Courtyard

1 / 40

5038 Rustic Oaks Cir., Naples, FL 34105

$1,350,000 For Sale

Beds
4
Baths
4½
Sq Ft
3,139
Built
2005

MLS# 226029244 95 days on market

Fees & taxes

Annual fees
$3,780
One-time fees
$1,625
Seller’s 2025 taxes
$8,397

Community

Banyan Woods

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Listing description

One or more photo(s) has been virtually staged, AI generated or rendered. Welcome to this light and bright courtyard-style residence in the sought-after gated community of Banyan Woods, ideally located in the heart of central Naples. Thoughtfully designed for both everyday living and entertaining, this exceptional home offers four bedroom suites—including a private pool cabana—along with a luxurious primary retreat, separate den/study, three-car attached garage and a beautiful outdoor living space all centered around a free-form pool with a waterfall feature. From the moment you enter the sun-filled courtyard, the home's welcoming design and attention to detail are evident. There's a seamless connection between interior and outdoor living spaces via a combination of French and sliding glass doors which also help fill the home with all day natural light. Interior details include crown molding, tray ceilings, recessed lighting, plantation shutters and diagonal tile flooring throughout the main living areas. There's a generous eat-in with breakfast bar and pantry as well as a separate formal dining area for special occasions which opens to the great room allowing family and guests to gather comfortably. The luxurious primary suite is a true private retreat and there are three additional bedroom suites providing privacy and flexibility for family members and guests. The separate guest cabana offers tremendous flexibility (guest suite, home office, yoga studio/exercise room, etc.) and is especially appealing for visitors who appreciate their own private space and direct access to the pool area. The guest cabana full bath also serves as a pool bath. For those who work from home or simply want a dedicated space for reading, hobbies or study, there is a separate den/study featuring custom built-ins. Outdoor living is at the heart of this home. The free-form pool, accented by a soothing waterfall feature, creates a resort-like setting within the privacy of the enclosed courtyard. Peace of mind is another significant advantage. The roof, HVAC and water heater have all
been recently replaced and there is an impressive level of storm protection as well as a security system and generator hookup. Banyan Woods is a gated community provides a peaceful residential setting while
keeping you conveniently connected to shopping, dining, entertainment, beaches, boating, golf, etc. the area's amenities. The low HOA fee of just $945 per quarter includes basic cable TV and Wi-Fi, as well as access to the community clubhouse with fitness center, playground and basketball court. A nearby pedestrian gate provides convenient access from the community directly to the nearby Carillon Shopping Plaza for every day conveniences without driving. With it's distinctive courtyard design, this is a is a home that combines comfort, privacy and peace of mind with the exceptional Naples lifestyle. No CDD and not located in a flood zone.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Ranch, Single Family
Floor plan
Courtyard
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.24 acres
Lot description
Regular

Interior

Features
Built-In Cabinets, French Doors, Laundry Tub, Pantry, Volume Ceiling, Walk-In Closet(s), Window Coverings
Flooring
Carpet, Tile
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Den - Study, Family Room, Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Island, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Outdoor & view

View
Pool/Club
Rear exposure
West
Exterior
Screened Lanai/Porch, Courtyard
Storm protection
Impact Resistant Windows, Shutters Electric, Shutters - Manual, Shutters - Screens/Fabric

Parking

Garage
Yes
Car port
No
Spots
3
Description
Driveway Paved, Guest, Attached

Pool & spa

Private pool
Yes
Private spa
No
Pool description
Below Ground, Concrete, Equipment Stays
Spa description
Jetted Tub

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Basketball Court, Clubhouse, Community Room, Fitness Center, Play Area, Sidewalk, Streetlight, Underground Utility
Elevator
None

What the fees cover

Maintenance
Cable, Internet/WiFi Access, Legal/Accounting, Rec Facilities, Security, Street Lights, Street Maintenance

Pets & leasing

Pets allowed
Yes
Leases per year
3
Minimum lease
30 days
Restrictions
Architectural, Deeded

Schools

Elementary
Osceola Elementary School
Middle
Pine Ridge Middle School
High
Barron Collier High School

Additional details

Parcel number
22730000345
Potential short sale
No

Listing last updated November 5, 2026

Listing courtesy of John R Wood Properties · 239-434-0101

Property taxes for a new owner

Estimated property taxes about $11,400 a year at the county’s value of this home and its 0.94% tax rate, including $262 in charges not based on value, no exemptions applied

On the county’s 2026 roll, the seller’s bill is about $8,500, lower because of a homestead exemption and a capped assessment, which end when the home sells.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 5038 Rustic Oaks Cir

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 5038 Rustic Oaks Cir. – #226029244, by driving distance
NameMilesETA
Waterside Shops 3.1 mi 7 min
Galleria Shoppes at Vanderbilt 3.3 mi 7 min
Coastland Center 4.2 mi 10 min
Venetian Village 4.6 mi 10 min
Mercato 5.5 mi 11 min
Fifth Avenue South 6.1 mi 13 min
Third Street South 7.7 mi 16 min
Coconut Point 16 mi 27 min
Miromar Outlets 18.8 mi 27 min
Gulf Coast Town Center 23.2 mi 30 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone C Collier

Called in the third wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Mostly Zone X (shaded)

0.2% annual chance — moderate risk

The building is outside the Special Flood Hazard Area. Part of it lies in another zone.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Banyan Woods

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“He is the best!”
Camille & Fred Allen

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