2195 Harbor Rd., Naples, FL 34104 – #225046894

1 / 50

2195 Harbor Rd., Naples, FL 34104

$3,050,000 Sold

Beds
3
Baths
3½
Sq Ft
3,099
Built
2022

MLS# 225046894 Listed at $3,295,000 Sold October 15, 2025

Fees & taxes

Seller’s 2024 taxes
$22,216

Community

Rock Harbor

Questions about this home?
Ask about this home or what available homes are like it.

Listing description

Prepare to be captivated by this exceptional waterfront residence, custom built by JVM and located in one of Naples’ most desirable communities — notably with no flooding or storm damage from recent hurricanes. This beautifully designed one-story home showcases a seamless blend of timeless craftsmanship and modern luxury. The open-concept great room floor plan is flooded with natural light and offers stunning water views throughout. Soaring volume ceilings with elegant wood beam accents, wide-plank engineered hardwood flooring, and sophisticated finishes set the tone for effortless coastal living. The heart of the home is the chef’s kitchen, featuring a 12-foot quartz island, Viking stainless steel appliances, a gas range, farmhouse sink, pristine white cabinetry, and a spacious walk-in pantry. A walk-through butler’s pantry—with second refrigerator, laundry area, sink, and custom cabinetry—adds both convenience and charm. With three generously sized bedrooms, a private den, and four impeccably appointed full baths, the layout offers comfort, style, and flexibility. Step outside to a true waterfront oasis: a saltwater pool, oversized spa, sun shelf, and a screened-in covered boathouse create the ultimate backdrop for relaxation or entertaining. A private dock with 15,000 lb lift, water and electric, provides quick Gulf access and puts downtown Naples, Keewaydin Island, and Marco Island just minutes away by boat. Additional highlights include a spacious three-car garage, 30- and 50-amp service ideal for generators or EV charging, and a rare combination of location, protection, and premium finishes. This is coastal living at its finest—schedule your private showing today.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Florida, Single Family
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Metal
Lot size
0.4 acres
Lot description
Regular

Interior

Features
Built-In Cabinets, Closet Cabinets, Exclusions, Fireplace, Foyer, Laundry Tub, Pantry, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings
Flooring
Tile, Wood
Cooling
Ceiling Fan(s), Central Electric
Bedroom details
First Floor Bedroom, Master BR Ground, Split Bedrooms
Additional rooms
Den - Study, Great Room, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai, Screened Lanai/Porch

Kitchen & dining

Kitchen
Gas Available, Island, Pantry, Walk-In Pantry
Appliances
Gas Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Pot Filler, Refrigerator, Refrigerator/Icemaker, Safe, Self Cleaning Oven, Washer
Dining
Dining - Family, Eat-in Kitchen

Outdoor & view

View
Landscaped Area, Mangroves, River, Water
Rear exposure
Northwest
Exterior
Boat Dock Private, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock, Open Porch/Lanai, Screened Lanai/Porch
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
3
Description
2 Assigned, Driveway Paved, Electric Vehicle Charging Station(s), Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Pool description
Below Ground, Concrete, Custom Upgrades, Equipment Stays, Gas Heat, Salt Water
Spa description
Below Ground, Concrete, Equipment Stays, Heated Gas

Waterfront

Waterfront
Yes
Description
Canal Front, Navigable, River Front
Gulf access
Yes
Gulf access type
Bridge(s)/Water Indirect
Canal
Canal Width 81-120
Boat / dock
Boat Dock Private, Boat House, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock

Community amenities

Amenities
Park, Streetlight
Golf
No Golf Available
Elevator
None
Security
Security System, Smoke Detector(s)

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Leases per year
365
Minimum lease
1 days
Restrictions
None

Additional details

Parcel number
70920120003
Potential short sale
No

Listing last updated October 15, 2025

Listing courtesy of The Agency Naples · 239-610-3235

Destinations & driving times from 2195 Harbor Rd

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 2195 Harbor Rd., Naples, FL 34104 – #225046894, by driving distance
NameMilesETA
Fifth Avenue South 1.6 mi 4 min
Third Street South 2.7 mi 8 min
Coastland Center 3.7 mi 9 min
Venetian Village 5.8 mi 13 min
Waterside Shops 6.8 mi 14 min
Galleria Shoppes at Vanderbilt 8.1 mi 16 min
Mercato 9.6 mi 18 min
Coconut Point 20.1 mi 34 min
Miromar Outlets 24.4 mi 34 min
Gulf Coast Town Center 28.7 mi 38 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Rock Harbor

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“We would recommend him to anyone.”
Frank & Vicki Vavricka

Ask me about this home

How should I reply?

Or book a call with me

Pick a day and a time that suit you and I will call.