684 Bow Line Dr. – #226038922

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684 Bow Line Dr., Naples, FL 34103

$7,500,000 For Sale

Beds
4
Baths
4 + 2 half
Sq Ft
4,374
Built
2019

Open house · Sunday, November 15 · 1–4 p.m.

MLS# 226038922 16 days on market

Fees & taxes

Seller’s 2025 taxes
$31,244

Community

Moorings

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Listing description

Beautifully maintained and presented in like-new condition, this exceptional Moorings residence was custom-built by Big Island Builders in 2019 and has been owned by its original purchaser since completion. Set on a quiet, peaceful street, the home occupies an oversized .43-acre lot with desirable southern exposure and is located in the X500 FEMA flood zone, with no water intrusion or flooding during recent hurricanes. Designed for the ultimate Southwest Florida lifestyle, the residence offers exceptional indoor-outdoor living, featuring a spacious ground-floor lanai, resort-style pool and spa, outdoor kitchen and fireplace, fenced private rear garden, and an expansive second-floor balcony with southwest exposure. With 7,619 square feet of total area, the property offers generous space for entertaining and relaxed everyday living. The thoughtfully designed interior features four bedrooms plus a study, four full baths and two half baths, beautiful French oak hardwood floors, custom millwork, a striking floating staircase, and a gourmet kitchen appointed with Wolf and Sub-Zero appliances along with a spacious concealed walk-in pantry. Additional highlights include four oversized garage spaces, including an air-conditioned west garage; convenient step-free access throughout the ground floor; a whole-house 26kW Generac generator; Sentinel screens and hurricane shutters; elevator-ready construction; and two Navien tankless water heaters installed in tandem. Just a short distance from the beach, with Moorings Beach Park membership available, this exceptional residence combines a peaceful setting, extensive amenities, and refined comfort in one of Naples' most desirable coastal neighborhoods.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Furnished
Building style
Two Story, Single Family
Floor plan
Great Room, 2 Story
Construction
Concrete Block, Stucco
Roof
Slate, Tile
Lot size
0.43 acres
Lot description
Oversize

Interior

Features
Built-In Cabinets, Cathedral Ceiling(s), Coffered Ceiling(s), Custom Mirrors, Fireplace, Foyer, Laundry Tub, Multi Phone Lines, Other, Pantry, Pull Down Stairs, Smoke Detectors, Wired for Sound, Tray Ceiling(s), Vaulted Ceiling(s), Volume Ceiling, Walk-In Closet(s), Wet Bar
Flooring
Tile, Wood
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Balcony, Den - Study, Family Room, Great Room, Guest Bath, Home Office, Laundry in Residence, Open Porch/Lanai

Kitchen & dining

Kitchen
Gas Available, Walk-In Pantry
Appliances
Gas Cooktop, Disposal, Double Oven, Dryer, Grill - Gas, Microwave, Refrigerator, Self Cleaning Oven, Tankless Water Heater, Wall Oven, Washer, Wine Cooler

Outdoor & view

View
Landscaped Area
Rear exposure
South
Exterior
Balcony, Open Porch/Lanai, Outdoor Kitchen
Storm protection
Impact Resistant Doors, Impact Resistant Windows, Shutters Electric

Parking

Garage
Yes
Car port
No
Spots
4
Description
Driveway Paved, Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Pool description
Below Ground
Spa description
Below Ground

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
None
Elevator
None

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Restrictions
None

Additional details

Parcel number
12731640002
Potential short sale
No

Listing last updated November 11, 2026

Listing courtesy of Gulf Coast International Prop · 239-434-2558

Property taxes for a new owner

Estimated property taxes about $39,300 a year at the county’s value of this home and its 0.90% tax rate, no exemptions applied

On the county’s 2026 roll, the seller’s bill is about $31,800, lower because of a homestead exemption and a capped assessment, which end when the home sells.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 684 Bow Line Dr

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 684 Bow Line Dr. – #226038922, by driving distance
NameMilesETA
Coastland Center 0.8 mi
Venetian Village 1.9 mi 5 min
Fifth Avenue South 2.5 mi 6 min
Waterside Shops 3.1 mi 7 min
Third Street South 3.7 mi 9 min
Mercato 5.9 mi 11 min
Galleria Shoppes at Vanderbilt 6.8 mi 14 min
Coconut Point 16.4 mi 27 min
Miromar Outlets 23.9 mi 34 min
Gulf Coast Town Center 28.3 mi 37 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone X (shaded)

0.2% annual chance — moderate risk

The building is outside the Special Flood Hazard Area.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Moorings

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…an absolutely terrific real estate agent.”
Jim & Carmen Kosloski

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