2195 Harbor Rd., Naples, FL 34104
$3,050,000 Sold
- Beds
- 3
- Baths
- 3½
- Sq Ft
- 3,099
- Built
- 2022
MLS# 225046894 Listed at $3,295,000 Sold October 15, 2025
Fees & taxes
- Seller’s 2024 taxes
- $22,216
Community
Rock HarborQuestions about this home?
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Listing description
Prepare to be captivated by this exceptional waterfront residence, custom built by JVM and located in one of Naples’ most desirable communities — notably with no flooding or storm damage from recent hurricanes. This beautifully designed one-story home showcases a seamless blend of timeless craftsmanship and modern luxury. The open-concept great room floor plan is flooded with natural light and offers stunning water views throughout. Soaring volume ceilings with elegant wood beam accents, wide-plank engineered hardwood flooring, and sophisticated finishes set the tone for effortless coastal living. The heart of the home is the chef’s kitchen, featuring a 12-foot quartz island, Viking stainless steel appliances, a gas range, farmhouse sink, pristine white cabinetry, and a spacious walk-in pantry. A walk-through butler’s pantry—with second refrigerator, laundry area, sink, and custom cabinetry—adds both convenience and charm. With three generously sized bedrooms, a private den, and four impeccably appointed full baths, the layout offers comfort, style, and flexibility. Step outside to a true waterfront oasis: a saltwater pool, oversized spa, sun shelf, and a screened-in covered boathouse create the ultimate backdrop for relaxation or entertaining. A private dock with 15,000 lb lift, water and electric, provides quick Gulf access and puts downtown Naples, Keewaydin Island, and Marco Island just minutes away by boat. Additional highlights include a spacious three-car garage, 30- and 50-amp service ideal for generators or EV charging, and a rare combination of location, protection, and premium finishes. This is coastal living at its finest—schedule your private showing today.
Property details
Building & ownership
- Ownership
- Single Family
- Furnishings
- Unfurnished
- Building style
- Ranch, Florida, Single Family
- Floor plan
- Great Room, Split Bedrooms
- Construction
- Concrete Block, Stucco
- Roof
- Metal
- Lot size
- 0.4 acres
- Lot description
- Regular
Interior
- Features
- Built-In Cabinets, Closet Cabinets, Exclusions, Fireplace, Foyer, Laundry Tub, Pantry, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings
- Flooring
- Tile, Wood
- Cooling
- Ceiling Fan(s), Central Electric
- Bedroom details
- First Floor Bedroom, Master BR Ground, Split Bedrooms
- Additional rooms
- Den - Study, Great Room, Guest Bath, Guest Room, Laundry in Residence, Open Porch/Lanai, Screened Lanai/Porch
Kitchen & dining
- Kitchen
- Gas Available, Island, Pantry, Walk-In Pantry
- Appliances
- Gas Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Pot Filler, Refrigerator, Refrigerator/Icemaker, Safe, Self Cleaning Oven, Washer
- Dining
- Dining - Family, Eat-in Kitchen
Outdoor & view
- View
- Landscaped Area, Mangroves, River, Water
- Rear exposure
- Northwest
- Exterior
- Boat Dock Private, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock, Open Porch/Lanai, Screened Lanai/Porch
- Storm protection
- Impact Resistant Doors, Impact Resistant Windows
Parking
- Garage
- Yes
- Car port
- No
- Spots
- 3
- Description
- 2 Assigned, Driveway Paved, Electric Vehicle Charging Station(s), Attached
Pool & spa
- Private pool
- Yes
- Private spa
- Yes
- Pool description
- Below Ground, Concrete, Custom Upgrades, Equipment Stays, Gas Heat, Salt Water
- Spa description
- Below Ground, Concrete, Equipment Stays, Heated Gas
Waterfront
- Waterfront
- Yes
- Description
- Canal Front, Navigable, River Front
- Gulf access
- Yes
- Gulf access type
- Bridge(s)/Water Indirect
- Canal
- Canal Width 81-120
- Boat / dock
- Boat Dock Private, Boat House, Boat Lift, Dock Included, Elec Avail at dock, Water Avail at Dock
Community amenities
- Amenities
- Park, Streetlight
- Golf
- No Golf Available
- Elevator
- None
- Security
- Security System, Smoke Detector(s)
What the fees cover
- Maintenance
- None
Pets & leasing
- Pets allowed
- Yes
- Leases per year
- 365
- Minimum lease
- 1 days
- Restrictions
- None
Additional details
- Parcel number
- 70920120003
- Potential short sale
- No
Listing last updated October 15, 2025
Listing courtesy of The Agency Naples · 239-610-3235
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
Displayed under License No. SL3295589.
Destinations & driving times from 2195 Harbor Rd
Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.
Driving times are estimated from this home’s location, using OpenStreetMap road data.
| Name | Miles | ETA |
|---|---|---|
| Fifth Avenue South | 1.6 mi | 4 min |
| Third Street South | 2.7 mi | 8 min |
| Coastland Center | 3.7 mi | 9 min |
| Venetian Village | 5.8 mi | 13 min |
| Waterside Shops | 6.8 mi | 14 min |
| Galleria Shoppes at Vanderbilt | 8.1 mi | 16 min |
| Mercato | 9.6 mi | 18 min |
| Coconut Point | 20.1 mi | 34 min |
| Miromar Outlets | 24.4 mi | 34 min |
| Gulf Coast Town Center | 28.7 mi | 38 min |
| Name | Miles | ETA |
|---|---|---|
| Nearest beach access: Naples Beach at 8th Ave. S. | 2.5 mi | 7 min |
| Naples Municipal Beach and Pier | 2.8 mi | 8 min |
| Lowdermilk Park | 3.7 mi | 9 min |
| Via Miramar Beach | 5.3 mi | 12 min |
| Clam Pass Park | 7.2 mi | 16 min |
| Vanderbilt Beach Park | 10.5 mi | 20 min |
| Delnor-Wiggins Pass State Park | 12.3 mi | 23 min |
| Barefoot Beach Preserve | 17.1 mi | 30 min |
| Bonita Beach | 17.3 mi | 30 min |
| Tigertail Beach Park | 17.8 mi | 34 min |
| Lovers Key State Park | 22 mi | 40 min |
| Name | Miles | ETA |
|---|---|---|
| Gulfshore Playhouse | 1.6 mi | 4 min |
| Sugden Community Theatre | 1.7 mi | 5 min |
| Artis—Naples | 7.1 mi | 14 min |
| Music & Arts Community Center | 33.6 mi | 44 min |
| Barbara B. Mann Performing Arts Hall | 38 mi | 52 min |
| Name | Miles | ETA |
|---|---|---|
| Baker Park | 1.7 mi | 5 min |
| Cambier Park | 1.8 mi | 5 min |
| Sugden Regional Park | 2.8 mi | 7 min |
| Gordon River Greenway Park | 2.9 mi | 6 min |
| Naples Botanical Garden | 3.1 mi | 8 min |
| Naples Zoo | 3.2 mi | 8 min |
| Fred W. Coyle Freedom Park | 3.7 mi | 9 min |
| Paradise Coast Sports Complex | 8.5 mi | 18 min |
| North Collier Regional Park | 10.9 mi | 23 min |
| Big Corkscrew Island Regional Park | 23.7 mi | 38 min |
| Corkscrew Swamp Sanctuary | 29.2 mi | 47 min |
| Name | Miles | ETA |
|---|---|---|
| NCH Baker Downtown | 2.5 mi | 7 min |
| Physicians Regional Collier Blvd. | 7.8 mi | 17 min |
| Physicians Regional Pine Ridge Rd. | 8.1 mi | 17 min |
| NCH North Naples Hospital | 11 mi | 21 min |
| Name | Miles | ETA |
|---|---|---|
| Naples Airport (APF) | 1.8 mi | 6 min |
| Marco Island Executive Airport (MKY) | 14.2 mi | 28 min |
| Southwest Florida International Airport (RSW) | 35 mi | 47 min |
Flood zones & evacuation
Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.
Zone A Collier
The first zone ordered to evacuate, and the one called in the weakest storms.
Zone AE
1% annual chance, with a set base flood elevation
The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.
FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.
Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.
Jeffrey Waldman
REALTOR® and Owner, Naples Abodes
Call (239) 450-3763 Text (239) 450-3763
Florida License SL3295589
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