3098 Hudson Ter. – #226016468

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3098 Hudson Ter., Naples, FL 34119

$949,000 For Sale

Beds
4
Baths
3
Sq Ft
2,302
Built
2015

Open house · Sunday, November 15 · 1–4 p.m.

MLS# 226016468 204 days on market

Fees & taxes

Annual fees
$6,060
One-time fees
$3,000
Seller’s 2025 taxes
$8,064

Community

Riverstone

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Listing description

One or more photo(s) has been virtually staged, AI generated or rendered. Lowest priced 4 BR pool home in Riverstone! Located in the heart of North Naples, this single-story residence in the Riverstone community represents a refined approach to Florida living. Spanning 2,300 square feet, the home balances sophisticated design with substantial upgrades, offering a lifestyle defined by ease, security, and a prime location convenient to Founders Square and numerous dining and shopping options. The interior features a thoughtful split bedroom floor plan that prioritizes privacy for the primary suite. The main living areas are finished with elegant engineered wood flooring, while new carpeting has been installed exclusively in the bedrooms for comfort. The heart of the home includes an eat-in kitchen equipped with stainless steel appliances, flowing seamlessly into a formal dining room designed for hosting. All spaces benefit from an abundance of natural light, protected by the permanent security of impact-rated hurricane windows throughout the entire residence and new AC system (2025). The outdoor living space is situated with desirable southwest exposure, ensuring sun on the screened, in-ground heated pool (2015)throughout the afternoon. A recently replaced outdoor grill enhances the outdoor kitchen, which overlooks a quiet preserve. Other upgrades include hurricane screening (2015), a full-home generator (2023), comprehensive security system, and a garage newly finished with a fresh epoxy floor.

Positioned within a short walk of the clubhouse, the property grants immediate access to the resort-style amenities that define the Riverstone experience. Residents enjoy a full calendar of activities, from engaging programs and exciting events to top-tier facilities including fitness centers, tennis, and pickleball. Riverstone is where comfort, connection, and quality of life come together.

This property is a singular opportunity for a discerning buyer seeking a move-in-ready residence in a premier North Naples gated enclave.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Other, Split Bedrooms
Construction
Concrete Block, Brick
Roof
Tile
Lot size
0.27 acres
Lot description
Cul-De-Sac

Interior

Features
Foyer, Pantry, Smoke Detectors, Walk-In Closet(s)
Flooring
Carpet, Tile, Wood
Cooling
Central Electric
Additional rooms
Family Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Range, Refrigerator/Freezer, Refrigerator/Icemaker, Self Cleaning Oven
Dining
Eat-in Kitchen, Formal

Outdoor & view

View
Landscaped Area
Rear exposure
Southwest
Exterior
Screened Lanai/Porch, Outdoor Kitchen
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
2
Description
Attached

Pool & spa

Private pool
Yes
Private spa
No
Community pool
Yes
Pool description
Community, Below Ground
Spa description
Community, Jetted Tub

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Basketball Court, Barbecue, Bike And Jog Path, Billiard Room, Business Center, Clubhouse, Pool, Community Room, Fitness Center, Pickleball, Play Area, Racquetball, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Elevator
None
Security
Smoke Detector(s), Gated Community

What the fees cover

Maintenance
Cable, Insurance, Internet/WiFi Access, Irrigation Water, Pest Control Exterior, Street Lights, Street Maintenance, Trash Removal

Pets & leasing

Pets allowed
With Approval
Leases per year
4
Minimum lease
30 days
Restrictions
Deeded

Schools

Elementary
Laurel Oak
Middle
Oakridge Middle
High
Aubry Rogers

Additional details

Parcel number
69770014422
Potential short sale
No

Listing last updated November 12, 2026

Listing courtesy of ENGEL & VOELKERS NAPLES · 239-428-0088

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $7,500 a year at the county’s value of this home and its 0.94% tax rate, including $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 3098 Hudson Ter

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3098 Hudson Ter. – #226016468, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 7.7 mi 18 min
Mercato 9.5 mi 21 min
Waterside Shops 11.7 mi 24 min
Venetian Village 13.9 mi 27 min
Coastland Center 14.7 mi 27 min
Miromar Outlets 16 mi 26 min
Fifth Avenue South 16.6 mi 30 min
Coconut Point 16.8 mi 29 min
Third Street South 17.8 mi 33 min
Gulf Coast Town Center 20.4 mi 30 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone E Collier

Called in the fifth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone AH

Shallow ponding, 1–3 ft

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Riverstone

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“We would recommend him to anyone.”
Frank & Vicki Vavricka

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