8398 Palacio Ter. S – #226040376

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8398 Palacio Ter. S, Naples, FL 34114

$920,000 For Sale

Beds
3
Baths
3½
Sq Ft
2,100
Built
2017

Open house · Sunday, November 15 · 1–3 p.m.

MLS# 226040376 8 days on market

Fees & taxes

Annual fees
$4,676
One-time fees
$3,660
Seller’s 2025 taxes
$10,110

Community

Hacienda Lakes
Subdivision Esplanade at Hacienda Lakes

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Listing description

This meticulously clean and well cared for Farnese model offers 3 bedrooms, each with its own private bathroom, a den, 3.5 baths, and a beautiful lake view. The original owners have taken great care of this home, keeping it in excellent condition and staying on top of regular maintenance.

One of the best features of this home is the outdoor living space. The owners added a custom saltwater pool and spa with a panoramic screen enclosure. The lanai was extended to the maximum width and depth with travertine pavers, giving you a much larger outdoor area than many other homes. There is also an outdoor kitchen, an extended covered roof over the lanai that was added as a builder upgrade, and landscape lighting. A private enclosed courtyard at the front entrance offers even more outdoor space to enjoy.

Inside, the home features updated tile floors that give the main living areas a matching look. The kitchen includes upgraded stainless steel appliances, a reverse osmosis drinking water system, and a whole-home water softener and filter. The large primary bedroom has its own private bath, while both guest bedrooms also have their own bathrooms. The den is currently used as an office but could easily be a TV room, formal dining room, or extra living space.

This natural gas home also includes several builder upgrades, a large laundry room with a washer, dryer, and laundry sink, and a garage extended an extra 4 feet to fit a larger SUV or pickup truck. Storm protection includes a mix of impact windows, accordion shutters on the sides, and electric Storm Smart hurricane screens across the back lanai.

Esplanade at Hacienda Lakes offers a great mix of indoor and outdoor amenities, including a clubhouse, fitness center, indoor resistance pool, resort-style swimming pool, multiple pickleball courts, tennis courts, bocce ball court, dog park, playground, and walking paths. The community is located next to Physicians Regional Medical Center on Collier Boulevard and is about 10 minutes from I-75, making it easy to get around Naples and Southwest Florida. The community is also believed to share the same electrical grid as the hospital, which could be an added benefit during storms and power outages.

With its many upgrades, large outdoor living area, and great care from the original owners, this home is ready for its next owner to enjoy. A detailed feature list with additional upgrades and improvements is available. Contact your agent for a copy.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Negotiable
Building style
Ranch, Single Family
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.2 acres
Lot description
Regular

Interior

Features
French Doors, Laundry Tub, Pantry, Smoke Detectors, Volume Ceiling, Window Coverings
Flooring
Tile
Cooling
Central Electric
Additional rooms
Den - Study, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Gas Available, Island
Appliances
Gas Cooktop, Dishwasher, Disposal, Dryer, Grill - Gas, Microwave, Range, Refrigerator/Icemaker, Reverse Osmosis, Tankless Water Heater, Washer, Water Treatment Owned

Outdoor & view

View
Lake
Rear exposure
North
Exterior
Screened Lanai/Porch
Storm protection
Impact Resistant Windows, Shutters Electric, Shutters - Manual, Shutters - Screens/Fabric

Parking

Garage
Yes
Car port
No
Spots
2
Description
Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Community pool
Yes
Pool description
Community, Gas Heat
Spa description
Heated Gas

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Boat / dock
None

Community amenities

Amenities
Bocce Court, Clubhouse, Pool, Community Room, Dog Park, Fitness Center, Internet Access, Pickleball, Play Area, Sidewalk, Tennis Court(s), Underground Utility
Golf
No Golf Available
Elevator
None

What the fees cover

Maintenance
Irrigation Water, Lawn/Land Maintenance, Manager, Rec Facilities, Reserve, Street Lights, Street Maintenance

Pets & leasing

Pets allowed
Yes
Leases per year
4
Minimum lease
30 days
Restrictions
Architectural, Deeded

Additional details

Parcel number
31347852841
Potential short sale
No

Listing last updated November 12, 2026

Listing courtesy of RE/MAX Hallmark Realty · 239-354-7699

Property taxes for a new owner

Estimated property taxes about $10,000 a year at the county’s value of this home and its 1.04% tax rate, including $2,496 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 8398 Palacio Ter. S

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 8398 Palacio Ter. S – #226040376, by driving distance
NameMilesETA
Fifth Avenue South 8.8 mi 18 min
Third Street South 9.9 mi 21 min
Coastland Center 12 mi 22 min
Venetian Village 14.3 mi 26 min
Waterside Shops 14.8 mi 25 min
Galleria Shoppes at Vanderbilt 15 mi 25 min
Mercato 17.2 mi 29 min
Miromar Outlets 26.9 mi 36 min
Coconut Point 27.7 mi 39 min
Gulf Coast Town Center 31.3 mi 40 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone D Collier

Called in the fourth wave, for stronger storms.

Called firstCalled last
FEMA flood zone

Zone AH

Shallow ponding, 1–3 ft

The building is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Hacienda Lakes

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“You won't go wrong with Jeff at your side!”
Bill & Joyce Robertson

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