653 23rd St. SW – #226004540

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653 23rd St. SW, Naples, FL 34117

$1,790,000 For Sale

Beds
4
Baths
3½
Sq Ft
2,888
Built
2023

MLS# 226004540 252 days on market

Fees & taxes

Seller’s 2022 taxes
$1,529

Community

Golden Gate Estates

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Listing description

Step into luxury with the Affinity Model by Affinity Homes—a stunning 4-bedroom + den, 3.5-bath residence thoughtfully designed for comfort, style, and modern living. Set on a private 2.5-acre cleared, fenced, and gated lot, this exceptional property offers the perfect balance of elegance, privacy, and convenience—just minutes from Publix, beaches, shopping, banks, and more.

Built on a 4-ft stem wall, this home stands tall with impressive curb appeal. Inside, the gourmet kitchen is a true showstopper, featuring stainless steel appliances, an oversized island with a built-in wine cooler, and a spacious walk-in pantry—perfect for entertaining and everyday living.

Even your pets are pampered with their own spa and shower! High-end upgrades abound, including LED lighting, a reverse osmosis system, and a luxurious primary suite designed as a private retreat. The spa-like en-suite bathroom features a dual shower with floor-to-ceiling glass, creating a serene, resort-style experience. Impact-resistant garage doors add both security and peace of mind.

The magic continues outdoors. Enjoy Florida living at its finest with a stunning pool and spa, a fully equipped outdoor kitchen, and a fenced backyard ideal for entertaining. For nature lovers, a 1,000-ft private walking trail at the back of the property offers a peaceful escape right at home.

Every detail of this residence reflects luxury, functionality, and lifestyle. Homes like this are rare—schedule your private showing today before it’s gone!

Property details

Building & ownership

Ownership
Single Family
Furnishings
Negotiable
Building style
Ranch, Single Family
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
2.5 acres
Lot description
Oversize

Interior

Features
Built-In Cabinets, Foyer, Laundry Tub, Pantry, Smoke Detectors, Walk-In Closet(s), Wet Bar
Flooring
Tile
Cooling
Ceiling Fan(s), Central Electric
Bedroom details
Split Bedrooms
Additional rooms
Den - Study, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Island, Pantry
Appliances
Electric Cooktop, Dishwasher, Double Oven, Microwave, Pot Filler, Refrigerator/Freezer, Refrigerator/Icemaker, Reverse Osmosis, Self Cleaning Oven, Wine Cooler
Dining
Formal

Outdoor & view

View
Landscaped Area
Rear exposure
West
Exterior
Screened Lanai/Porch, Built In Grill, Outdoor Kitchen
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
3
Description
Driveway Paved, Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Pool description
Below Ground, Screen Enclosure
Spa description
Below Ground, Screened

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Horses OK, See Remarks
Elevator
None
Security
Smoke Detector(s)

What the fees cover

Maintenance
Trash Removal

Pets & leasing

Pets allowed
Yes
Restrictions
None/Other

Additional details

Parcel number
36960120104
Potential short sale
No

Listing last updated September 13, 2026

Listing courtesy of Mato Realty, LLC · 239-259-6286

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $11,300 a year at the county’s value of this home and its 1.04% tax rate, including $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 653 23rd St. SW

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 653 23rd St. SW – #226004540, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 9.3 mi 19 min
Waterside Shops 11.4 mi 22 min
Mercato 11.5 mi 23 min
Venetian Village 12.9 mi 25 min
Coastland Center 13.7 mi 26 min
Fifth Avenue South 15.6 mi 29 min
Third Street South 16.8 mi 32 min
Miromar Outlets 21.4 mi 33 min
Coconut Point 22.2 mi 36 min
Gulf Coast Town Center 25.8 mi 37 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone E Collier

Called in the fifth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Mostly Zone AH

Shallow ponding, 1–3 ft

Most of the lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance. Part of the lot lies in another zone.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Golden Gate Estates

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“You won't go wrong with Jeff at your side!”
Bill & Joyce Robertson

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