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2863 Coco Lakes Dr., Naples, FL 34105

$1,669,000 For Sale

Beds
4
Baths
3½
Sq Ft
3,564
Built
2016

MLS# 226038069 20 days on market

Fees & taxes

Annual fees
$2,400
One-time fees
$250
Seller’s 2025 taxes
$12,047

Community

Montebello
Subdivision Coco Lakes

Questions about this home?
Ask about this home or arrange a tour.

Listing description

Discover refined living in this exceptional four-bedroom plus den custom home, ideally situated in Coco Lakes,
one of Naples’ desirable low-density communities. Built in 2016 with an emphasis on quality, comfort, and enduring style, this beautifully appointed residence offers a sophisticated blend of modern design, thoughtful
functionality, and inviting indoor-outdoor living. Impact-resistant doors and windows provide added peace
of mind, while rich wood-plank laminate flooring and an expansive, open-concept great room create a
warm, welcoming setting for both everyday living and entertaining. At the heart of the home, the gourmet chef’s kitchen showcases an impressive suite of premium appliances, including an induction cooktop, separate wall oven, under-counter microwave drawer, and GE Monogram side-by-side refrigerator and freezer. A generous center island with prep sink adds both functionality and style. The first-floor laundry room is exceptionally well appointed with a built-in icemaker, laundry sink, front-load washer and dryer, and abundant cabinetry. Designed for the ultimate Florida lifestyle, the sun-drenched, south-facing outdoor living area is fully screened and offers a private, resort-inspired retreat. Enjoy a complete outdoor kitchen with gas grill and refrigerator, a covered seating area featuring a wood ceiling and television, and a spacious heated pool complemented by a raised spillover spa—perfect for relaxing or entertaining year-round. The oversized owner’s suite provides a luxurious private sanctuary, complete with two walk-in closets featuring custom built-ins and a spa-inspired bath with dual vanities, a contemporary soaking tub, and a walk-in shower. Upstairs, a spacious loft creates additional flexible living space, accompanied by three comfortable guest bedrooms, two full bathrooms, and a second laundry room for exceptional convenience. Coco Lakes offers the added appeal of low HOA fees and a convenient location just minutes from Naples’ world-class beaches, premier shopping, acclaimed dining, and entertainment. Combining elegant finishes, attention to detail, and a sought-after Naples location, this move-in-ready residence
presents a wonderful opportunity to enjoy the very best of Southwest Florida living. One or more photo(s) has been virtually staged, AI generated or rendered.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Furnished
Building style
Two Story, Single Family
Floor plan
Great Room, Split Bedrooms, 2 Story
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.17 acres
Lot description
Regular

Interior

Features
Closet Cabinets, Foyer, Laundry Tub, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings
Flooring
Carpet, Laminate, Tile
Cooling
Ceiling Fan(s), Central Electric, Zoned
Additional rooms
Den - Study, Great Room, Guest Bath, Guest Room, Laundry in Residence, Loft, Screened Lanai/Porch

Kitchen & dining

Kitchen
Island, Pantry
Appliances
Dishwasher, Disposal, Dryer, Ice Maker - Stand Alone, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Wall Oven, Washer

Outdoor & view

View
Landscaped Area
Rear exposure
South
Exterior
Screened Lanai/Porch, Built In Grill, Outdoor Kitchen, Outdoor Shower
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Pool description
Below Ground, Concrete, Equipment Stays, Electric Heat, Screen Enclosure
Spa description
Below Ground, Concrete, Equipment Stays, Heated Electric

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Streetlight, Underground Utility
Golf
No Golf Available
Elevator
None

What the fees cover

Maintenance
Legal/Accounting, Manager, Street Lights

Pets & leasing

Pets allowed
Yes
Leases per year
3
Minimum lease
30 days
Restrictions
No RV

Additional details

Parcel number
26169500687
Potential short sale
No

Listing last updated November 12, 2026

Listing courtesy of Lisa Tomaini Realty · 239-263-6602

Property taxes for a new owner

Estimated property taxes about $12,800 a year at the county’s value of this home and its 0.94% tax rate, including $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 2863 Coco Lakes Dr

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 2863 Coco Lakes Dr. – #226038069, by driving distance
NameMilesETA
Coastland Center 3.8 mi 10 min
Waterside Shops 4.2 mi 10 min
Galleria Shoppes at Vanderbilt 4.5 mi 10 min
Fifth Avenue South 5.7 mi 13 min
Venetian Village 5.7 mi 13 min
Mercato 6.7 mi 14 min
Third Street South 7.3 mi 16 min
Coconut Point 17.2 mi 30 min
Miromar Outlets 20.5 mi 30 min
Gulf Coast Town Center 24.9 mi 33 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone B Collier

Called in the second wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Mostly Zone AE

1% annual chance, with a set base flood elevation

Most of the building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance. Part of it lies in another zone.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Montebello

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“By far, Jeff has been the best.”
Ray & Diane Kolodziej

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