Drone / aerial view of a nearby body of water and apartment complex / building

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40 Seagate Dr. 1204a, Naples, FL 34103

$1,700,000 Sold

Beds
3
Baths
2
Sq Ft
1,445
Built
1990

MLS# 225080911 Listed at $1,850,000 Sold January 23, 2026

Fees & taxes

Annual fees
$24,900
One-time fees
$150
Seller’s 2024 taxes
$14,505

Community

Naples Cay
Building Club at Naples Cay

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Listing description

The Club at Naples Cay brings together big Gulf views, flexible weekly rentals and an easy lock-and-leave luxury lifestyle in gated Naples Cay. This 12th-floor end residence overlooks the sand with wide western views of the Gulf of Mexico and long vistas of Clam Pass, the mangroves and bay. The corner position adds extra windows, natural light and a greater sense of privacy. Naples Cay is one of the few beachfront communities in Naples that allow weekly rentals, and there is a full-service rental management office in the lobby for owners who wish to participate in the program. Enjoy your preferred weeks, then place the residence in the rental pool when not in use. Amenities include beach access, a Gulf-side pool and spa, fitness center and tennis, all within an accessible campus tucked between Park Shore and Pelican Bay. Shopping and dining at Waterside Shops, Artis-Naples and The Village on Venetian Bay are just minutes away.

Property details

Building & ownership

Ownership
Condo
Furnishings
Turnkey
Building style
High Rise (8+)
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Built-Up
Lot description
Regular

Interior

Features
Smoke Detectors, Walk-In Closet(s), Window Coverings
Flooring
Laminate, Tile
Cooling
Central Electric
Bedroom details
Split Bedrooms
Additional rooms
Balcony, Laundry in Residence, Open Porch/Lanai

Kitchen & dining

Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
Dining
Breakfast Bar, Dining - Living

Outdoor & view

View
Bay, Gulf, Gulf and Bay, Partial Buildings
Rear exposure
Northwest
Exterior
Balcony, Open Porch/Lanai, Tennis Court(s)
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
No
Car port
No
Spots
0
Description
Common, Paved

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community
Spa description
Community

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Barbecue, Beach Access, Bike Storage, Clubhouse, Pool, Community Room, Spa/Hot Tub, Fitness Center, Internet Access, Sauna, Tennis Court(s), Trash Chute, Underground Utility
Elevator
Common
Security
Smoke Detector(s), Gated Community

What the fees cover

Maintenance
Cable, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Master Assn. Fee Included, Pest Control Exterior, Rec Facilities, Reserve, Security, Trash Removal, Water

Pets & leasing

Pets allowed
Limits
Number allowed
1
Weight limit
25 lbs
Leases per year
52
Minimum lease
7 days
Restrictions
No Commercial, No RV, No Truck

Schools

Elementary
Seagate
Middle
Gulfview
High
Naples

Additional details

Parcel number
05760000963
Potential short sale
No

Listing last updated January 23, 2026

Listing courtesy of Premier Sotheby's Int'l Realty · 239-261-6161

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Destinations & driving times from 40 Seagate Dr. 1204a

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 40 Seagate Dr. # 1204a, Naples, FL 34103 – #225080911, by driving distance
NameMilesETA
Waterside Shops 1.2 mi 5 min
Venetian Village 2 mi 7 min
Coastland Center 4.3 mi 11 min
Mercato 4.3 mi 10 min
Galleria Shoppes at Vanderbilt 5.3 mi 13 min
Fifth Avenue South 6 mi 14 min
Third Street South 7.2 mi 17 min
Coconut Point 14.8 mi 26 min
Miromar Outlets 21.7 mi 33 min
Gulf Coast Town Center 26.1 mi 37 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Naples Cay

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“By far, Jeff has been the best.”
Ray & Diane Kolodziej

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