3208 Atlantic Cir. – #226038479

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3208 Atlantic Cir., Naples, FL 34119

$1,175,000 For Sale

Beds
3
Baths
3½
Sq Ft
3,091
Built
2014

Price cut $25,000 3 days ago

MLS# 226038479 3 days on market

Fees & taxes

Annual fees
$6,060
One-time fees
$3,130
Seller’s 2025 taxes
$8,895

Community

Riverstone

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Listing description

Located on a quiet preserve homesite, the elegant Bar Harbor floorplan in the highly sought after Riverstone commuity, is a short drive to the gated entry and community amenties. The home offers an extra large lanai with electric roll down hurricane protection. Upgrades include a wet bar, epoxy garage floor, wood flooring and custom closet systems totalling in excess of $30,000. Home is partially furnished and available for immediate occupancy. Home was painted, inside and out, in 2023.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Negotiable
Building style
Ranch, Single Family
Floor plan
Other
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.2 acres
Lot description
Regular

Interior

Features
Bar, Coffered Ceiling(s), Laundry Tub, Smoke Detectors, Walk-In Closet(s), Window Coverings
Flooring
Tile, Wood
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Den - Study

Kitchen & dining

Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Refrigerator/Icemaker, Self Cleaning Oven, Washer, Wine Cooler

Outdoor & view

View
Preserve, Trees/Woods
Rear exposure
East
Storm protection
Shutters, Shutters Electric, Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Attached

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community
Spa description
Community, Jetted Tub

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Bike And Jog Path, Business Center, Clubhouse, Park, Pool, Community Room, Fitness Center, Internet Access, Pickleball, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
Golf
No Golf Available
Elevator
None

What the fees cover

Maintenance
Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Rec Facilities, Security

Pets & leasing

Pets allowed
Yes
Leases per year
4
Minimum lease
30 days
Restrictions
Deeded, No Commercial, No RV, No Truck

Additional details

Parcel number
69770001341
Potential short sale
No

Listing last updated November 9, 2026

Listing courtesy of A R B C Realty of SW Florida · 239-597-1120

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $8,800 a year at the county’s value of this home and its 0.94% tax rate, including $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 3208 Atlantic Cir

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3208 Atlantic Cir. – #226038479, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 7.2 mi 16 min
Mercato 9 mi 19 min
Waterside Shops 11.3 mi 22 min
Venetian Village 13.4 mi 26 min
Coastland Center 14.2 mi 25 min
Miromar Outlets 15.5 mi 24 min
Fifth Avenue South 16.2 mi 28 min
Coconut Point 16.3 mi 28 min
Third Street South 17.3 mi 31 min
Gulf Coast Town Center 19.9 mi 28 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone E Collier

Called in the fifth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Mostly Zone AE

1% annual chance, with a set base flood elevation

Most of the building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance. Part of it lies in another zone.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Riverstone

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…went the extra mile to help us…”
Jerry & Jackie Connelly

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