4845 20th Ave. SE, Naples, FL 34117
$649,900 For Sale
- 4
- Beds
- 2
- Baths
- 2,251
- Sq Ft
- 2005
- Built
MLS# 226020642 166 days on market
Fees & taxes
- Seller’s 2025 taxes
- $5,294
Community
Golden Gate EstatesQuestions about this home?
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Listing description
Experience the very best of Naples luxury acreage living in this impeccably maintained, quality-built 4-bedroom + den, 2-bath estate perfectly positioned on 1.59 private upland acres with no HOA, no rental restrictions, and endless possibilities. Tucked away on a quiet, low-traffic no-thru street, this exceptional property offers privacy, flexibility, modern updates, mature tropical landscaping, and abundant room for RV, boats, a guest house, workshop, or equestrian facilities!
Designed for both relaxed everyday living and entertaining, this spacious 2,251-square-foot residence welcomes you with soaring cathedral ceilings, an expansive open-concept floorplan, abundant natural light, & tile flooring throughout the main living spaces. All four bedrooms feature upgraded luxury vinyl plank flooring for a warm, modern feel. The open kitchen offers granite countertops, breakfast bar, eat-in dining area, generous cabinetry, ample prep space, & effortless flow into the indoor & outdoor entertainment areas.
The luxurious primary suite serves as a private retreat w/ direct access to the lanai & heated pool and spa area. The generous ensuite bath features a separate walk-in shower, oversized soaking tub, and a large custom-organized walk-in closet. The split-bedroom floorplan provides ideal privacy for family and guests, w/ three additional spacious bedrooms offer oversized closets. A large den/flex space is perfect for a home office, media room, gym, or playroom. Formal dining room as well! A dedicated laundry room, plantation shutters by Norman, granite window sills, updated lighting, designer ceiling fans, a germicidal UV HVAC system, reverse-osmosis water system with new CO2 tank, and plug-and-play generator.
Outdoor living is truly exceptional & feels like your own private resort oasis. The massive 57x34 screened lanai encompasses approximately 2000 square feet of covered entertainment space w/ a stamped concrete patio ideal for dining and lounging. The stunning 25x15 heated pool features a fountain accent, attached 8-person spa, and waterfall feature surrounded by lush tropical landscaping. The fully fenced backyard showcases elegant 6-foot black metal fencing, soaring palm trees, majestic live oaks, and a mature lime tree perfect for fresh mojitos on warm Florida evenings. 1.59 acres!
Recent improvements include complete interior & exterior repainting, new landscaping, upgraded bedroom flooring, a new pool heater, and modern fixtures throughout. With parking for up to seven vehicles, including space for a large RV or boat, plus a 2.5-car attached garage, septic and well systems, low taxes, and plenty of room to expand. This rare Naples property delivers the ultimate blend of luxury, privacy, space, and lifestyle flexibility. No rental restrictions! Just 38 minutes from Naples’ world-famous sugar-sand beaches, downtown dining, shopping, golf, and vibrant downtown nightlife, this one-of-a-kind estate truly feels like a year-round vacation paradise.
Property details
Building & ownership
- Ownership
- Single Family
- Furnishings
- Negotiable
- Building style
- Ranch, Florida, Traditional, Single Family
- Floor plan
- Great Room, Split Bedrooms
- Construction
- Concrete Block, Poured Concrete, Stucco
- Roof
- Shingle
- Lot size
- 1.59 acres
- Lot description
- Dead End, Oversize
Interior
- Features
- Cathedral Ceiling(s), Closet Cabinets, Foyer, Laundry Tub, Pantry, Smoke Detectors, Vaulted Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings
- Flooring
- Tile, Vinyl
- Cooling
- Air Purifier, Central Electric
- Bedroom details
- First Floor Bedroom, Master BR Ground, Split Bedrooms
- Additional rooms
- Den - Study, Exercise, Family Room, Guest Bath, Home Office, Laundry in Residence, Screened Lanai/Porch
Kitchen & dining
- Kitchen
- Island, Pantry, Walk-In Pantry
- Appliances
- Electric Cooktop, Dishwasher, Dryer, Grill - Gas, Microwave, Refrigerator/Freezer, Reverse Osmosis, Washer, Water Treatment Owned
- Dining
- Breakfast Bar, Eat-in Kitchen, Formal
Outdoor & view
- View
- Trees/Woods
- Rear exposure
- North
- Exterior
- Screened Lanai/Porch
- Storm protection
- Impact Resistant Doors, Impact Resistant Windows, Shutters, Shutters - Manual
Parking
- Garage
- Yes
- Car port
- No
- Spots
- 2
- Description
- Driveway Unpaved, Guest, RV-Boat, Attached
Pool & spa
- Private pool
- Yes
- Private spa
- Yes
- Pool description
- Pool/Spa Combo, Below Ground, Concrete, Custom Upgrades, Equipment Stays, Electric Heat, Screen Enclosure, See Remarks, Self Cleaning
- Spa description
- Above Ground, Concrete, Equipment Stays, Heated Electric, Pool Integrated, Screened, Self Cleaning
Waterfront
- Waterfront
- No
- Description
- None
- Gulf access
- No
- Canal
- None
- Boat / dock
- None
Community amenities
- Amenities
- None
- Elevator
- None
- Accessibility
- Accessible Full Bath
- Security
- Security System, Smoke Detector(s)
What the fees cover
- Maintenance
- None
Pets & leasing
- Pets allowed
- Yes
- Restrictions
- None
Additional details
- Parcel number
- 41170000009
- Potential short sale
- No
Listing last updated October 20, 2026
Listing courtesy of Berkshire Hathaway FL Realty · 239-659-2400
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
Displayed under License No. SL3295589.
Property taxes for a new owner
That is about the same as the seller’s bill on the county’s 2026 roll.
If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.
How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.
Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.
Destinations & driving times from 4845 20th Ave. SE
Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.
Driving times are estimated from this home’s location, using OpenStreetMap road data.
| Name | Miles | ETA |
|---|---|---|
| Galleria Shoppes at Vanderbilt | 19.9 mi | 38 min |
| Waterside Shops | 22 mi | 41 min |
| Mercato | 22.1 mi | 42 min |
| Venetian Village | 23.5 mi | 44 min |
| Coastland Center | 24.3 mi | 44 min |
| Fifth Avenue South | 26.2 mi | 48 min |
| Third Street South | 27.4 mi | 51 min |
| Miromar Outlets | 32.3 mi | 51 min |
| Coconut Point | 33 mi | 55 min |
| Gulf Coast Town Center | 36.7 mi | 55 min |
| Name | Miles | ETA |
|---|---|---|
| Nearest beach access: Park Shore Beach at Seagate Dr. | 22.5 mi | 43 min |
| Clam Pass Park | 22.5 mi | 43 min |
| Vanderbilt Beach Park | 23.1 mi | 43 min |
| Via Miramar Beach | 25 mi | 47 min |
| Delnor-Wiggins Pass State Park | 25.4 mi | 46 min |
| Lowdermilk Park | 25.5 mi | 47 min |
| Naples Municipal Beach and Pier | 27.5 mi | 51 min |
| Barefoot Beach Preserve | 30 mi | 51 min |
| Bonita Beach | 30.2 mi | 51 min |
| Lovers Key State Park | 35 mi | 61 min |
| Tigertail Beach Park | 35.1 mi | 65 min |
| Name | Miles | ETA |
|---|---|---|
| Artis—Naples | 22.3 mi | 41 min |
| Gulfshore Playhouse | 25.6 mi | 46 min |
| Sugden Community Theatre | 26.4 mi | 48 min |
| Music & Arts Community Center | 41.5 mi | 61 min |
| Barbara B. Mann Performing Arts Hall | 45.9 mi | 69 min |
| Name | Miles | ETA |
|---|---|---|
| Big Corkscrew Island Regional Park | 13.7 mi | 28 min |
| Corkscrew Swamp Sanctuary | 18.3 mi | 36 min |
| Paradise Coast Sports Complex | 18.8 mi | 37 min |
| North Collier Regional Park | 20.7 mi | 41 min |
| Fred W. Coyle Freedom Park | 23.6 mi | 42 min |
| Naples Zoo | 24.4 mi | 45 min |
| Gordon River Greenway Park | 24.5 mi | 44 min |
| Baker Park | 25.7 mi | 46 min |
| Sugden Regional Park | 25.9 mi | 48 min |
| Cambier Park | 26.5 mi | 48 min |
| Naples Botanical Garden | 26.7 mi | 50 min |
| Name | Miles | ETA |
|---|---|---|
| Physicians Regional Pine Ridge Rd. | 17.7 mi | 34 min |
| Physicians Regional Collier Blvd. | 22.2 mi | 41 min |
| NCH North Naples Hospital | 23.1 mi | 42 min |
| NCH Baker Downtown | 25.9 mi | 48 min |
| Name | Miles | ETA |
|---|---|---|
| Naples Airport (APF) | 24 mi | 44 min |
| Marco Island Executive Airport (MKY) | 31.5 mi | 59 min |
| Southwest Florida International Airport (RSW) | 42.9 mi | 64 min |
Flood zones & evacuation
Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.
Zone F Collier
The last zone called, and only in the strongest storms.
Zone AH
Shallow ponding, 1–3 ft
The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.
FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.
Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.
Jeffrey Waldman
REALTOR® and Owner, Naples Abodes
Call (239) 450-3763 Text (239) 450-3763
Florida License SL3295589
“We loved working with Jeff.”
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