7098 Live Oak Dr. – #226038340

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7098 Live Oak Dr., Naples, FL 34114

$520,000 For Sale

Beds
3
Baths
2
Sq Ft
1,554
Built
2016

Open house · Sunday, November 15 · 1–3 p.m.

MLS# 226038340 17 days on market

Fees & taxes

Annual fees
$6,248
One-time fees
$1,075
Seller’s 2025 taxes
$7,922

Community

Winding Cypress

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Listing description

Enjoy the ease of Florida living in this beautifully maintained, Serenity floor plan single family villa, ideally situated on a corner lot in the gated, amenity-rich community of Winding Cypress. Being offered turnkey furnished, this thoughtfully designed residence has three bedrooms, two baths, and an inviting open-concept design, while combining comfortable living with effortless indoor-outdoor enjoyment. Tile flooring throughout, granite countertops, tile backsplash, and stainless-steel appliances create a timeless, welcoming kitchen. New AC in 2021. Plantation shutters throughout and a freshly painted interior add to the appeal, while the extended screened lanai provides a relaxing outdoor retreat overlooking a peaceful, landscaped view. A newly added privacy hedge (2025) enhances the setting, creating an ideal space to enjoy morning coffee or unwind at the end of the day. Impact-resistant doors and windows, hurricane fabric screens for the lanai, and an attached two-car garage offer added convenience and peace of mind. Winding Cypress, a natural gas community carefully designed around preserved natural beauty, is known for its active, social lifestyle and impressive amenities. Residents enjoy a welcoming clubhouse, heated resort-style pool and spa, poolside dining at the Shady Palm, fitness center, library, and community gathering rooms. Pickleball, tennis, and bocce courts offer opportunities to stay active, while two dog parks, a community garden, and scenic walking and nature trails invite residents to enjoy the outdoors. Whether seeking a seasonal retreat or a year-round residence, this residence offers an appealing combination of comfort, convenience, and the vibrant Winding Cypress lifestyle, conveniently close to everything Naples has to offer.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Turnkey
Building style
Ranch, Villa Attached
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.18 acres
Lot description
Corner Lot

Interior

Features
Laundry Tub, Walk-In Closet(s), Window Coverings
Flooring
Tile
Cooling
Central Electric
Additional rooms
Great Room, Guest Bath, Guest Room, Laundry in Garage, Screened Lanai/Porch

Kitchen & dining

Kitchen
Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Icemaker, Washer

Outdoor & view

View
Landscaped Area
Rear exposure
East
Exterior
Screened Lanai/Porch
Storm protection
Impact Resistant Doors, Impact Resistant Windows, Shutters - Screens/Fabric

Parking

Garage
Yes
Car port
No
Spots
2
Description
Driveway Paved, Attached

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community
Spa description
Community

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Bike And Jog Path, Bocce Court, Clubhouse, Pool, Community Room, Dog Park, Fitness Center, Internet Access, Library, Pickleball, Restaurant, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
Elevator
None

What the fees cover

Maintenance
Lawn/Land Maintenance, Legal/Accounting, Manager, Rec Facilities, Reserve, Security, Street Lights, Street Maintenance

Pets & leasing

Pets allowed
Limits
Number allowed
3
Breed limits
Non-agressive breeds
Leases per year
3
Minimum lease
30 days
Restrictions
Deeded, No Commercial, No RV

Additional details

Parcel number
82679003469
Potential short sale
No

Listing last updated November 9, 2026

Listing courtesy of John R Wood Properties · 239-434-0101

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $6,700 a year at the county’s value of this home and its 1.04% tax rate, plus $1,906 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 7098 Live Oak Dr

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 7098 Live Oak Dr. – #226038340, by driving distance
NameMilesETA
Fifth Avenue South 10.5 mi 21 min
Third Street South 11.7 mi 24 min
Coastland Center 12.6 mi 25 min
Venetian Village 14.7 mi 29 min
Waterside Shops 17.2 mi 30 min
Galleria Shoppes at Vanderbilt 17.4 mi 30 min
Mercato 19.6 mi 34 min
Miromar Outlets 29.3 mi 41 min
Coconut Point 30.1 mi 45 min
Gulf Coast Town Center 33.7 mi 45 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone D Collier

Called in the fourth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Winding Cypress

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…the best Realtor in the world.”
Diane & Mike Hickey

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