3384 Atlantic Cir. – #226023266

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3384 Atlantic Cir., Naples, FL 34119

$1,020,000 Sold

Beds
3
Baths
3½
Sq Ft
3,064
Built
2015

MLS# 226023266 Listed at $1,070,000 Sold October 27, 2026

Fees & taxes

Annual fees
$6,060
One-time fees
$3,130
Seller’s 2025 taxes
$6,195

Community

Riverstone

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Listing description

Experience the best of Naples living with sunrises from your private gated courtyard and breathtaking sunsets over the lake from your expansive screened lanai. Perfectly positioned with desirable eastern front and western rear exposure, this beautifully maintained Carlyle model enjoys one of Riverstone's most sought-after settings, offering tranquil long lake views and **no flood insurance required.

Offering 3,064 square feet, this thoughtfully designed residence features 3 bedrooms plus a den, 3.5 bathrooms, and a rare 3-car garage, blending elegant entertaining with comfortable everyday living. The open great room seamlessly connects to the formal dining area, while a custom wet bar with beverage refrigerator and wine storage creates the perfect gathering space for family and friends.

The well-appointed kitchen features granite countertops and backsplash, a stainless steel vented range hood, double wall ovens, abundant cabinetry, and a KitchenAid refrigerator (2022). Plantation shutters, custom his-and-hers closets, and numerous owner upgrades throughout showcase the exceptional care this home has received. The versatile den opens to the private courtyard, creating an ideal home office, media room, or flex space, while the spacious owner's suite captures peaceful lake views through beautiful bay windows and offers a luxurious bath designed for relaxation.

Designed with both comfort and peace of mind in mind, the home includes a whole-house Generac generator (2019) powered by dual 120-gallon propane tanks, impact-resistant windows and doors, accordion shutters (2020), multiple whole-house surge protection systems, medical-grade UV air purification (2024), upgraded HVAC filtration, improved site drainage, a new garbage disposal (2025), and a newer LG washer and dryer (2023) in the spacious laundry room featuring a utility sink, folding counters, and abundant storage. Every improvement reflects meticulous ownership and makes this home truly move-in ready.

Step outside to the expansive screened lanai where panoramic lake views create the perfect backdrop for unforgettable sunsets. The generous backyard offers ample space to design the custom pool and outdoor living area you've always envisioned.

Located within Riverstone, one of North Naples' premier gated communities, residents enjoy an exceptional lifestyle with a resort-style clubhouse, fitness center, resort and lap pools, tennis, pickleball, indoor and outdoor basketball courts, playground, social activities, and access to top-rated schools. Just minutes from world-class shopping, dining, Mercato, and the Gulf's white sand beaches, this home offers the complete Naples lifestyle.

Beautiful lake views, exceptional upgrades, storm-ready features, no flood insurance required, and one of Riverstone's most desirable locations make this an extraordinary opportunity to own a truly move-in-ready home.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.22 acres
Lot description
Regular

Interior

Features
Built-In Cabinets, Closet Cabinets, Coffered Ceiling(s), Foyer, Laundry Tub, Pantry, Smoke Detectors, Walk-In Closet(s), Wet Bar, Window Coverings
Flooring
Carpet, Tile, Wood
Cooling
Ceiling Fan(s), Central Electric, Other
Bedroom details
Master BR Ground, Master BR Sitting Area, Split Bedrooms
Additional rooms
Den - Study, Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Island, Pantry
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Refrigerator/Icemaker, Wall Oven, Washer, Wine Cooler
Dining
Breakfast Bar, Eat-in Kitchen, Formal

Outdoor & view

View
Lake
Rear exposure
West
Exterior
Screened Lanai/Porch, Courtyard
Storm protection
Impact Resistant Windows, Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
3
Description
Driveway Paved, Guest, Attached

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community
Spa description
Community

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Basketball Court, Bike And Jog Path, Billiard Room, Clubhouse, Park, Pool, Community Room, Fitness Center, Hobby Room, Internet Access, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
Golf
No Golf Available
Elevator
None
Security
Security System, Smoke Detector(s), Gated Community

What the fees cover

Maintenance
Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security

Pets & leasing

Pets allowed
Yes
Leases per year
4
Minimum lease
30 days
Restrictions
Architectural, Deeded, No RV, None/Other

Schools

Elementary
Laurel Oak Elementary
Middle
Oak Ridge Middle
High
Aubrey Rogers Hogh School

Additional details

Parcel number
69770000465
Potential short sale
No

Listing last updated October 30, 2026

Listing courtesy of KW Elevate Luxury · 239-330-1217

Destinations & driving times from 3384 Atlantic Cir

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3384 Atlantic Cir. – #226023266, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 7.4 mi 17 min
Mercato 9.2 mi 20 min
Waterside Shops 11.5 mi 23 min
Venetian Village 13.6 mi 26 min
Coastland Center 14.5 mi 26 min
Miromar Outlets 15.7 mi 25 min
Fifth Avenue South 16.4 mi 29 min
Coconut Point 16.5 mi 29 min
Third Street South 17.5 mi 32 min
Gulf Coast Town Center 20.1 mi 29 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone E Collier

Called in the fifth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone AH

Shallow ponding, 1–3 ft

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Riverstone

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“I hit the jackpot with Jeff Waldman.”
Jim Yanci

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