Stucco exterior with a tiled roof, paver driveway, attached garage, and mature landscaping

1 / 34

4395 Raffia Palm Cir., Naples, FL 34119

$838,000 For Sale

Beds
4
Baths
2½
Sq Ft
2,233
Built
2015

Price cut $41,000 11 days ago

MLS# 226036737 28 days on market

Fees & taxes

Annual fees
$4,676
One-time fees
$150
Seller’s 2025 taxes
$4,000

Questions about this home?
Ask about this home or arrange a tour.

Listing description

Tucked between a lush preserve and the sparkle of a resort-style clubhouse, this 4 bedroom, 2.5 bath pool home in Raffia Preserve feels like a well-kept secret. The favorable WCI construction combined w/ storm sustainability features like impact windows, a buried propane tank & full house generator - elevate lifestyle peace of mind over builder grade. The paver driveway, durable barrel tile roof, and swaying tropical palms set the tone before you even reach the door. Built in 2015 and meticulously cared for, the property offers 2,233 square feet of light-filled living space finished with crown molding, recessed lighting, and tile throughout. In the kitchen, everyone drifts toward a granite island glowing beneath pendant lights, surrounded by rich espresso wood cabinetry, a custom
Mosaic tile backsplash, and stainless steel appliances. Sliding glass doors open the evening to a screened lanai with a freeform pool and a south-facing preserve view, along with a custom, covered summer kitchen equipped with a built-in grill, made for entertaining dinners under the cooling ceiling fan with the pool & private tropical view. The primary suite is a quiet retreat with a recessed ceiling, a dual sink vanity with custom tile border accent, and a glass-enclosed shower wrapped in tile. Two guest bedrooms share a granite-topped bath, and the fourth bedroom works beautifully as a home office, with a sizable closet that lets it become a guest room, studio, or fitness space. Impact windows throughout and a 2022 generator with a 500 gallon buried propane tank bring calm to every season, and the attached two-car garage offers plenty of room for vehicles and storage. For those with bigger dreams, the laundry room offers potential for a third full bath, and the lanai could be extended toward the backyard for more room to entertain. Beyond your door, gated Raffia Preserve offers a resort pool with water features, a lap pool, a clubhouse, a fitness center, a basketball court, and a playground, with no golf membership required. Set just south of Immokalee Road in North Naples, the community keeps shopping, dining, and the Gulf beaches within easy reach. A hidden gem boutique enclave - walking distance to shopping, dining & the newest Mason Classical Academy K-8 as an added convenience.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.2 acres
Lot description
Regular

Interior

Features
Laundry Tub, Pantry, Window Coverings
Flooring
Tile
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Washer

Outdoor & view

View
Preserve
Rear exposure
South
Exterior
Screened Lanai/Porch, Outdoor Kitchen
Storm protection
Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
2
Description
Attached

Pool & spa

Private pool
Yes
Private spa
No
Community pool
Yes
Pool description
Community, Below Ground, Concrete, Equipment Stays, Screen Enclosure

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Basketball Court, Barbecue, Clubhouse, Pool, Community Room, Fitness Center, Internet Access, Play Area, Sidewalk, Streetlight, Underground Utility
Elevator
None

What the fees cover

Maintenance
Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Rec Facilities, Repairs, Security

Pets & leasing

Pets allowed
Limits
Number allowed
3
Leases per year
2
Minimum lease
30 days
Restrictions
Deeded

Additional details

Parcel number
69020001868
Potential short sale
No

Listing last updated November 8, 2026

Listing courtesy of Marzucco Real Estate · 239-776-5194

Property taxes for a new owner

Estimated property taxes about $6,900 a year at the county’s value of this home and its 1.04% tax rate, including $262 in charges not based on value, no exemptions applied

On the county’s 2026 roll, the seller’s bill is about $4,100, lower because of a homestead exemption and a capped assessment, which end when the home sells.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 4395 Raffia Palm Cir

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 4395 Raffia Palm Cir. – #226036737, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 5.7 mi 13 min
Mercato 7.8 mi 17 min
Waterside Shops 10.2 mi 20 min
Venetian Village 11.3 mi 23 min
Coastland Center 12.1 mi 24 min
Fifth Avenue South 14 mi 27 min
Third Street South 15.2 mi 30 min
Miromar Outlets 17.7 mi 27 min
Coconut Point 18.4 mi 30 min
Gulf Coast Town Center 22.1 mi 31 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone E Collier

Called in the fifth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone AH

Shallow ponding, 1–3 ft

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Raffia Preserve

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…was a godsend in helping me find the perfect home…”
Francine Passadino

Ask me about this home

How should I reply?

Schedule a tour of this home

Pick a day and a time that suit you. I will confirm it with you.