322 Harbour Dr. 104d – #226038768

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322 Harbour Dr. 104d, Naples, FL 34103

$1,175,000 For Sale

Beds
2
Baths
2
Sq Ft
1,348
Built
1967

MLS# 226038768 20 days on market

Fees & taxes

Annual fees
$22,164
One-time fees
$100
Seller’s 2025 taxes
$6,648

Community

Moorings
Building Moorings Bay Apts

Questions about this home?
Ask about this home or arrange a tour.

Listing description

Welcome to your waterfront home on Moorings Bay - long bay views, true southern exposure, and direct Gulf access with NO bridges. This rarely available 2-bedroom, 2-bath, first-floor end unit sits right on the water at Moorings Bay Apartments, one of only 24 residences in the heart of The Moorings. Open the sliders and the great room, dining area, and 22-foot lanai all look straight down the bay - perfect for morning coffee or watching the boats head out to the Gulf of America. The custom Eggersmann kitchen is the centerpiece - waterfall Quartzite island, panel-ready appliances, and a separate bar with lit glass cabinetry and a beverage fridge for entertaining. Both bedrooms are large and bright, the primary suite has a walk-in closet, and each bathroom is custom with Quartzite counters, wood vanities, and tiled walk-in showers. In-unit laundry, too. Offered furnished. Step outside to the community pool overlooking the bay and the tiki hut right on the docks - with boat slips available for lease, you’re only a short ride to open water. Moorings Bay Apartments recently renovated all common areas and infrastructure, with professional tropical landscaping throughout. Best of all - EVERYTHING inside is done. This unit was taken down to the studs and rebuilt: new plumbing, electrical, HVAC, drywall, doors, trim, flooring, and hurricane impact windows, plus a whole-home lighting system and smart-home integration. Nothing left to do but move in. Just minutes from Naples’ beaches, Fifth Avenue South, and Waterside Shops - schedule your private showing today!

Property details

Building & ownership

Ownership
Condo
Furnishings
Furnished
Building style
Apartment, Low Rise (1-3)
Floor plan
Great Room
Construction
Concrete Block, Stucco
Roof
Shingle
Lot size
0 acres

Interior

Features
Smoke Detectors, Walk-In Closet(s), Window Coverings
Flooring
Vinyl
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Glass Porch, Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Range, Refrigerator/Icemaker, Self Cleaning Oven, Washer, Wine Cooler

Outdoor & view

View
Bay
Rear exposure
South
Exterior
Dock Lease, Tiki Hut, Water Avail at Dock, Glass Porch, Screened Lanai/Porch
Storm protection
Impact Resistant Doors, Impact Resistant Windows, Other

Parking

Garage
No
Car port
No
Spots
0
Description
1 Assigned, Common, Driveway Paved, Guest, Paved

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community

Waterfront

Waterfront
Yes
Description
Bay
Gulf access
Yes
Gulf access type
No Bridge(s)/Water Direct
Canal
Canal Width 200+
Boat / dock
Dock Lease, Tiki Hut, Water Avail at Dock

Community amenities

Amenities
Beach - Private, Beach Access, Beach Club Available, Bike And Jog Path, Bike Storage, Community Boat Dock, Community Boat Slip, Pool, Storage, Fish Cleaning Station, Internet Access, Private Beach Pavilion, Sidewalk, Streetlight, Car Wash Area
Golf
No Golf Available
Elevator
None

What the fees cover

Maintenance
Cable, Insurance, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Pest Control Interior, Rec Facilities, Repairs, Reserve, Sewer, Trash Removal, Water

Pets & leasing

Pets allowed
No
Leases per year
1
Minimum lease
60 days
Restrictions
Deeded

Additional details

Parcel number
13130880006
Potential short sale
No

Listing last updated November 8, 2026

Listing courtesy of Re/Max Alliance Group · 239-260-3500

Property taxes for a new owner

Estimated property taxes about $6,400 a year at the county’s value of this home and its 0.90% tax rate, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 322 Harbour Dr. 104d

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 322 Harbour Dr. 104d – #226038768, by driving distance
NameMilesETA
Venetian Village 1.4 mi 4 min
Coastland Center 1.6 mi 5 min
Waterside Shops 3 mi 7 min
Fifth Avenue South 3.3 mi 7 min
Third Street South 4.5 mi 11 min
Mercato 5.8 mi 11 min
Galleria Shoppes at Vanderbilt 6.8 mi 14 min
Coconut Point 16.3 mi 27 min
Miromar Outlets 23.3 mi 34 min
Gulf Coast Town Center 27.6 mi 38 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Moorings

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“We would recommend him to anyone.”
Frank & Vicki Vavricka

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