428 Pine Lake Dr. – #2026039685

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428 Pine Lake Dr., Naples, FL 34112

$540,000 Pending

Beds
3
Baths
2
Sq Ft
1,851
Built
1980

MLS# 2026039685 5 days on market

Fees & taxes

Annual fees
$2,308
One-time fees
$150
Seller’s 2025 taxes
$3,076

Community

Lakewood

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Listing description

Welcome to the Naples lifestyle! Tucked away on a quiet cul-de-sac, this spacious 3-bedroom, 2-bath pool home sits on an oversized lot with a gorgeous lake view, creating a private and peaceful setting to enjoy Florida living.

The desirable split-bedroom floor plan offers excellent separation between the primary suite and guest bedrooms, with generously sized bedrooms and no carpet throughout for easy maintenance. A 2-car garage provides plenty of additional storage and convenience.

Step outside to your private pool and take in the beautiful lake views—the perfect backdrop for morning coffee, relaxing afternoons, or entertaining family and friends.

Enjoy the added value of a low HOA that includes irrigation, cable, and internet. Conveniently located near shopping, dining, schools, medical facilities, and Naples' beautiful Gulf beaches, with the restaurants, boutiques, entertainment, and charm of Olde Naples just a short drive away.

With its oversized lot, private pool, lake view, quiet cul-de-sac location, spacious split floor plan, and low HOA, this home offers an exceptional combination of space, convenience, and the Southwest Florida lifestyle.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Furnished
Building style
Ranch, Single Family
Floor plan
Great Room
Construction
Concrete Block, Stucco
Roof
Shingle
Lot size
0.31 acres
Lot description
Cul-De-Sac, Oversize

Interior

Features
Foyer, Laundry Tub, Pantry, Smoke Detectors, Walk-In Closet(s), Window Coverings
Flooring
Tile
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Pantry
Appliances
Electric Cooktop, Dryer, Microwave, Refrigerator/Icemaker, Washer

Outdoor & view

View
Lake
Rear exposure
Northwest
Exterior
Screened Lanai/Porch
Storm protection
Shutters, Shutters Electric, Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Attached

Pool & spa

Private pool
Yes
Private spa
No
Pool description
Equipment Stays, Electric Heat

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Boat / dock
None

Community amenities

Amenities
None
Golf
Golf Public
Elevator
None

What the fees cover

Maintenance
Cable, Internet/WiFi Access, Irrigation Water, Manager, Trash Removal

Pets & leasing

Pets allowed
With Approval
Leases per year
2
Minimum lease
90 days
Restrictions
Deeded, No RV

Additional details

Parcel number
53953080001
Potential short sale
No

Listing last updated October 27, 2026

Listing courtesy of Keller Williams Elite Realty · (239) 949-8338

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Destinations & driving times from 428 Pine Lake Dr

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 428 Pine Lake Dr. – #2026039685, by driving distance
NameMilesETA
Fifth Avenue South 3.2 mi 7 min
Third Street South 4.3 mi 10 min
Coastland Center 5.3 mi 12 min
Venetian Village 7.4 mi 16 min
Waterside Shops 8.4 mi 17 min
Galleria Shoppes at Vanderbilt 8.8 mi 17 min
Mercato 11.1 mi 21 min
Coconut Point 21.7 mi 37 min
Miromar Outlets 24.1 mi 35 min
Gulf Coast Town Center 28.5 mi 38 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone C Collier

Called in the third wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Lakewood

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“I hit the jackpot with Jeff Waldman.”
Jim Yanci

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