Aerial View toward the West

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401 Panay Ave., Naples, FL 34113

$1,399,000 For Sale

Beds
3
Baths
2
Sq Ft
2,082
Built
1984

MLS# 226030663 79 days on market

Fees & taxes

Seller’s 2025 taxes
$10,505

Community

Isles of Capri

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Listing description

Opportunity Knocks! Beautiful High & Dry (including garage) 3BR/2BA waterfront home on ISLES OF CAPRI with direct access to the Gulf in just minutes. This fabulous 0.31 acre canal-front home has been well maintained and updated. The kitchen features a 5 burner induction cook top with drop-down vent hood, double wall oven (1 conventional/1 convection) power-slide drawer style microwave, Samsung Refrigerator, Bosch dishwasher, and all new cabinetry and countertops. 2019 Metal Roof. Lanai and concrete pad extended and re-screened in 2021. Rear yard offers incredible privacy, has been lovingly cared for, and features 2 gloriously mature fruit producing trees (Mango and Lychee), extensive low-maintenance, mostly native landscaping, pathways, as well a terraced flower or vegetable beds, AND leaves plenty of room for a pool and or potentially up to a Class A RV! The dock & lift will support a 7K pound boat and the removable floating dock is perfect for your kayaks or canoes. The garage with epoxied floor will accommodate 2 cars, and also features an in-ground lift to allow you to work on your vehicles. The large circular drive allows for plenty of parking. This home has NEVER been impacted by flooding and a transferable flood policy is available. Isles of Capri is 5 minutes from Marco, 20 minutes from Naples. There is no HOA for any of the single family homes on Capri. Street legal, tagged & insured golf carts are welcome on Capri!
Come have a look at this wonderful home. fall in love, and move right in! BE SURE TO VIEW THE VIRTUAL TOUR FOR A GARDEN WALK-THRU!

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Metal
Lot size
0.31 acres
Lot description
Corner Lot, Oversize

Interior

Features
Pantry, Smoke Detectors, Walk-In Closet(s), Window Coverings
Flooring
Tile
Cooling
Central Electric
Additional rooms
Family Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer

Outdoor & view

View
Canal, Landscaped Area
Rear exposure
East
Exterior
Boat Dock Private, Screened Lanai/Porch
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
2
Description
Attached

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
Yes
Description
Canal Front, Navigable
Gulf access
Yes
Gulf access type
No Bridge(s)/Water Direct
Canal
Canal Width 81-120
Boat / dock
Boat Dock Private

Community amenities

Amenities
None
Elevator
None

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Restrictions
None

Additional details

Parcel number
52452680000
Potential short sale
No

Listing last updated September 20, 2026

Listing courtesy of Compass Florida LLC · 239-268-8976

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $10,000 a year at the county’s value of this home and its 1.04% tax rate, including $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 401 Panay Ave

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 401 Panay Ave. – #226030663, by driving distance
NameMilesETA
Fifth Avenue South 15.1 mi 26 min
Third Street South 16.2 mi 29 min
Coastland Center 17.2 mi 31 min
Venetian Village 19.3 mi 35 min
Waterside Shops 20.3 mi 36 min
Galleria Shoppes at Vanderbilt 21.2 mi 37 min
Mercato 23.1 mi 40 min
Miromar Outlets 36.1 mi 50 min
Coconut Point 36.8 mi 53 min
Gulf Coast Town Center 40.5 mi 53 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Isles of Capri

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…everything you could want in a real estate agent.”
Matt & Becky Bogyo

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