rear with terraces for both. Located on the perfection of the seventh floor in the
boutique building within the gates and the glam of Naples Cay. This stunning sky estate is the perfect blend of timeless design, modern innovation, and artistic elegance. One of only two direct beachfront high-rise buildings in the exclusive gated enclave of Naples Cay. This chic property is one of the most exquisite and original direct beachfront condos ever on the market as evidenced by the awards and magazine articles. Not the usual developer grade finishes or common place beach themes. This residence is of another caliber. A sophisticated pied-a-terre of over 3000 sq. ft which would be suitable for entertaining National or International dignitaries yet also serves as a residence of complete comfort and total privacy, thoroughly family friendly too. Kayak launch and storage. Walk, bike, or golf cart to The Waterside Shops and restaurants or The Naples Grande, 3 bedrooms and 3 full baths with steam shower and separate sauna in the master with handcrafted cement tiles. The nearly two year labor of love was designed and executed by one of Naples most prestigious firms, Pure Design. Every inch to the studs was renovated, replaced, and expanded from its' origins by expert craftsmen with the intention of design and quality for a lifetime. The furnishings are predominantly custom and could make this sky palace your "move in tomorrow" option. The chef's kitchen features Wolfe appliances including steam and convection ovens and induction cook top with honed Black Jasper counters. The timeless chic design of Modern Spanish Colonial style was created to surpass the trends of the moment and be a comfortable testament to a life well lived. The quality finishings in every nook and cranny of 703 will ruin any other beachfront options on your shortlist within the price range. This residence evokes a feeling of substance not readily available in condominium dwellings at any price point. The antithesis of cold and austere. This abode is the rare combination of excellence in design, while cozy and spacious at the same time. The property is one of very few where exhilaration, sophistication and comfort co-exist. Sweeping views to Sanibel and beyond! Pictures can't possibly do justice to illustrate this property. The Beach House at Naples Cay has performed and exceeded all criteria, improvements and reserves for Structural Integrity Reserve Study and Milestone Study. Documentation provided upon request.

Property details

Building & ownership

Ownership
Condo
Furnishings
Furnished
Building style
High Rise (8+)
Floor plan
Split Bedrooms
Construction
Concrete Block
Roof
Metal
Lot description
Zero Lot Line

Interior

Features
Built-In Cabinets, Closet Cabinets, Custom Mirrors, Exclusions, Fireplace, Other, Smoke Detectors
Flooring
Terrazzo, Wood
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Atrium, Balcony, Den - Study, Great Room, Guest Bath, Guest Room, Home Office, Laundry in Residence, Open Porch/Lanai, Other

Kitchen & dining

Appliances
Grill - Other, Microwave, Self Cleaning Oven, Steam Oven, Wall Oven, Washer
Dining
Breakfast Bar, Breakfast Room, Dining - Family, Eat-in Kitchen, Other

Outdoor & view

View
Gulf, Gulf and Bay, Pool/Club
Rear exposure
Northwest
Exterior
Balcony, Open Porch/Lanai, Outdoor Shower, Tennis Court(s)
Storm protection
Impact Resistant Windows, Shutters Electric

Parking

Garage
Yes
Car port
No
Spots
2
Description
Covered, Deeded, Under Bldg Closed, Detached

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
Yes
Description
On the Gulf Beach
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Beach Access, Bike And Jog Path, Bike Storage, Clubhouse, Fitness Center, Storage, Internet Access, Library, Play Area, Private Beach Pavilion, Sauna, See Remarks, Shopping, Streetlight, Tennis Court(s), Trash Chute, Underground Utility, Car Wash Area, Water Skiing
Elevator
Common
Security
Security System, Smoke Detector(s), Gated Community

What the fees cover

Maintenance
Cable, Internet/WiFi Access, Manager, Other, Rec Facilities, Reserve, Security, Street Lights, Trash Removal

Pets & leasing

Pets allowed
Limits
Number allowed
2
Other pet rules
15" tall
Leases per year
3
Minimum lease
90 days
Restrictions
Architectural, Deeded

Additional details

Parcel number
02955000425
Potential short sale
No

Listing last updated February 2, 2026

Listing courtesy of Realty One Group MVP · 800-896-8790

Destinations & driving times from 20 Seagate Dr. 703

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 20 Seagate Dr. # 703, Naples, FL 34103 – #225021421, by driving distance
NameMilesETA
Waterside Shops 1.3 mi 5 min
Venetian Village 2 mi 7 min
Coastland Center 4.3 mi 11 min
Mercato 4.3 mi 10 min
Galleria Shoppes at Vanderbilt 5.3 mi 13 min
Fifth Avenue South 6.1 mi 14 min
Third Street South 7.3 mi 17 min
Coconut Point 14.8 mi 26 min
Miromar Outlets 21.8 mi 33 min
Gulf Coast Town Center 26.2 mi 37 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Naples Cay

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…an absolutely terrific real estate agent.”
Jim & Carmen Kosloski

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