Community location

Monterey, Central Naples West · Naples, Florida

Updated
Sold $360,000 – $2,825,000 past 18 months
Asking now $375,000 – $2,495,000
Annual fees $5,200
Property tax rate 0.94% about $4,000 a year on a $530,000 condo, $13,400 on a $1,815,000 single-family home, no exemptions applied
Homes built 1989–2025 across 419 homes
Primary residence 80% of homes claimed as one
My community rating 4

Sold, property tax rate, homes built and primary residence are from county records.

Type, amenities & maintenance

Community type

Amenities

What your fees pay for in Monterey — the amenities available here, and the maintenance and services behind them.

Subdivisions and buildings in Monterey may also have amenities of their own.

Maintenance

Fees in Monterey typically cover cable, the master association fee, a property manager, legal and accounting, recreational facilities, street lighting, reserves, internet and Wi-Fi, and street maintenance.

Building types, pets & leasing

Building types

Pets

Pets are allowed in Monterey. The terms, such as how many pets and what size, can differ from one subdivision or building to the next.

Homes here allow pets without approval.

Leasing

The minimum lease is 180 days.

Restrictions

Homes here are deed restricted, with no RVs, architectural review, and no commercial vehicles. Deed restrictions are recorded against the property and pass with it, so they apply to every owner. They typically cover exterior changes and how a home is used, and the community's recorded documents set out the detail.

Homes for sale in Monterey

Looking for something specific in Monterey? Refine these homes by type, beds, price, fees, and more.

Refine your search · 8 homes

Subdivisions & buildings in Monterey

What each part of Monterey is, what it costs, and what is available there now.

Subdivisions and buildings in Monterey, with type, asking and sold prices, and the annual fee. Sortable by any column.
Monterey 5 for sale House Attached villa $519,000–$2,495,000 $530,000–$2,825,000 $5,200 + $2,000 one-time
Monterey Villas 3 for sale Attached villa House $375,000–$620,000 $375,000–$555,000 $10,700 + $2,000 one-time

Asking prices are for homes for sale now. Sold prices are closings in the past 18 months. Annual fees are the typical fees across homes on the market, under contract, or sold in the past 18 months.

Destinations & driving times from Monterey

From Monterey, the nearest beach access is Park Shore Beach at Seagate Dr., 3.2 miles, about 8 minutes by car. Downtown at Fifth Avenue South is 7 miles, about 14 minutes by car. It is 6 minutes to Galleria Shoppes at Vanderbilt for dining and shopping, 7 minutes to Artis—Naples for the performing arts, and 11 minutes to Fred W. Coyle Freedom Park for parks and recreation. Southwest Florida International Airport (RSW) is about 40 minutes away.

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from the community’s mapped center or primary access point, using OpenStreetMap road data.

Dining & Shopping near Monterey, by driving distance
NameMilesETA
Galleria Shoppes at Vanderbilt 2.4 mi 6 min
Mercato 2.5 mi 6 min
Waterside Shops 2.7 mi 6 min
Venetian Village 4.2 mi 9 min
Coastland Center 5.1 mi 11 min
Fifth Avenue South 7 mi 14 min
Third Street South 8.1 mi 17 min
Coconut Point 13.1 mi 22 min
Miromar Outlets 18.3 mi 28 min
Gulf Coast Town Center 22.7 mi 31 min

Sales history · 18 months

Over the past 18 months the county recorded 27 single-family sales at a median of $1,815,000 and 5 condo sales at a median of $530,000 in Monterey.

Single-family and condo homes trade in different markets here, so each is reported on its own.

Single-family
$1,815,000 2,570 sq ft
median of 27 sales · 359 homes
25th $1,530,000 75th $2,335,000
May 2025 $895,000 – $2,425,000 monthly median Oct 2026
Condo
$530,000 1,450 sq ft
median of 5 sales · 60 homesa thin sample
25th $375,000 75th $555,000
May 2025 $367,500 – $645,000 monthly median Oct 2026

Types follow county records, which classify by how a home is owned rather than how it is built. Attached villas and townhouses appear within them according to how each home is deeded.

Source: Collier County Property Appraiser · 18 months to September 2026 · Sales through October 2026 will be added as qualified by the county.

Flood zones & evacuation

1% of homes in Monterey sit on a lot mostly inside a FEMA Special Flood Hazard Area, chiefly zone AE, where a federally backed mortgage requires flood insurance — measured across 416 mapped homes, and 27% sit on a lot that crosses the line, so it varies from home to home. For hurricane evacuation Monterey is in Collier Zone B.

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone B Collier

Called in the second wave, for stronger storms.

Called firstCalled last
FEMA flood zone
1% sit on a lot mostly inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

By kind of home: Single-family 1% · Condo 0%

Villas and townhouses count under one or the other, by how each is deeded.

In the Special Flood Hazard AreaOutside it
AE 1 home 1% annual chance, with a set base flood elevation
AH 1 home Shallow ponding, 1–3 ft
X shaded 275 homes 0.2% annual chance — moderate risk
X 139 homes Minimal mapped flood hazard
27% of homes here sit on a parcel that crosses the line. On those, the answer depends on where the home stands, not which community it is in — so check the specific address.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

Flood zone varies by home — each home’s page shows its own.
A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“We would recommend him to anyone.”
Frank & Vicki Vavricka

Ask me about Monterey

How should I reply?

Schedule a tour of Monterey

See it properly — the streets, the amenities, what the listings do not show. Pick a day and a time that suit you. I will confirm it with you.