628 20th St. SE – #226029872

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628 20th St. SE, Naples, FL 34117

$559,900 For Sale

Beds
3
Baths
2
Sq Ft
1,656
Built
2026

MLS# 226029872 87 days on market

Fees & taxes

Seller’s 2025 taxes
$366

Community

Golden Gate Estates

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Listing description

One or more photo(s) has been virtually staged, AI generated or rendered. Move in Ready Home in the area of Golden Gate Estates on a 1.14ac 100% upland lot, features 3 bedrooms + Den, 2 bath, & 2 car garage! Living area of 1,656 sq.ft and a grand total of 2,398 sq.ft. Upgrades include porcelain tile throughout, crown molding, granite countertops, stainless steel appliances, and solid wood cabinets! The kitchen has 2 pantries. The living room and master suite boast tray ceilings. Master wing features an oversized bedroom, 1 spacious closet, double vanity, and glass door enclosed shower. The outside of this home will not disappoint either with a beautiful landscape, auto sprinkler system, and a summer kitchen in the large lanai. Impact resistant windows/doors!

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Florida, Single Family
Floor plan
Great Room
Construction
Concrete Block, Stucco
Roof
Shingle
Lot size
1.14 acres
Lot description
Oversize

Interior

Features
French Doors, Laundry Tub, Pantry, Tray Ceiling(s), Walk-In Closet(s)
Flooring
Tile
Cooling
Central Electric
Additional rooms
None

Kitchen & dining

Appliances
Dishwasher, Microwave, Range, Refrigerator/Freezer

Outdoor & view

View
Trees/Woods
Rear exposure
East
Exterior
Outdoor Kitchen
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
2
Description
Attached

Pool & spa

Private pool
No
Private spa
No

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
None
Elevator
None

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Restrictions
None

Additional details

Parcel number
39389280004
Potential short sale
No

Listing last updated November 8, 2026

Premiere Plus Realty Company · 239-732-7837

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

There is no estimate yet: the county has not valued the home itself. The Property Appraiser first assesses a new home on the January 1 after it is ready to live in; until then, the tax bill is for the land alone and can be much lower.

If you make this home your primary residence, a homestead exemption would lower its taxes. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Destinations & driving times from 628 20th St. SE

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 628 20th St. SE – #226029872, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 14.7 mi 28 min
Waterside Shops 16.7 mi 31 min
Mercato 16.9 mi 32 min
Venetian Village 18.2 mi 34 min
Coastland Center 19 mi 34 min
Fifth Avenue South 21 mi 38 min
Third Street South 22.1 mi 41 min
Miromar Outlets 27 mi 42 min
Coconut Point 27.8 mi 45 min
Gulf Coast Town Center 31.4 mi 45 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone E Collier

Called in the fifth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone AH

Shallow ponding, 1–3 ft

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Golden Gate Estates

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“He is the best!”
Camille & Fred Allen

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