Screened lanai w/ swimming pool area featuring heated pool, integrated spa with waterfall, stamped concrete decking, and lush natural landscaping beyond the enclosure

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4845 20th Ave. SE, Naples, FL 34117

$649,900 For Sale

4
Beds
2
Baths
2,251
Sq Ft
2005
Built

MLS# 226020642 166 days on market

Fees & taxes

Seller’s 2025 taxes
$5,294

Questions about this home?
Ask about this home or arrange a tour.

Listing description

Experience the very best of Naples luxury acreage living in this impeccably maintained, quality-built 4-bedroom + den, 2-bath estate perfectly positioned on 1.59 private upland acres with no HOA, no rental restrictions, and endless possibilities. Tucked away on a quiet, low-traffic no-thru street, this exceptional property offers privacy, flexibility, modern updates, mature tropical landscaping, and abundant room for RV, boats, a guest house, workshop, or equestrian facilities!
Designed for both relaxed everyday living and entertaining, this spacious 2,251-square-foot residence welcomes you with soaring cathedral ceilings, an expansive open-concept floorplan, abundant natural light, & tile flooring throughout the main living spaces. All four bedrooms feature upgraded luxury vinyl plank flooring for a warm, modern feel. The open kitchen offers granite countertops, breakfast bar, eat-in dining area, generous cabinetry, ample prep space, & effortless flow into the indoor & outdoor entertainment areas.
The luxurious primary suite serves as a private retreat w/ direct access to the lanai & heated pool and spa area. The generous ensuite bath features a separate walk-in shower, oversized soaking tub, and a large custom-organized walk-in closet. The split-bedroom floorplan provides ideal privacy for family and guests, w/ three additional spacious bedrooms offer oversized closets. A large den/flex space is perfect for a home office, media room, gym, or playroom. Formal dining room as well! A dedicated laundry room, plantation shutters by Norman, granite window sills, updated lighting, designer ceiling fans, a germicidal UV HVAC system, reverse-osmosis water system with new CO2 tank, and plug-and-play generator.
Outdoor living is truly exceptional & feels like your own private resort oasis. The massive 57x34 screened lanai encompasses approximately 2000 square feet of covered entertainment space w/ a stamped concrete patio ideal for dining and lounging. The stunning 25x15 heated pool features a fountain accent, attached 8-person spa, and waterfall feature surrounded by lush tropical landscaping. The fully fenced backyard showcases elegant 6-foot black metal fencing, soaring palm trees, majestic live oaks, and a mature lime tree perfect for fresh mojitos on warm Florida evenings. 1.59 acres!
Recent improvements include complete interior & exterior repainting, new landscaping, upgraded bedroom flooring, a new pool heater, and modern fixtures throughout. With parking for up to seven vehicles, including space for a large RV or boat, plus a 2.5-car attached garage, septic and well systems, low taxes, and plenty of room to expand. This rare Naples property delivers the ultimate blend of luxury, privacy, space, and lifestyle flexibility. No rental restrictions! Just 38 minutes from Naples’ world-famous sugar-sand beaches, downtown dining, shopping, golf, and vibrant downtown nightlife, this one-of-a-kind estate truly feels like a year-round vacation paradise.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Negotiable
Building style
Ranch, Florida, Traditional, Single Family
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Poured Concrete, Stucco
Roof
Shingle
Lot size
1.59 acres
Lot description
Dead End, Oversize

Interior

Features
Cathedral Ceiling(s), Closet Cabinets, Foyer, Laundry Tub, Pantry, Smoke Detectors, Vaulted Ceiling(s), Volume Ceiling, Walk-In Closet(s), Window Coverings
Flooring
Tile, Vinyl
Cooling
Air Purifier, Central Electric
Bedroom details
First Floor Bedroom, Master BR Ground, Split Bedrooms
Additional rooms
Den - Study, Exercise, Family Room, Guest Bath, Home Office, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Island, Pantry, Walk-In Pantry
Appliances
Electric Cooktop, Dishwasher, Dryer, Grill - Gas, Microwave, Refrigerator/Freezer, Reverse Osmosis, Washer, Water Treatment Owned
Dining
Breakfast Bar, Eat-in Kitchen, Formal

Outdoor & view

View
Trees/Woods
Rear exposure
North
Exterior
Screened Lanai/Porch
Storm protection
Impact Resistant Doors, Impact Resistant Windows, Shutters, Shutters - Manual

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Unpaved, Guest, RV-Boat, Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Pool description
Pool/Spa Combo, Below Ground, Concrete, Custom Upgrades, Equipment Stays, Electric Heat, Screen Enclosure, See Remarks, Self Cleaning
Spa description
Above Ground, Concrete, Equipment Stays, Heated Electric, Pool Integrated, Screened, Self Cleaning

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
None
Elevator
None
Accessibility
Accessible Full Bath
Security
Security System, Smoke Detector(s)

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Restrictions
None

Additional details

Parcel number
41170000009
Potential short sale
No

Listing last updated October 20, 2026

Listing courtesy of Berkshire Hathaway FL Realty · 239-659-2400

Property taxes for a new owner

Estimated property taxes about $4,800 a year at the county’s value of this home and its 1.04% tax rate, plus $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 4845 20th Ave. SE

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 4845 20th Ave. SE – #226020642, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 19.9 mi 38 min
Waterside Shops 22 mi 41 min
Mercato 22.1 mi 42 min
Venetian Village 23.5 mi 44 min
Coastland Center 24.3 mi 44 min
Fifth Avenue South 26.2 mi 48 min
Third Street South 27.4 mi 51 min
Miromar Outlets 32.3 mi 51 min
Coconut Point 33 mi 55 min
Gulf Coast Town Center 36.7 mi 55 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone F Collier

The last zone called, and only in the strongest storms.

Called firstCalled last
FEMA flood zone

Zone AH

Shallow ponding, 1–3 ft

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Golden Gate Estates

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“We loved working with Jeff.”
Larry & Karen Smith

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