3128 Terramar Dr. – #226039344

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3128 Terramar Dr., Naples, FL 34119

$1,475,000 For Sale

Beds
3
Baths
2½
Sq Ft
2,877
Built
2002

Open house · Sunday, November 15 · 1–4 p.m.

MLS# 226039344 1 day on market

Fees & taxes

Annual fees
$11,983
One-time fees
$4,150
Seller’s 2025 taxes
$8,021

Community

Olde Cypress
Subdivision Terramar

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Listing description

Southern golf course and water views, a private screened pool and the Olde Cypress lifestyle, all behind the guard gate. This Terramar home offers three bedrooms plus an oversized den, with crown molding, tray ceilings and a wall of windows framing the pool and fairway. The kitchen has rich wood cabinetry with glass-front uppers, granite counters, stainless appliances and a breakfast bar, plus a sunny nook with French doors to the lanai. The master bedroom faces the course with a wall of windows and opens straight to the pool from patio doors, and its bath has dual vanities, a soaking tub and a walk-in shower and two walk-in closets. Outside, a new panoramic screen on the lanai cage opens up big views of the course, the water and the surroundings from the pool, covered lanai and outdoor dining area. There is an air conditioned workshop room in the garage that could be opened up to park a golf cart. Furnishings are negotiable. Life at Olde Cypress is the real draw: a newly renovated clubhouse with the new Greenside Grille, social membership with no initiation fee and no food and beverage minimum, and active tennis, pickleball and bocce groups. Only 550 homes and no condos keep the community social and less transient. Private golf carts are welcome, Associate and Full golf memberships are optional, and there is NO CDD.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Negotiable
Building style
Ranch, Single Family
Floor plan
Great Room
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.24 acres
Lot description
Golf Course

Interior

Features
Built-In Cabinets, Foyer, French Doors, Laundry Tub, Pantry, Tray Ceiling(s), Walk-In Closet(s), Window Coverings
Flooring
Carpet, Tile
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Den - Study, Great Room, Guest Bath, Laundry in Residence, Screened Lanai/Porch, Workshop

Kitchen & dining

Kitchen
Pantry
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator/Icemaker, Washer

Outdoor & view

View
Golf Course, Lake
Rear exposure
South
Exterior
Screened Lanai/Porch
Storm protection
None

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Attached

Pool & spa

Private pool
Yes
Private spa
No
Community pool
Yes
Pool description
Community, Below Ground, Screen Enclosure

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Bocce Court, Clubhouse, Pool, Fitness Center, Golf Course, Pickleball, Private Membership, Putting Green, Restaurant, Sidewalk, Tennis Court(s), Underground Utility
Golf
Golf Non Equity
Elevator
None

What the fees cover

Maintenance
Cable, Insurance, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Master Assn. Fee Included, Reserve, Security, Street Lights, Street Maintenance

Pets & leasing

Pets allowed
Yes
Leases per year
3
Minimum lease
60 days
Restrictions
Architectural, Deeded, Limited Number Vehicles, No Commercial, No RV

Additional details

Parcel number
76713000606
Potential short sale
No

Listing last updated November 12, 2026

Listing courtesy of Bonnycastle Realty · 239-778-0254

Property taxes for a new owner

Estimated property taxes about $9,000 a year at the county’s value of this home and its 0.94% tax rate, including $262 in charges not based on value, no exemptions applied

On the county’s 2026 roll, the seller’s bill is about $8,100, lower because of a homestead exemption and a capped assessment, which end when the home sells.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 3128 Terramar Dr

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3128 Terramar Dr. – #226039344, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 6.8 mi 16 min
Mercato 8.5 mi 19 min
Waterside Shops 10.8 mi 22 min
Venetian Village 12.9 mi 26 min
Coastland Center 13.8 mi 25 min
Miromar Outlets 15.1 mi 24 min
Fifth Avenue South 15.7 mi 28 min
Coconut Point 15.8 mi 28 min
Third Street South 16.9 mi 31 min
Gulf Coast Town Center 19.5 mi 28 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone E Collier

Called in the fifth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone AH

Shallow ponding, 1–3 ft

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Olde Cypress

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…very professional, friendly and knowledgeable.”
Kim & Khanh Bui

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