3582 45th Ave. NE – #226040945

1 / 43

Virtual tour — opens in a new tab

3582 45th Ave. NE, Naples, FL 34120

$495,000 For Sale

Beds
3
Baths
2
Sq Ft
1,736
Built
2019

MLS# 226040945 3 days on market

Fees & taxes

Seller’s 2025 taxes
$3,600

Questions about this home?
Ask about this home or arrange a tour.

Listing description

Set on 1.14 acres in Golden Gate Estates with no HOA fees, this 3-bedroom, 2-bath home has a large fenced backyard with room for a pool, a shed, or a garden. Built in 2019, the single-story concrete block home offers 1,736 square feet of living space, a screened lanai, and an attached two-car garage. The spacious eat-in kitchen has a pantry and room for a breakfast table. The great room has space for a full-size dining table and a separate seating area for movie night or the big game. The split-bedroom layout puts two good-sized guest bedrooms apart from the primary suite, which has room for a king bed and additional furniture, a walk-in closet, and a bathroom with dual sinks and a shower. Out front, an automatic gate opens to a paver driveway, with chain-link fencing along the front of the property. The cleared backyard is enclosed by a vinyl privacy fence and has open space for outdoor seating, raised beds, or tropical fruit trees. The property continues into a wooded area beyond the backyard fence. Publix and Chipotle are about 3.6 miles away, and Aldi, Ace Hardware, and more shops are about 5.5 miles away.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Shingle
Lot size
1.14 acres
Lot description
Regular

Interior

Features
Pantry, Smoke Detectors
Flooring
Carpet, Tile
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Great Room, Screened Lanai/Porch

Kitchen & dining

Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Refrigerator/Freezer, Washer, Water Treatment Owned

Outdoor & view

View
Trees/Woods
Rear exposure
South
Exterior
Screened Lanai/Porch
Storm protection
Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Attached

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
None
Golf
No Golf Available
Elevator
None

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Restrictions
None

Additional details

Parcel number
39779600003
Potential short sale
No

Listing last updated November 12, 2026

Listing courtesy of Realty One Group MVP · 800-896-8790

Property taxes for a new owner

Estimated property taxes about $5,000 a year at the county’s value of this home and its 1.21% tax rate, including $262 in charges not based on value, no exemptions applied

On the county’s 2026 roll, the seller’s bill is about $3,700, lower because of a homestead exemption and a capped assessment, which end when the home sells.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 3582 45th Ave. NE

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3582 45th Ave. NE – #226040945, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 18.9 mi 34 min
Mercato 20.7 mi 37 min
Waterside Shops 23 mi 40 min
Venetian Village 25.1 mi 43 min
Coastland Center 25.9 mi 43 min
Miromar Outlets 27.2 mi 42 min
Fifth Avenue South 27.8 mi 46 min
Coconut Point 28 mi 45 min
Third Street South 29 mi 49 min
Gulf Coast Town Center 31.6 mi 46 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone F Collier

The last zone called, and only in the strongest storms.

Called firstCalled last
FEMA flood zone

Zone AH

Shallow ponding, 1–3 ft

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Golden Gate Estates

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“I hit the jackpot with Jeff Waldman.”
Jim Yanci

Ask me about this home

How should I reply?

Schedule a tour of this home

Pick a day and a time that suit you. I will confirm it with you.