442 Saddlebrook Ln., Naples, FL 34110 – #224098436

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442 Saddlebrook Ln., Naples, FL 34110

$1,100,000 Sold

Beds
4
Baths
3
Sq Ft
2,260
Built
2011

MLS# 224098436 Listed at $1,249,000 Sold January 7, 2026

Fees & taxes

Annual fees
$5,272
One-time fees
$1,950
Seller’s 2024 taxes
$7,348

Community

Horse Creek Estates

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Listing description

A RARE FIND,in North Naples, an UPDATED 4 BR, 3 BATHROOM AND 3 CAR GARAGE, Located on a prime lakefront lot with an unobstructed water view. The floor plan is split bedrooms with crown molding throughout and tray ceiling in living room and primary bedroom. The primary-bathroom has a toilet closet, two vanities, and a separate tub and shower. The large open Kitchen has quartz counters, SS appliances, and large breakfast bar for 6. The ceilings are 9' with 8' doors throughout. The extended screened patio with SOUTHERN Exposure has a large covered and uncovered area offering plenty of space for outdoor cooking, dining, and enjoying Florida sunshine. The pool has a rock waterfall and paver deck. Horse Creek Estates is located close to A rated schools and Highway 41, Mercato, Vanderbilt Beach, and many shops and fine-dining restaurants. Also is located in FEMA zone X-500 which is not in a Special Fl Hazard Area. Low HOA Fees.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Slate
Lot size
0.26 acres
Lot description
Regular

Interior

Features
Coffered Ceiling(s), Fire Sprinkler, Foyer, French Doors, Pantry, Smoke Detectors, Tray Ceiling(s), Walk-In Closet(s)
Flooring
Tile
Cooling
Central Electric
Bedroom details
Master BR Ground, Split Bedrooms
Additional rooms
Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Built-In Desk, Island, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Refrigerator/Icemaker, Self Cleaning Oven, Washer
Dining
Breakfast Bar, Dining - Family

Outdoor & view

View
Lake, Water
Rear exposure
South
Exterior
Screened Lanai/Porch
Storm protection
Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
3
Description
Driveway Paved, Attached

Pool & spa

Private pool
Yes
Private spa
No
Pool description
Below Ground, Concrete, Equipment Stays, Electric Heat, Screen Enclosure

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Boat / dock
None

Community amenities

Amenities
Internet Access, Sidewalk, Underground Utility
Elevator
None
Security
Smoke Detector(s), Fire Sprinkler System

What the fees cover

Maintenance
Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Reserve, Street Lights, Street Maintenance

Pets & leasing

Pets allowed
Yes
Leases per year
3
Minimum lease
30 days
Restrictions
Architectural, Deeded, No Commercial

Schools

Elementary
Veterans Memorial
Middle
North Naples Middle
High
Aubrey Rogers

Additional details

Parcel number
50940010948
Potential short sale
No

Listing last updated January 8, 2026

Listing courtesy of ERA Naples Realty Services · 239-262-4333

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Destinations & driving times from 442 Saddlebrook Ln

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 442 Saddlebrook Ln., Naples, FL 34110 – #224098436, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 4 mi 11 min
Mercato 4.7 mi 12 min
Waterside Shops 7 mi 15 min
Venetian Village 8.8 mi 19 min
Coastland Center 9.5 mi 21 min
Fifth Avenue South 11.8 mi 24 min
Coconut Point 12.2 mi 23 min
Third Street South 12.5 mi 27 min
Miromar Outlets 15.9 mi 26 min
Gulf Coast Town Center 20.2 mi 30 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone C Collier

Called in the third wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone X (shaded)

0.2% annual chance — moderate risk

The building is outside the Special Flood Hazard Area.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Horse Creek Estates

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“I hit the jackpot with Jeff Waldman.”
Jim Yanci

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