Community location

Emerald Bay, North Naples West · Naples, Florida

Updated
Sold $290,000 – $440,000 past 18 months
Asking now $369,000 – $515,000
Annual fees $8,700 – $8,800 middle range
Property tax rate 0.94% about $2,800 a year on a $370,000 condo, no exemptions applied
Homes built 1989–1990 across 216 homes
Primary residence 38% of homes claimed as one
My community rating 3

Sold, property tax rate, homes built and primary residence are from county records.

Type, amenities & maintenance

Community type

Amenities

What your fees pay for in Emerald Bay — the amenities available here, and the maintenance and services behind them.

Maintenance

Fees in Emerald Bay typically cover internet and Wi-Fi, lawn and grounds maintenance, legal and accounting, cable, irrigation water, water, insurance, exterior pest control, reserves, and a property manager.

Building types, pets & leasing

Pets

Pets are allowed in Emerald Bay. The terms, such as how many pets and what size, can differ from home to home.

Homes here allow pets with limits. Where limits are stated they run to 2 pets and 25 lb.

Leasing

The minimum lease is 90 days, and up to 2 leases are allowed each year.

Restrictions

Homes here are deed restricted, with no RVs and no motorcycles. Deed restrictions are recorded against the property and pass with it, so they apply to every owner. They typically cover exterior changes and how a home is used, and the community's recorded documents set out the detail.

Homes for sale in Emerald Bay

Looking for something specific in Emerald Bay? Refine these homes by type, beds, price, fees, and more.

Refine your search · 3 homes

Destinations & driving times from Emerald Bay

From Emerald Bay, the nearest beach access is Vanderbilt Beach at Bluebill Ave., 2.9 miles, about 8 minutes by car. Downtown at Fifth Avenue South is 12.4 miles, about 23 minutes by car. It is 11 minutes to Mercato for dining and shopping, 14 minutes to Artis—Naples for the performing arts, and 19 minutes to North Collier Regional Park for parks and recreation. Southwest Florida International Airport (RSW) is about 37 minutes away.

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from the community’s mapped center or primary access point, using OpenStreetMap road data.

Dining & Shopping near Emerald Bay, by driving distance
NameMilesETA
Mercato 5.3 mi 11 min
Galleria Shoppes at Vanderbilt 7 mi 14 min
Waterside Shops 7.5 mi 14 min
Coconut Point 7.9 mi 15 min
Venetian Village 9.3 mi 18 min
Coastland Center 10.7 mi 20 min
Fifth Avenue South 12.4 mi 23 min
Miromar Outlets 12.4 mi 24 min
Third Street South 13.6 mi 26 min
Gulf Coast Town Center 18.6 mi 27 min

Sales history · 18 months

Over the past 18 months the county recorded 5 condo sales at a median of $370,000 in Emerald Bay.

Condo
$370,000 1,420 sq ft
median of 5 sales · 216 homesa thin sample
25th $350,000 75th $375,000
May 2025 $290,000 – $440,000 monthly median Oct 2026

Types follow county records, which classify by how a home is owned rather than how it is built. Attached villas and townhouses appear within them according to how each home is deeded.

Source: Collier County Property Appraiser · 18 months to September 2026 · October 2026 from closed sales reported to M.L.S. of Naples, Inc.; county records for those months are still being finalized.

Flood zones & evacuation

7% of homes in Emerald Bay sit on a lot mostly inside a FEMA Special Flood Hazard Area, chiefly zone AH, where a federally backed mortgage requires flood insurance — measured across 216 mapped homes, and 19% sit on a lot that crosses the line, so it varies from home to home. For hurricane evacuation Emerald Bay is in Collier Zone A.

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone
7% sit on a lot mostly inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.
In the Special Flood Hazard AreaOutside it
AH 16 homes Shallow ponding, 1–3 ft
X shaded 200 homes 0.2% annual chance — moderate risk
19% of homes here sit on a parcel that crosses the line. On those, the answer depends on where the home stands, not which community it is in — so check the specific address.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

Flood zone varies by home — each home’s page shows its own.
A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

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Tony & Sue DiStefano

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