Living area

1 / 24

640 2nd St. S 2, Naples, FL 34102

$2,100,000 Pending

Beds
3
Baths
3
Sq Ft
2,218
Built
1989

MLS# 226034859 21 days on market

Fees & taxes

Annual fees
$16,400
Seller’s 2024 taxes
$10,706

Community

Olde Naples
Building Windward Cay

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Listing description

LOCATION, LIFESTYLE & INVESTMENT OPPORTUNITY! This fabulous 3-bedroom, 3-bath condo is located within walking distance to 5th Avenue South, 3rd Street South, and the Naples Pier, placing the best of downtown Naples right outside your door. You simply must see this property in person to truly appreciate its amazing location!

Expansive windows fill the home with natural light, creating a bright and welcoming atmosphere throughout. The upper level features two bedrooms, two baths, a functional kitchen, and spacious living and dining areas perfect for entertaining. The first level offers a private bedroom and bath, comfortable sitting area, laundry, and an attached garage.

Enjoy the ultimate Naples lifestyle with world-class dining, shopping, entertainment, and the beautiful Gulf beaches just a short stroll away. For investors, the property also offers an excellent opportunity with a renter already in place for the 2027 season.

Whether you’re looking for a Naples getaway, full-time residence, or investment property, this exceptional location puts you in the heart of it all. Come see for yourself!

Property details

Building & ownership

Ownership
Condo
Furnishings
Negotiable
Building style
Two Story, Low Rise (1-3)
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Wood Frame, Wood Siding
Roof
Metal
Lot description
Regular

Interior

Features
Built-In Cabinets, Cathedral Ceiling(s), Fire Sprinkler, Volume Ceiling, Window Coverings
Flooring
Carpet, Tile, Wood
Cooling
Central Electric
Additional rooms
Den - Study, Laundry in Residence

Kitchen & dining

Kitchen
Built-In Desk
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Washer

Outdoor & view

View
Landscaped Area, Partial Buildings, Pool/Club
Rear exposure
West
Exterior
Courtyard
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
1
Description
1 Assigned, Guest, Attached

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Pool, Internet Access, Sidewalk
Elevator
None

What the fees cover

Maintenance
Insurance, Lawn/Land Maintenance, Pest Control Exterior

Pets & leasing

Pets allowed
With Approval
Number allowed
2
Weight limit
50 lbs
Other pet rules
2
Leases per year
3
Minimum lease
30 days
Restrictions
Architectural

Schools

Elementary
Lakeview Elementary School
Middle
Gulfview Middle School
High
Naples High School

Additional details

Parcel number
21585000041
Potential short sale
No

Listing last updated November 3, 2026

Listing courtesy of John R Wood Properties · 239-261-6622

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Destinations & driving times from 640 2nd St. S 2

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 640 2nd St. S 2 – #226034859, by driving distance
NameMilesETA
Fifth Avenue South 0.7 mi
Third Street South 0.7 mi
Coastland Center 3.2 mi 8 min
Venetian Village 5.1 mi 11 min
Waterside Shops 5.8 mi 13 min
Mercato 8.6 mi 17 min
Galleria Shoppes at Vanderbilt 9.3 mi 19 min
Coconut Point 19.1 mi 32 min
Miromar Outlets 26 mi 38 min
Gulf Coast Town Center 30.4 mi 42 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Olde Naples

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“By far, Jeff has been the best.”
Ray & Diane Kolodziej

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