Custom Home To Be Built - Front Elevation

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2969 Coco Lakes Dr., Naples, FL 34105

$3,285,000 For Sale

Beds
5
Baths
5
Sq Ft
3,720
Built
2027

MLS# 226024385 134 days on market

Fees & taxes

Annual fees
$2,400
One-time fees
$100
Seller’s 2025 taxes
$7,348

Community

Montebello
Subdivision Coco Lakes

Questions about this home?
Ask about this home or arrange a tour.

Listing description

One or more photo(s) has been virtually staged, AI generated or rendered. Situated on a private .25-acre cul-de-sac homesite, this to-be-built coastal contemporary residence offers timeless architecture, exceptional craftsmanship, and thoughtfully designed living spaces in one of Naples' most desirable central locations. An exceptional opportunity to build a custom luxury residence by DIVCO Homes, the preferred builder in the exclusive gated estate community of Montebello in Naples. Located just North of The Estuary and West of Grey Oaks, Montebello offers a premier central Naples address within the Naples High School district, only minutes from Lowdermilk Beach, Fifth Avenue South, Third Street South, Waterside Shops, Mercato, and world-class dining, shopping, and golf. Royal Poinciana Golf Club borders the community, enhancing the peaceful estate setting.
Offering 3,720 square feet under air and 4,815 total square feet, this home plan features five spacious en-suite bedrooms, five full baths, a private office, with one of the bedrooms being a versatile, detached cabana/flex suite - ideal for guests, extended family, an au pair, media room, or fitness studio. A dramatic great room with soaring ceilings flows seamlessly into the dining area and designer chef's kitchen featuring an oversized island, custom cabinetry, premium appliances, a gas cooktop and wood floors throughout. Expansive 10-foot zero-corner pocket sliding glass doors open to an exceptional outdoor living area complete with a covered lanai, summer kitchen with built-in grill, refrigerator, bar sink, and a custom saltwater pool and spa with sun shelf—creating the perfect setting for year-round entertaining. The estate home will be built to the latest FEMA standards, including impact-resistant windows and doors, a buried 500-gallon propane tank, generator-ready infrastructure, and a three-car garage.
Included are premium DIVCO custom plans ready to build or you can customize to your personal vision, presenting a rare opportunity to create a one-of-a-kind luxury residence in one of Naples' most sought-after gated neighborhoods on a premium cul-de-sac lot. One or more photos have been virtually staged, AI-generated, or are artist renderings.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Contemporary, Florida, Traditional, Single Family
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Poured Concrete, Stucco
Roof
Built-Up, Metal
Lot size
0.25 acres
Lot description
Cul-De-Sac, Irregular Lot

Interior

Features
Cathedral Ceiling(s), Coffered Ceiling(s), Custom Mirrors, French Doors, Pantry, Smoke Detectors, Vaulted Ceiling(s), Volume Ceiling
Flooring
Marble, Tile, Wood
Cooling
Ceiling Fan(s), Central Electric, Zoned
Bedroom details
Master BR Ground, Split Bedrooms
Additional rooms
Den - Study, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Gas Available, Island, Pantry
Appliances
Gas Cooktop, Dishwasher, Disposal, Grill - Gas, Microwave, Refrigerator/Freezer, Tankless Water Heater, Wall Oven
Dining
Breakfast Bar, Dining - Living

Outdoor & view

View
Landscaped Area, Preserve
Rear exposure
East
Exterior
Awning(s), Screened Lanai/Porch, Built In Grill, Outdoor Kitchen
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
3
Description
Driveway Paved, Guest, Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Pool description
Below Ground, Gas Heat, Salt Water, Self Cleaning
Spa description
Below Ground, Heated Gas

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Bike And Jog Path, Park, See Remarks, Streetlight, Underground Utility
Golf
No Golf Available
Elevator
None
Security
Security System, Smoke Detector(s), Gated Community

What the fees cover

Maintenance
Irrigation Water, Legal/Accounting, Manager, Street Lights, Street Maintenance, Trash Removal

Pets & leasing

Pets allowed
Yes
Restrictions
Deeded, No Commercial

Schools

Elementary
Poinciana
Middle
Gulf View
High
Naples High

Additional details

Parcel number
26169502025
Potential short sale
No

Listing last updated October 29, 2026

Listing courtesy of Compass Florida LLC · 239-268-8976

Property taxes for a new owner

There is no estimate yet: the county has not valued the home itself. The Property Appraiser first assesses a new home on the January 1 after it is ready to live in; until then, the tax bill is for the land alone and can be much lower.

If you make this home your primary residence, a homestead exemption would lower its taxes. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Destinations & driving times from 2969 Coco Lakes Dr

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 2969 Coco Lakes Dr. – #226024385, by driving distance
NameMilesETA
Coastland Center 3.7 mi 10 min
Waterside Shops 4.2 mi 10 min
Galleria Shoppes at Vanderbilt 4.5 mi 10 min
Fifth Avenue South 5.7 mi 13 min
Venetian Village 5.7 mi 13 min
Mercato 6.7 mi 14 min
Third Street South 7.3 mi 16 min
Coconut Point 17.2 mi 30 min
Miromar Outlets 20.5 mi 30 min
Gulf Coast Town Center 24.9 mi 33 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone B Collier

Called in the second wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Mostly Zone AE

1% annual chance, with a set base flood elevation

Most of the lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance. Part of the lot lies in another zone.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Montebello

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…highly recommend using Jeffrey Waldman…”
Bob & Mary Misterka

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