3870 Midshore Dr. – #226035488

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3870 Midshore Dr., Naples, FL 34109

$729,000 For Sale

Beds
3
Baths
2
Sq Ft
2,041
Built
1995

MLS# 226035488 41 days on market

Fees & taxes

Annual fees
$3,200
One-time fees
$3,150
Seller’s 2026 taxes
$2,994

Community

Wilshire Lakes

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Listing description

Located in the prestigious Wilshire Lakes gated community. Situated in a desired location. Well away from the expressway on a lot backing up to a preserve. A well laid out three bedroom, plus den home. A master bath, featuring dual sinks, a tub and separate shower, a separate toilet area and a walk-in closet. Enjoy your morning coffee in the kitchen dinette area while looking out at the backyard and preserve and the occasional rabbits in the yard. A new air conditioning system in 2025 and a new roof in 2022. The storm shutters are a really nice plus to have. The garage is loaded with all kinds of extra storage cabinets and shelving. You are only minutes away from shops and dining, and only five minutes to the beach.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.25 acres

Interior

Features
Multi Phone Lines, Smoke Detectors, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring
Tile
Cooling
Central Electric
Additional rooms
Den - Study, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Appliances
Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer

Outdoor & view

View
Preserve
Rear exposure
South
Exterior
Screened Lanai/Porch
Storm protection
Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
2
Description
Attached

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Clubhouse, Storage, Internet Access
Elevator
None

What the fees cover

Maintenance
Manager, Street Lights, Trash Removal

Pets & leasing

Pets allowed
With Approval
Number allowed
0
Weight limit
0 lbs
Other pet rules
0
Leases per year
2
Minimum lease
30 days
Restrictions
Deeded

Schools

Elementary
Pelican Marsh Elementary
Middle
North Naples Middle
High
Aubry Rogers High

Additional details

Parcel number
82660003708
Potential short sale
No

Listing last updated October 4, 2026

Listing courtesy of Downing Frye Realty Inc. · 239-261-2244

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $5,400 a year at the county’s value of this home and its 0.94% tax rate, including $262 in charges not based on value, no exemptions applied

On the county’s 2026 roll, the seller’s bill is about $3,100, lower because of a homestead exemption and a capped assessment, which end when the home sells.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 3870 Midshore Dr

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3870 Midshore Dr. – #226035488, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 2.4 mi 6 min
Mercato 4.6 mi 10 min
Waterside Shops 6.9 mi 13 min
Venetian Village 8 mi 17 min
Coastland Center 8.8 mi 18 min
Fifth Avenue South 10.8 mi 21 min
Third Street South 11.9 mi 24 min
Coconut Point 15.1 mi 26 min
Miromar Outlets 16 mi 24 min
Gulf Coast Town Center 20.3 mi 27 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone D Collier

Called in the fourth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone AH

Shallow ponding, 1–3 ft

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Wilshire Lakes

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…went the extra mile to help us…”
Jerry & Jackie Connelly

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