291 Saddlebrook Ln. – #226039334

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291 Saddlebrook Ln., Naples, FL 34110

$930,000 For Sale

Beds
4
Baths
3
Sq Ft
3,041
Built
2012

MLS# 226039334 11 days on market

Fees & taxes

Annual fees
$5,316
One-time fees
$1,950
Seller’s 2025 taxes
$8,379

Community

Horse Creek Estates

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Listing description

One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to this fantastic opportunity in one of North Naples’ most sought-after locations, just 3 miles from Naples' world-famous beaches! Situated on a premium lakefront lot with space to add your dream pool, this home offers both incredible potential and unbeatable convenience. This DR Horton 'Lancaster' floor plan is a versatile gem, offering a spacious layout with 4 bedrooms, 3 full bathrooms, and a loft upstairs, perfect for families or those who love to entertain. The ground floor features the primary bedroom with an en-suite bath, along with a guest bedroom and a full bath. Upstairs, you'll find two additional bedrooms, a full bath, and a generous loft space – ideal for a media room, playroom, or home office. The home is filled with upgrades, including: • 42" Premium Solid Wood Cabinets in the kitchen • 8" Interior Doorways for a grand feel • Tray Ceilings adding architectural interest • Recessed Lighting throughout for a modern touch • Brick Paver Lanai & Driveway • Oversized Side-Load Garage with extra storage • Double-Paned Windows for energy efficiency • Huge Walk-In Pantry & Understairs Storage Room for added convenience. The home’s layout is a blank canvas ready for your personal touches and updates. The quarter-acre lot offers plenty of room to create an outdoor oasis complete with a pool, spa, and outdoor living space. • Quarterly HOA Fees cover lawn care, cable, Wi-Fi, community manager, pest control, and street maintenance, making it an easy-care lifestyle. • Just minutes to top-rated schools, dining, shopping, golf courses, and a wide variety of outdoor parks. • Nearby LaPlaya Beach and Golf Club offers exclusive membership opportunities, and Veterans Community Park features a dog park, tennis and pickleball courts, basketball courts, softball/baseball fields, bocce courts, and a roller hockey rink. This is the perfect opportunity to own a home in a prime North Naples location, with endless potential to customize and make your own. Not in a flood zone. Don’t miss out!

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Two Story, Single Family
Floor plan
Split Bedrooms, 2 Story
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.25 acres
Lot description
Regular

Interior

Features
Foyer, Pantry, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings
Flooring
Carpet, Tile
Cooling
Central Electric
Additional rooms
Den - Study, Family Room, Laundry in Residence, Loft, Screened Lanai/Porch

Kitchen & dining

Kitchen
Walk-In Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer

Outdoor & view

View
Lake
Rear exposure
East
Exterior
Screened Lanai/Porch
Storm protection
Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Attached

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Sidewalk, Streetlight
Elevator
None

What the fees cover

Maintenance
Cable, Internet/WiFi Access, Lawn/Land Maintenance, Manager, Pest Control Exterior, Street Maintenance

Pets & leasing

Pets allowed
Yes
Leases per year
3
Minimum lease
30 days
Restrictions
Architectural, Deeded

Schools

Elementary
Veterans Elementary
Middle
North Naples Middle
High
Aubrey Rogers High School

Additional details

Parcel number
50940010401
Potential short sale
No

Listing last updated October 30, 2026

Listing courtesy of Realty One Group MVP · 800-896-8790

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $8,100 a year at the county’s value of this home and its 1.00% tax rate, including $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 291 Saddlebrook Ln

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 291 Saddlebrook Ln. – #226039334, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 4.1 mi 11 min
Mercato 4.8 mi 13 min
Waterside Shops 7.1 mi 16 min
Venetian Village 8.8 mi 19 min
Coastland Center 9.5 mi 21 min
Fifth Avenue South 11.9 mi 24 min
Coconut Point 12.3 mi 23 min
Third Street South 12.6 mi 28 min
Miromar Outlets 15.9 mi 26 min
Gulf Coast Town Center 20.3 mi 30 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone C Collier

Called in the third wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone X (shaded)

0.2% annual chance — moderate risk

The building is outside the Special Flood Hazard Area.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Horse Creek Estates

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“I highly recommend Jeff to anyone…”
Rosanne & Phil Fico

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