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440 Spinnaker Dr., Naples, FL 34102

$5,580,000 For Sale

Beds
4
Baths
3½
Sq Ft
5,096
Built
2016

MLS# 226039853 10 days on market

Fees & taxes

Seller’s 2026 taxes
$30,134

Community

Moorings

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Listing description

Tucked along a quiet street in the heart of The Moorings, 440 Spinnaker Drive offers a sophisticated expression of modern Naples living, where thoughtful architecture, exceptional privacy, and an enviable coastal location come together.
Built in 2016 and positioned on an oversized homesite with sought-after southern exposure, this custom residence is designed to embrace natural light and effortless indoor-outdoor living. Clean architectural lines, expansive glass, and carefully selected finishes create an aesthetic that feels both contemporary and timeless.
Inside, open, beautifully connected living spaces strike a balance between understated elegance and everyday comfort. Architectural details, statement lighting, floating stair elements, and layered textures add depth and distinction throughout.
The kitchen and gathering spaces transition seamlessly outdoors, creating an inviting setting for both intimate evenings and larger-scale entertaining.
Beyond the glass, lush tropical landscaping surrounds a resort-inspired pool and spa, complemented by covered and open-air living areas that make the most of Naples’ year-round outdoor lifestyle. Whether entertaining friends or enjoying a quiet afternoon at home, the setting feels private, relaxed, and distinctly Florida.
The primary suite serves as a peaceful retreat, while thoughtfully appointed guest accommodations and flexible bonus spaces offer room for work, wellness, and extended stays. Throughout, the home reflects a considered approach to design, comfort, and functionality.

Ideally situated just blocks from the Gulf beaches, the exclusive Moorings Beach Park, and the Four Seasons Resort, the property enjoys one of Naples’ most desirable central locations, offering convenient access to the best of coastal living while maintaining a sense of neighborhood privacy and tranquility.

440 Spinnaker Drive is more than a beautifully designed residence; it is an opportunity to experience the understated luxury, timeless appeal, and exceptional lifestyle that make The Moorings so special

Property details

Building & ownership

Ownership
Single Family
Furnishings
Negotiable
Building style
Two Story, Single Family
Floor plan
Great Room, Split Bedrooms, 2 Story
Construction
Concrete Block, Stucco
Roof
Built-Up, Metal
Lot size
0.37 acres
Lot description
Regular

Interior

Features
Built-In Cabinets, Closet Cabinets, Custom Mirrors, Fireplace, Foyer, Laundry Tub, Pantry, Wired for Sound, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s)
Flooring
Tile, Wood
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Balcony, Den - Study, Exercise, Family Room, Great Room, Guest Bath, Guest Room, Home Office, Laundry in Residence, Loft, Open Porch/Lanai, Screened Lanai/Porch

Kitchen & dining

Kitchen
Gas Available, Island, Walk-In Pantry
Appliances
Gas Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Grill - Gas, Ice Maker - Stand Alone, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Wall Oven, Washer

Outdoor & view

View
Landscaped Area
Rear exposure
South
Exterior
Balcony, Open Porch/Lanai, Screened Lanai/Porch, Built In Grill, Courtyard, Outdoor Kitchen
Storm protection
Impact Resistant Doors, Impact Resistant Windows, Shutters - Screens/Fabric

Parking

Garage
Yes
Car port
No
Spots
2
Description
Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Pool description
Below Ground, Concrete, Equipment Stays, Gas Heat
Spa description
Below Ground, Concrete, Equipment Stays, Heated Gas

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Beach - Private, Beach Access, Park, Guest Room, Private Beach Pavilion, Streetlight, Underground Utility
Elevator
Private

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Leases per year
12
Minimum lease
30 days
Restrictions
None

Additional details

Parcel number
12782920001
Potential short sale
No

Listing last updated November 4, 2026

Listing courtesy of Waterfront Realty Group Inc · 239-263-1000

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $42,700 a year at the county’s value of this home and its 0.90% tax rate, no exemptions applied

On the county’s 2026 roll, the seller’s bill is about $31,400, lower because of a homestead exemption and a capped assessment, which end when the home sells.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 440 Spinnaker Dr

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 440 Spinnaker Dr. – #226039853, by driving distance
NameMilesETA
Coastland Center 1.1 mi 4 min
Venetian Village 2.1 mi 6 min
Fifth Avenue South 2.6 mi 6 min
Third Street South 3.2 mi 9 min
Waterside Shops 3.4 mi 8 min
Mercato 6.2 mi 12 min
Galleria Shoppes at Vanderbilt 7.2 mi 15 min
Coconut Point 16.7 mi 27 min
Miromar Outlets 24.2 mi 35 min
Gulf Coast Town Center 28.6 mi 38 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Moorings

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…everything you could want in a real estate agent.”
Matt & Becky Bogyo

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