40 Seagate Dr. 202a – #225039973

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40 Seagate Dr. 202a, Naples, FL 34103

$1,695,000 For Sale

2
Beds
2
Baths
1,305
Sq Ft
1990
Built

MLS# 225039973 402 days on market

Fees & taxes

Annual fees
$21,500
One-time fees
$150
Seller’s 2023 taxes
$9,959

Community

Naples Cay
Building Club at Naples Cay

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Listing description

Welcome to Paradise! Westshore at Naples Cay: A Luxurious Gulf Coast Retreat. Discover the perfect fusion of luxury and tranquility of this 2 Bedroom + Den, 2-Bathroom condo in the prestigious Naples Cay community. In addition to the breathtaking Gulf views and unprecedented sunsets, you will enjoy the peaceful allure of the waterfront, right from your own home. Naples Cay offers Unmatched Amenities and Sophisticated Interiors- allowing you to Indulge in a host of world-class amenities, including a state-of-the-art fitness center, resort-style pool and spa, Har-Tru tennis courts, and 850 feet of private beachfront! Situated in a secure, guard-gated community between Pelican Bay and Park Shore, this residence offers the ideal balance of seclusion and accessibility. Just steps away from pristine beaches and a scenic boardwalk. You will be minutes away from Naples' premier destinations, including Venetian Village, Waterside Shops, Mercato, and Fifth Avenue South. Westshore’s flexible rental policy enhances its appeal, presenting an exceptional opportunity for personal enjoyment and income potential.

Property details

Building & ownership

Ownership
Condo
Furnishings
Turnkey
Building style
High Rise (8+)
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Metal
Lot size
0 acres
Lot description
Zero Lot Line

Interior

Features
Built-In Cabinets, Fire Sprinkler, Smoke Detectors, Tray Ceiling(s), Window Coverings
Flooring
Carpet, Tile
Cooling
Central Electric
Additional rooms
Balcony, Den - Study, Great Room, Guest Bath, Home Office, Laundry in Residence, Open Porch/Lanai

Kitchen & dining

Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Refrigerator/Icemaker, Washer
Dining
Breakfast Bar, Dining - Living

Outdoor & view

View
Gulf
Rear exposure
West
Exterior
Balcony, Open Porch/Lanai, Storage, Tennis Court(s)
Storm protection
Impact Resistant Doors

Parking

Garage
No
Car port
No
Spots
0
Description
Common

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community
Spa description
Community

Waterfront

Waterfront
Yes
Description
Bay
Gulf access
Yes
Gulf access type
Other
Canal
None
Boat / dock
None

Community amenities

Amenities
Barbecue, Beach - Private, Beach Access, Bike Storage, Billiard Room, Park, Pool, Community Room, Spa/Hot Tub, Dog Park, Storage, Internet Access, Library, Play Area, Sauna, Sidewalk, Streetlight, Tennis Court(s), Trash Chute, Underground Utility
Elevator
Common
Security
Smoke Detector(s), Gated Community, Fire Sprinkler System

What the fees cover

Maintenance
Cable, Insurance, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security, Street Maintenance, Trash Removal, Water

Pets & leasing

Pets allowed
Limits
Number allowed
1
Weight limit
25 lbs
Other pet rules
0
Leases per year
52
Minimum lease
7 days
Restrictions
No Commercial, No RV, No Truck

Additional details

Parcel number
05760000125
Potential short sale
No

Listing last updated May 29, 2026

Listing courtesy of Downing Frye Realty Inc. · 239-261-2244

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $10,000 a year at the county’s value of this home and its 0.90% tax rate, plus $357 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 40 Seagate Dr. 202a

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 40 Seagate Dr. 202a – #225039973, by driving distance
NameMilesETA
Waterside Shops 1.2 mi 5 min
Venetian Village 2 mi 7 min
Coastland Center 4.3 mi 11 min
Mercato 4.3 mi 10 min
Galleria Shoppes at Vanderbilt 5.3 mi 13 min
Fifth Avenue South 6 mi 14 min
Third Street South 7.2 mi 17 min
Coconut Point 14.8 mi 26 min
Miromar Outlets 21.7 mi 33 min
Gulf Coast Town Center 26.1 mi 37 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Naples Cay

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…was a godsend in helping me find the perfect home…”
Francine Passadino

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