840 Myrtle Ter., Naples, FL 34103
$1,599,000 For Sale
- Beds
- 3
- Baths
- 3
- Sq Ft
- 2,017
- Built
- 1959
MLS# 226039015 11 days on market
Fees & taxes
- Seller’s 2025 taxes
- $6,436
Community
Myrtle TerraceQuestions about this home?
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Listing description
MAJOR PRICE DECREASE!!! LIVE, WORK, OR INVEST! ZONED HIGHWAY COMMERCIAL: MIXED USE! MINUTES TO THE BEACH AND FLOOD ZONE X! One of the most unique opportunities in all of Naples! Perfectly positioned in an X flood zone just a short walk or bike ride to the beach, Waterside Shops, waterfront dining, and some of Naples’ most desirable attractions, this fully renovated coastal cottage offers the ultimate Naples lifestyle with endless possibilities. Enjoy being only minutes from 5th Avenue, Mercato, Venetian Village, and world-class shopping, dining, boating, and entertainment while still having the privacy and flexibility rarely found this close to the coast. Zoned for both residential and commercial use, this property is ideal as a full-time residence, seasonal getaway, vacation rental, live/work opportunity, or income-producing investment with NO HOA and NO rental restrictions. Completely reimagined in 2019, the home features a metal roof engineered to withstand winds up to 200 MPH, hurricane-impact windows and doors, updated AC systems, water heaters, and beautifully curated designer finishes throughout. From the moment you arrive, the curb appeal stands out with lush tropical landscaping, custom herringbone pavers, a newly screened-in front patio, and a private entrance leading directly into the flexible studio space or laundry area, ideal for business owners, creatives, remote professionals, guests, or added rental flexibility. Inside, nearly 2,000 square feet of designer-inspired living space awaits with soaring 25-foot cathedral ceilings wrapped in tongue-and-groove Cypress wood, custom wood beams, shiplap accents, recessed lighting, vintage fixtures, built-in bookcases, and an open airy layout designed for entertaining. The chef’s kitchen is truly a showpiece featuring Café appliances, an induction cooktop, quartz countertops, soft-close cabinetry, antique lighting, a custom mango wood indoor/outdoor bar, and even a built-in Keurig coffee maker inside the refrigerator. The primary suite feels like a luxury retreat with a custom fireplace wall, oversized custom walk-in closet, spa-inspired bath with designer cabinetry, chandelier lighting, and a beautifully tiled walk-in shower. Guest bedrooms offer privacy, high ceilings, custom built-ins, and a stunning fully customized Jack-and-Jill bath. The separate studio space with its own entrance, private patio, full bath, and built-in sink creates incredible flexibility for a home office, wellness space, art studio, guest suite, or additional rental opportunity. Step outside into your private tropical oasis featuring a fully fenced yard, outdoor lighting, privacy landscaping, cozy firepit seating area, room for a pool, extended carport, and multiple outdoor entertaining spaces designed to enjoy the Florida sunshine year-round.
Property details
Building & ownership
- Ownership
- Single Family
- Furnishings
- Negotiable
- Building style
- Ranch, Single Family
- Floor plan
- Other, Split Bedrooms
- Construction
- Concrete Block, Stucco
- Roof
- Metal
- Lot size
- 0.15 acres
- Lot description
- Regular
Interior
- Features
- Built-In Cabinets, Cathedral Ceiling(s), Laundry Tub, Smoke Detectors, Walk-In Closet(s), Wet Bar, Window Coverings
- Flooring
- Tile, Wood
- Cooling
- Ceiling Fan(s), Central Electric
- Additional rooms
- Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch
Kitchen & dining
- Appliances
- Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self Cleaning Oven, Washer
Outdoor & view
- View
- Landscaped Area, Privacy Wall
- Rear exposure
- South
- Exterior
- Screened Lanai/Porch, Built-In Wood Fire Pit
- Storm protection
- Impact Resistant Doors, Impact Resistant Windows
Parking
- Garage
- No
- Car port
- No
- Spots
- 0
Pool & spa
- Private pool
- No
- Private spa
- No
Waterfront
- Waterfront
- No
- Description
- None
- Gulf access
- No
- Canal
- None
- Boat / dock
- None
Community amenities
- Amenities
- None
- Elevator
- None
What the fees cover
- Maintenance
- None
Pets & leasing
- Pets allowed
- Yes
- Restrictions
- None/Other
Additional details
- Parcel number
- 13250000957
- Potential short sale
- No
Listing last updated November 8, 2026
Listing courtesy of Hovland Realty, LLC · 239-913-9363
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
Displayed under License No. SL3295589.
Property taxes for a new owner
That is about the same as the seller’s bill on the county’s 2026 roll.
If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.
How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.
Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate. The county sets a new value each January 1, so a new owner’s first full bill can differ.
Destinations & driving times from 840 Myrtle Ter
Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.
Driving times are estimated from this home’s location, using OpenStreetMap road data.
| Name | Miles | ETA |
|---|---|---|
| Waterside Shops | 0.4 mi | |
| Venetian Village | 1.7 mi | 4 min |
| Coastland Center | 3.1 mi | 7 min |
| Mercato | 3.5 mi | 7 min |
| Galleria Shoppes at Vanderbilt | 4.5 mi | 10 min |
| Fifth Avenue South | 4.8 mi | 9 min |
| Third Street South | 6 mi | 13 min |
| Coconut Point | 14 mi | 22 min |
| Miromar Outlets | 21 mi | 30 min |
| Gulf Coast Town Center | 25.3 mi | 33 min |
| Name | Miles | ETA |
|---|---|---|
| Nearest beach access: Park Shore Beach at Seagate Dr. | 0.7 mi | |
| Clam Pass Park | 0.7 mi | |
| Via Miramar Beach | 3.2 mi | 7 min |
| Lowdermilk Park | 3.8 mi | 8 min |
| Vanderbilt Beach Park | 4.4 mi | 8 min |
| Naples Municipal Beach and Pier | 6.1 mi | 13 min |
| Delnor-Wiggins Pass State Park | 6.2 mi | 12 min |
| Barefoot Beach Preserve | 11 mi | 18 min |
| Bonita Beach | 11.2 mi | 19 min |
| Lovers Key State Park | 16 mi | 29 min |
| Fort Myers Beach | 22.7 mi | 46 min |
| Name | Miles | ETA |
|---|---|---|
| Artis—Naples | 0.8 mi | |
| Gulfshore Playhouse | 4.8 mi | 10 min |
| Sugden Community Theatre | 4.9 mi | 10 min |
| Barbara B. Mann Performing Arts Hall | 26.2 mi | 43 min |
| Music & Arts Community Center | 30.2 mi | 40 min |
| Name | Miles | ETA |
|---|---|---|
| Fred W. Coyle Freedom Park | 3.7 mi | 8 min |
| Gordon River Greenway Park | 3.8 mi | 8 min |
| Naples Zoo | 3.8 mi | 9 min |
| Baker Park | 4.9 mi | 10 min |
| Cambier Park | 5.2 mi | 11 min |
| North Collier Regional Park | 7.7 mi | 17 min |
| Sugden Regional Park | 7.9 mi | 16 min |
| Naples Botanical Garden | 8.3 mi | 18 min |
| Paradise Coast Sports Complex | 12 mi | 21 min |
| Big Corkscrew Island Regional Park | 20.3 mi | 34 min |
| Corkscrew Swamp Sanctuary | 25.8 mi | 43 min |
| Name | Miles | ETA |
|---|---|---|
| NCH Baker Downtown | 4.4 mi | 9 min |
| Physicians Regional Pine Ridge Rd. | 5.1 mi | 11 min |
| NCH North Naples Hospital | 6 mi | 11 min |
| Physicians Regional Collier Blvd. | 14.1 mi | 23 min |
| Name | Miles | ETA |
|---|---|---|
| Naples Airport (APF) | 6.7 mi | 14 min |
| Marco Island Executive Airport (MKY) | 19.3 mi | 38 min |
| Southwest Florida International Airport (RSW) | 31.6 mi | 43 min |
Flood zones & evacuation
Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.
Zone A Collier
The first zone ordered to evacuate, and the one called in the weakest storms.
Zone X (minimal)
Minimal mapped flood hazard
The building is outside the Special Flood Hazard Area.
FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.
Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.
Jeffrey Waldman
REALTOR® and Owner, Naples Abodes
Call (239) 450-3763 Text (239) 450-3763
Florida License SL3295589
“Five Stars Plus for Jeff Waldman.”
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