5038 Rustic Oaks Cir., Naples, FL 34105
$1,350,000 For Sale
- Beds
- 4
- Baths
- 4½
- Sq Ft
- 3,139
- Built
- 2005
MLS# 226029244 95 days on market
Fees & taxes
- Annual fees
- $3,780
- One-time fees
- $1,625
- Seller’s 2025 taxes
- $8,397
Community
Banyan WoodsQuestions about this home?
Ask about this home or arrange a tour.
Listing description
One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to this light and bright courtyard-style residence in the sought-after gated community of Banyan Woods, ideally located in the heart of central Naples. Thoughtfully designed for both everyday living and entertaining, this exceptional home offers four bedroom suites—including a private pool cabana—along with a luxurious primary retreat, separate den/study, three-car attached garage and a beautiful outdoor living space all centered around a free-form pool with a waterfall feature. From the moment you enter the sun-filled courtyard, the home's welcoming design and attention to detail are evident. There's a seamless connection between interior and outdoor living spaces via a combination of French and sliding glass doors which also help fill the home with all day natural light. Interior details include crown molding, tray ceilings, recessed lighting, plantation shutters and diagonal tile flooring throughout the main living areas. There's a generous eat-in with breakfast bar and pantry as well as a separate formal dining area for special occasions which opens to the great room allowing family and guests to gather comfortably. The luxurious primary suite is a true private retreat and there are three additional bedroom suites providing privacy and flexibility for family members and guests. The separate guest cabana offers tremendous flexibility (guest suite, home office, yoga studio/exercise room, etc.) and is especially appealing for visitors who appreciate their own private space and direct access to the pool area. The guest cabana full bath also serves as a pool bath. For those who work from home or simply want a dedicated space for reading, hobbies or study, there is a separate den/study featuring custom built-ins. Outdoor living is at the heart of this home. The free-form pool, accented by a soothing waterfall feature, creates a resort-like setting within the privacy of the enclosed courtyard. Peace of mind is another significant advantage. The roof, HVAC and water heater have all
been recently replaced and there is an impressive level of storm protection as well as a security system and generator hookup. Banyan Woods is a gated community provides a peaceful residential setting while
keeping you conveniently connected to shopping, dining, entertainment, beaches, boating, golf, etc. the area's amenities. The low HOA fee of just $945 per quarter includes basic cable TV and Wi-Fi, as well as access to the community clubhouse with fitness center, playground and basketball court. A nearby pedestrian gate provides convenient access from the community directly to the nearby Carillon Shopping Plaza for every day conveniences without driving. With it's distinctive courtyard design, this is a is a home that combines comfort, privacy and peace of mind with the exceptional Naples lifestyle. No CDD and not located in a flood zone.
Property details
Building & ownership
- Ownership
- Single Family
- Furnishings
- Unfurnished
- Building style
- Ranch, Single Family
- Floor plan
- Courtyard
- Construction
- Concrete Block, Stucco
- Roof
- Tile
- Lot size
- 0.24 acres
- Lot description
- Regular
Interior
- Features
- Built-In Cabinets, French Doors, Laundry Tub, Pantry, Volume Ceiling, Walk-In Closet(s), Window Coverings
- Flooring
- Carpet, Tile
- Cooling
- Ceiling Fan(s), Central Electric
- Additional rooms
- Den - Study, Family Room, Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch
Kitchen & dining
- Kitchen
- Island, Pantry
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Outdoor & view
- View
- Pool/Club
- Rear exposure
- West
- Exterior
- Screened Lanai/Porch, Courtyard
- Storm protection
- Impact Resistant Windows, Shutters Electric, Shutters - Manual, Shutters - Screens/Fabric
Parking
- Garage
- Yes
- Car port
- No
- Spots
- 3
- Description
- Driveway Paved, Guest, Attached
Pool & spa
- Private pool
- Yes
- Private spa
- No
- Pool description
- Below Ground, Concrete, Equipment Stays
- Spa description
- Jetted Tub
Waterfront
- Waterfront
- No
- Description
- None
- Gulf access
- No
- Canal
- None
- Boat / dock
- None
Community amenities
- Amenities
- Basketball Court, Clubhouse, Community Room, Fitness Center, Play Area, Sidewalk, Streetlight, Underground Utility
- Elevator
- None
What the fees cover
- Maintenance
- Cable, Internet/WiFi Access, Legal/Accounting, Rec Facilities, Security, Street Lights, Street Maintenance
Pets & leasing
- Pets allowed
- Yes
- Leases per year
- 3
- Minimum lease
- 30 days
- Restrictions
- Architectural, Deeded
Schools
- Elementary
- Osceola Elementary School
- Middle
- Pine Ridge Middle School
- High
- Barron Collier High School
Additional details
- Parcel number
- 22730000345
- Potential short sale
- No
Listing last updated November 5, 2026
Listing courtesy of John R Wood Properties · 239-434-0101
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
Displayed under License No. SL3295589.
Property taxes for a new owner
On the county’s 2026 roll, the seller’s bill is about $8,500, lower because of a homestead exemption and a capped assessment, which end when the home sells.
If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.
How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.
Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.
Destinations & driving times from 5038 Rustic Oaks Cir
Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.
Driving times are estimated from this home’s location, using OpenStreetMap road data.
| Name | Miles | ETA |
|---|---|---|
| Waterside Shops | 3.1 mi | 7 min |
| Galleria Shoppes at Vanderbilt | 3.3 mi | 7 min |
| Coastland Center | 4.2 mi | 10 min |
| Venetian Village | 4.6 mi | 10 min |
| Mercato | 5.5 mi | 11 min |
| Fifth Avenue South | 6.1 mi | 13 min |
| Third Street South | 7.7 mi | 16 min |
| Coconut Point | 16 mi | 27 min |
| Miromar Outlets | 18.8 mi | 27 min |
| Gulf Coast Town Center | 23.2 mi | 30 min |
| Name | Miles | ETA |
|---|---|---|
| Nearest beach access: Park Shore Beach at Seagate Dr. | 3.5 mi | 9 min |
| Clam Pass Park | 3.5 mi | 9 min |
| Lowdermilk Park | 5.4 mi | 13 min |
| Via Miramar Beach | 6 mi | 13 min |
| Vanderbilt Beach Park | 6.4 mi | 13 min |
| Naples Municipal Beach and Pier | 7.8 mi | 17 min |
| Delnor-Wiggins Pass State Park | 8.2 mi | 16 min |
| Barefoot Beach Preserve | 13 mi | 23 min |
| Bonita Beach | 13.2 mi | 23 min |
| Lovers Key State Park | 18 mi | 33 min |
| Tigertail Beach Park | 21.4 mi | 40 min |
| Name | Miles | ETA |
|---|---|---|
| Artis—Naples | 3.4 mi | 7 min |
| Gulfshore Playhouse | 5.5 mi | 12 min |
| Sugden Community Theatre | 6.7 mi | 14 min |
| Music & Arts Community Center | 28.1 mi | 36 min |
| Barbara B. Mann Performing Arts Hall | 32.5 mi | 44 min |
| Name | Miles | ETA |
|---|---|---|
| Fred W. Coyle Freedom Park | 3.5 mi | 8 min |
| Naples Zoo | 4.3 mi | 11 min |
| Gordon River Greenway Park | 4.4 mi | 10 min |
| Baker Park | 5.6 mi | 12 min |
| North Collier Regional Park | 5.7 mi | 14 min |
| Sugden Regional Park | 6.5 mi | 13 min |
| Cambier Park | 6.9 mi | 14 min |
| Naples Botanical Garden | 7.2 mi | 16 min |
| Paradise Coast Sports Complex | 9.9 mi | 18 min |
| Big Corkscrew Island Regional Park | 18.2 mi | 31 min |
| Corkscrew Swamp Sanctuary | 23.7 mi | 39 min |
| Name | Miles | ETA |
|---|---|---|
| Physicians Regional Pine Ridge Rd. | 2.9 mi | 8 min |
| NCH Baker Downtown | 5.8 mi | 14 min |
| NCH North Naples Hospital | 6.2 mi | 12 min |
| Physicians Regional Collier Blvd. | 11.9 mi | 20 min |
| Name | Miles | ETA |
|---|---|---|
| Naples Airport (APF) | 4 mi | 9 min |
| Marco Island Executive Airport (MKY) | 17.9 mi | 34 min |
| Southwest Florida International Airport (RSW) | 29.4 mi | 39 min |
Flood zones & evacuation
Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.
Zone C Collier
Called in the third wave, for stronger storms.
Mostly Zone X (shaded)
0.2% annual chance — moderate risk
The building is outside the Special Flood Hazard Area. Part of it lies in another zone.
FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.
Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.
Jeffrey Waldman
REALTOR® and Owner, Naples Abodes
Call (239) 450-3763 Text (239) 450-3763
Florida License SL3295589
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