766 Central Ave. 113 – #226027606

1 / 48

766 Central Ave. 113, Naples, FL 34102

$399,900 For Sale

Beds
2
Baths
2
Sq Ft
855
Built
1973

MLS# 226027606 98 days on market

Fees & taxes

Annual fees
$14,828
One-time fees
$150
Seller’s 2025 taxes
$3,392

Community

Olde Naples
Building Central Garden

Questions about this home?
Ask about this home or arrange a tour.

Ask about this home

Listing description

One or more photo(s) has been virtually staged, AI generated or rendered. SELLER FINANCING AVAILABLE WITH INTEREST RATES AS LOW AS 5%! An incredible opportunity to own a COMPLETELY RENOVATED, MOVE-IN READY CONDO IN THE HEART OF OLDE NAPLES! Whether you're searching for a seasonal getaway, full-time residence, or income-producing investment, this beautifully updated first-floor end unit checks all the boxes! EVERYTHING HAS BEEN DONE FOR YOU! Enjoy a stunning, modern interior featuring NEW luxury vinyl plank flooring, fresh paint, new baseboards, contemporary lighting, stainless steel appliances, quartz countertops, updated kitchen tile, and beautifully renovated bathrooms with new glass shower enclosures. NEW impact-resistant windows and sliding glass doors add comfort, security, and peace of mind. Desirable southwest exposure fills the home with natural light and offers beautiful sunset views.
Convenience is key! Enjoy an in-unit washer and dryer, bundled high-speed internet and cable, private storage just outside your door for beach chairs and bicycles, and an assigned parking space directly outside your sliding glass door for easy access. INVESTORS TAKE NOTICE! NO WAITING PERIOD TO RENT! Central Garden Condominium offers immediate rental opportunities for new owners, providing flexibility for seasonal or annual rental income, subject to community rental guidelines. Perfect for buyers looking to enjoy their Naples retreat while having the opportunity to generate rental income when they're away!
LOCATION, LOCATION, LOCATION! Live just blocks from the vibrant shopping, dining, and entertainment of iconic 5th Avenue South and charming 3rd Street South, with Naples' famous white-sand beaches, Wynn's Market, boutique shops, art galleries, and world-class restaurants all nearby. Experience the Olde Naples lifestyle without the Olde Naples luxury price tag! WHY WAIT? WITH SELLER FINANCING AVAILABLE AT RATES AS LOW AS 5%, HOMEOWNERSHIP IN OLDE NAPLES MAY BE MORE ATTAINABLE THAN YOU THINK! Flexible financing opportunities for qualified buyers. Completely updated, ideally located, and ready for immediate enjoyment.

Property details

Building & ownership

Ownership
Condo
Furnishings
Unfurnished
Building style
Low Rise (1-3)
Floor plan
Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Metal
Lot size
0 acres
Lot description
Zero Lot Line

Interior

Flooring
Tile, Vinyl
Cooling
Central Electric
Bedroom details
Split Bedrooms
Additional rooms
Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
Dining
Breakfast Bar, Dining - Living

Outdoor & view

View
Landscaped Area, Parking Lot
Rear exposure
Southwest
Exterior
Screened Lanai/Porch
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
No
Car port
No
Spots
0
Description
1 Assigned, Guest, Load Space, Paved

Pool & spa

Private pool
No
Private spa
No
Community pool
Yes
Pool description
Community

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Barbecue, Bike Storage, Pool, Internet Access
Golf
No Golf Available
Elevator
Common

What the fees cover

Maintenance
Cable, Insurance, Internet/WiFi Access, Laundry Facilities, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Repairs, Reserve, Sewer, Trash Removal, Water

Pets & leasing

Pets allowed
No
Leases per year
2
Minimum lease
30 days
Restrictions
Limited Number Vehicles, No RV

Schools

Elementary
Lake Park Elementary
Middle
Gulfview
High
Naples High

Additional details

Parcel number
04930520009
Potential short sale
No

Listing last updated October 30, 2026

Listing courtesy of Coldwell Banker Realty · 239-263-3300

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $3,500 a year at the county’s value of this home and its 0.90% tax rate, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 766 Central Ave. 113

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 766 Central Ave. 113 – #226027606, by driving distance
NameMilesETA
Fifth Avenue South 0.4 mi
Third Street South 1.7 mi 5 min
Coastland Center 2.2 mi 6 min
Venetian Village 4.1 mi 9 min
Waterside Shops 4.8 mi 10 min
Mercato 7.6 mi 14 min
Galleria Shoppes at Vanderbilt 8.3 mi 17 min
Coconut Point 18.1 mi 30 min
Miromar Outlets 25.1 mi 36 min
Gulf Coast Town Center 29.4 mi 39 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Olde Naples

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“We loved working with Jeff.”
Larry & Karen Smith

Ask me about this home

How should I reply?

Schedule a tour of this home

Pick a day and a time that suit you. I will confirm it with you.