3860 20th Ave. SE – #226012474

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3860 20th Ave. SE, Naples, FL 34117

$579,000 Sold

Beds
3
Baths
2
Sq Ft
1,883
Built
2006

MLS# 226012474 Listed at $579,000 Sold July 31, 2026

Fees & taxes

Seller’s 2025 taxes
$4,206

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Listing description

BUYERS FINANCING FELL THROUGH - Seller's are being relocated out of state. They are sad to go but they must sell. Situated on a fully fenced and gated 2.27 DRY acres of mature food forest and uplands with a NEW CUSTOM SALTWATER POOL and expansive surrounding deck for lounging, dining, and entertaining. This charming 3-bed + den home offers the perfect blend of comfort, style, and functionality—with room to live, work, and play. Inside, you’ll find beautifully updated LVT flooring throughout the home and a desirable split floorplan that provides both privacy & flexibility. The updated master bathroom is a true retreat, featuring quartz countertops, dual sinks, walk-in closet, and an oversized walk-in shower designed with both style and relaxation in mind. The heart of the home is the thoughtfully updated, farmhouse-style kitchen—complete with shiplap accents, expansive quartz countertops, open shelving, and a cozy eat-in dining area that’s perfect for everyday living or entertaining. Step outside and experience the lifestyle this property was made for! Whether you envision weekend BBQs, evening swims, or simply relaxing under the Florida sun, this backyard delivers. This is more than just a home—it’s a lifestyle opportunity! The abnormally cold temperatures this winter took its toll on the gorgeous, tropical landscaping and lawn. It's only a matter of time before the figs, fruit trees, and flowering tropical plants will be in full display again! Don't forget there is no HOA on this home so if you have dreams of gathering eggs from your own chickens or milk from your goats, you have the freedom to do so and are already set up with a chicken coop and additional enclosure. Curtain rods and curtains will not convey with the sale of the home.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Shingle
Lot size
2.27 acres
Lot description
Dead End

Interior

Features
Foyer, French Doors, Smoke Detectors, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring
Tile, Vinyl
Cooling
Central Electric
Bedroom details
Master BR Ground, Split Bedrooms
Additional rooms
Den - Study, Laundry in Residence, Open Porch/Lanai, Screened Lanai/Porch

Kitchen & dining

Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer, Water Treatment Owned
Dining
Breakfast Bar, Dining - Living, Eat-in Kitchen

Outdoor & view

View
Trees/Woods
Rear exposure
East
Exterior
Open Porch/Lanai, Screened Lanai/Porch
Storm protection
Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Attached

Pool & spa

Private pool
Yes
Private spa
No
Pool description
Below Ground, Concrete, Custom Upgrades, Equipment Stays, Electric Heat, Salt Water

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
None
Golf
No Golf Available
Elevator
None
Security
Smoke Detector(s)

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Leases per year
365
Minimum lease
1 days
Restrictions
None

Schools

Elementary
Palmetto Elementary School
Middle
Cypress Palm Middle School
High
Palmetto Ridge High School

Additional details

Parcel number
41227300005
Potential short sale
No

Listing last updated July 31, 2026

Premiere Plus Realty Company · 239-732-7837

Destinations & driving times from 3860 20th Ave. SE

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3860 20th Ave. SE – #226012474, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 18.7 mi 35 min
Waterside Shops 20.8 mi 38 min
Mercato 20.9 mi 39 min
Venetian Village 22.2 mi 42 min
Coastland Center 23.1 mi 42 min
Fifth Avenue South 25 mi 45 min
Third Street South 26.1 mi 48 min
Miromar Outlets 31 mi 49 min
Coconut Point 31.8 mi 52 min
Gulf Coast Town Center 35.4 mi 52 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone E Collier

Called in the fifth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Partly Zone AH

Shallow ponding, 1–3 ft

Part of the building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Golden Gate Estates

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“I hit the jackpot with Jeff Waldman.”
Jim Yanci

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