862 97th Ave. N – #226031346

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862 97th Ave. N, Naples, FL 34108

$949,000 For Sale

Beds
3
Baths
2
Sq Ft
1,596
Built
1983

MLS# 226031346 71 days on market

Fees & taxes

Seller’s 2025 taxes
$6,316

Community

Naples Park

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Listing description

Naples Park’s ultimate beach cottage awaits! This beautifully furnished country-contemporary home is just a short bike ride to the white sands and Gulf waters of Vanderbilt Beach and a short distance to Mercato’s exceptional shopping, dining and entertainment. Offered turnkey furnished, this inviting home features warm wood floors, an open-concept floor plan, spacious living and dining areas and an updated kitchen with stainless steel appliances, a large pantry, abundant counter space and bar seating. The unique layout offers two primary suites, each with an en-suite bath. The primary bedroom is on the main level, while the upstairs loft suite features a sitting area, oversized closet and private bath. A third bedroom includes a twin bed and slider with direct pool access. The private, fully fenced backyard is designed for Florida living, featuring a heated saltwater pool with beach entry, a lap-swimming area and waterfall bowls, plus a poolside cabana, BBQ and ping-pong table. A large storage shed is stocked with bikes, beach and pool equipment, pickleball gear, basketball equipment and more. Solar power helps heat the pool and the spacious lot offers abundant parking for multiple vehicles, a boat and water toys. An exceptional location and flexible layout make this a fantastic investment opportunity, vacation home or full-time residence. Currently listed with Nomadic Vacation Homes. Enjoy easy access to Vanderbilt Beach, Mercato and all Naples has to offer! No HOA and no fees!

Property details

Building & ownership

Ownership
Single Family
Furnishings
Turnkey
Building style
Two Story, Single Family
Floor plan
Split Bedrooms
Construction
Wood Frame, Vinyl Siding
Roof
Shingle
Lot size
0.15 acres
Lot description
Regular

Interior

Features
Pantry, Vaulted Ceiling(s), Window Coverings
Flooring
Carpet, Tile, Vinyl
Cooling
Ceiling Fan(s), Central Electric
Additional rooms
Den - Study, Laundry in Residence, Loft, Open Porch/Lanai

Kitchen & dining

Kitchen
Pantry
Appliances
Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer

Outdoor & view

View
Landscaped Area
Rear exposure
South
Exterior
Open Porch/Lanai, Storage
Storm protection
None

Parking

Garage
No
Car port
No
Spots
0
Description
Driveway Paved, Driveway Unpaved, Golf Cart, Guest, RV-Boat

Pool & spa

Private pool
Yes
Private spa
No
Pool description
Below Ground, Concrete, Equipment Stays, Solar Heat, Salt Water

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Bike Storage, Boat Storage, Cabana, Storage, Internet Access
Elevator
None

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Restrictions
None

Schools

Elementary
Naples Park
Middle
Pine Ridge
High
Barron Collier

Additional details

Parcel number
62771360004
Potential short sale
No

Listing last updated October 30, 2026

Listing courtesy of Premier Sotheby's Int'l Realty · 239-261-6161

Property taxes for a new owner

Estimated property taxes about $5,700 a year at the county’s value of this home and its 0.95% tax rate, including $262 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 862 97th Ave. N

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 862 97th Ave. N – #226031346, by driving distance
NameMilesETA
Mercato 1.1 mi 3 min
Galleria Shoppes at Vanderbilt 2.8 mi 6 min
Waterside Shops 3.4 mi 6 min
Venetian Village 5.1 mi 10 min
Coastland Center 6.5 mi 12 min
Fifth Avenue South 8.2 mi 15 min
Third Street South 9.4 mi 18 min
Coconut Point 10.5 mi 17 min
Miromar Outlets 17.1 mi 25 min
Gulf Coast Town Center 21.4 mi 29 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone X (shaded)

0.2% annual chance — moderate risk

The building is outside the Special Flood Hazard Area.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Naples Park

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“Five Stars Plus for Jeff Waldman.”
Julie & Larry Eacott

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