442 Central Ave. – #226034990

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442 Central Ave., Naples, FL 34102

$3,250,000 For Sale

Beds
2
Baths
2
Sq Ft
1,000
Built
1951

MLS# 226034990 36 days on market

Fees & taxes

Seller’s 2025 taxes
$30,300

Community

Olde Naples

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Listing description

LOCATION LOCATION LOCATION !! This charming shabby chic cottage-style residence on a spacious .22-acre lot is in the X-500 ZONE as confirmed by the GIS FEMA MAP and located 4 BLOCKS from the BEACH, 5 blocks to 5th Ave, 2 blocks to the library, 7 blocks to the new Gulfshore Playhouse and presents an exceptional opportunity for INVESTORS and BUILDERS seeking a site for a thoughtfully designed Luxury residence WITH NO HOA RESTRICTIONS. NO FLOODING from hurricane Irma, Ian or Milton makes this a solid investment opportunity for its REDEVELOPMENT potential. Build a spacious DREAM home with seamless indoor-outdoor living, and architectural details that capture the COASTAL LIFESTYLE located at the heart of the Naples renown Cultural Center and Art District. ROOM FOR A POOL and it's walkable to almost everything! Whether developing for resale or creating a private personal retreat with seasonal income, this is your opportunity!
Central Ave offers ample street parking for overflow guests, short walk to boutiques, restaurants, and entertainment with a hospital conveniently located approximately a quarter mile away.
Bring your Architect, Builder, or renovation vision to explore both paths: new construction or an income-producing Coastal Retreat.
Schedule your private showing today!

Property details

Building & ownership

Ownership
Single Family
Furnishings
Furnished
Building style
Ranch, Single Family
Floor plan
Great Room
Construction
Concrete Block, Stucco
Roof
Shingle
Lot size
0.22 acres
Lot description
Regular

Interior

Features
Cathedral Ceiling(s)
Flooring
Carpet, Laminate, Vinyl
Cooling
Central Electric
Additional rooms
Den - Study, Screened Lanai/Porch

Kitchen & dining

Appliances
Electric Cooktop, Refrigerator

Outdoor & view

View
Landscaped Area
Rear exposure
South
Exterior
Screened Lanai/Porch
Storm protection
None

Parking

Garage
Yes
Car port
No
Spots
1
Description
On Street, Attached

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Beach Access, Bike Storage, Internet Access, See Remarks, Streetlight
Golf
No Golf Available
Elevator
None

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Restrictions
Deeded

Schools

Elementary
Lake Park Elementry
Middle
Gulf View Middle
High
Naples High School

Additional details

Parcel number
14028360006
Potential short sale
No

Listing last updated November 7, 2026

Listing courtesy of Achieve Realty LLC · 239-642-0055

Property taxes for a new owner

Estimated property taxes about $23,600 a year at the county’s value of this home and its 0.90% tax rate, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 442 Central Ave

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 442 Central Ave. – #226034990, by driving distance
NameMilesETA
Fifth Avenue South 0.8 mi
Third Street South 1.4 mi 4 min
Coastland Center 2.4 mi 6 min
Venetian Village 4.4 mi 9 min
Waterside Shops 5.1 mi 11 min
Mercato 7.9 mi 15 min
Galleria Shoppes at Vanderbilt 8.6 mi 17 min
Coconut Point 18.4 mi 30 min
Miromar Outlets 25.3 mi 36 min
Gulf Coast Town Center 29.7 mi 40 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone X (shaded)

0.2% annual chance — moderate risk

The building is outside the Special Flood Hazard Area.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Olde Naples

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…went over and above our greatest expectations.”
Gene & Linda Aimone

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