Community location

Sapphire Lakes, South Naples · Naples, Florida

Updated
Sold $200,000 – $430,000 past 18 months
Asking now $220,000 – $360,000
Annual fees $6,500 – $6,800 middle range
Property tax rate 1.06% about $2,400 a year on a $280,000 condo, no exemptions applied
Homes built 1991–2002 across 590 homes
Primary residence 43% of homes claimed as one
My community rating 3

Sold, property tax rate, homes built and primary residence are from county records.

Type, amenities & maintenance

Community type

Amenities

What your fees pay for in Sapphire Lakes — the amenities available here, and the maintenance and services behind them.

Subdivisions and buildings in Sapphire Lakes may also have amenities of their own.

Maintenance

Fees in Sapphire Lakes typically cover cable, lawn and grounds maintenance, reserves, a property manager, exterior pest control, irrigation water, water, and recreational facilities.

Building types, pets & leasing

Pets

Pets are allowed in Sapphire Lakes. The terms, such as how many pets and what size, can differ from one subdivision or building to the next.

Most homes here allow pets with limits; the rest require association approval. Where limits are stated they run to 2 pets and 30 lb.

Leasing

The minimum lease is 30 days, and up to 3 leases are allowed each year.

Restrictions

Homes here are deed restricted. Deed restrictions are recorded against the property and pass with it, so they apply to every owner. They typically cover exterior changes and how a home is used, and the community's recorded documents set out the detail.

Homes for sale in Sapphire Lakes

Looking for something specific in Sapphire Lakes? Refine these homes by type, beds, price, fees, and more.

Refine your search · 10 homes

Subdivisions & buildings in Sapphire Lakes

What each part of Sapphire Lakes is, what it costs, and what is available there now.

Subdivisions and buildings in Sapphire Lakes, with type, asking and sold prices, and the annual fee. Sortable by any column.
Amber Low-rise condo — $205,000–$276,000 $7,200
Amethyst Club Low-rise condo — — —
Diamond 2 for sale Low-rise condo $279,900–$295,000 $200,000–$280,000 $6,700
Emerald Low-rise condo — — —
Garnet Club 1 for sale Low-rise condo $360,000 $258,000–$280,000 $6,900
Hematite Attached villa Low-rise condo — $280,000–$430,000 $6,600
Jade Club Low-rise condo — — —
Jasper Low-rise condo — $225,000–$340,000 $6,800
Malachite at Sapphire Lakes Attached villa — $350,000–$425,000 $6,500 + $500 one-time
Opal 3 for sale Low-rise condo $279,500–$309,000 $335,000 $6,600
Quartz 1 for sale Low-rise condo $339,000 $290,000–$360,000 $6,400
Sapphire Lakes 1 for sale Low-rise condo Attached villa $220,000 — $6,700
Spinel 1 for sale Low-rise condo $290,999 $250,000–$295,000 $6,800
Topaz 1 for sale Low-rise condo $239,800 — $6,700
Tourmaline Low-rise condo — $275,000–$370,000 $6,400
Turquoise Low-rise condo — $257,500–$310,000 $6,600 + $500 one-time

Asking prices are for homes for sale now. Sold prices are closings in the past 18 months. Annual fees are the typical fees across homes on the market, under contract, or sold in the past 18 months.

Destinations & driving times from Sapphire Lakes

Sapphire Lakes is 6.5 miles from downtown at Fifth Avenue South, about 13 minutes by car. The nearest beach access is Naples Beach at 8th Ave. S., 7.4 miles, about 15 minutes by car. It is 14 minutes to Coastland Center for dining and shopping, 12 minutes to Gulfshore Playhouse for the performing arts, and 10 minutes to Paradise Coast Sports Complex for parks and recreation. Southwest Florida International Airport (RSW) is about 42 minutes away.

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from the community’s mapped center or primary access point, using OpenStreetMap road data.

Dining & Shopping near Sapphire Lakes, by driving distance
NameMilesETA
Fifth Avenue South 6.5 mi 13 min
Coastland Center 6.9 mi 14 min
Third Street South 7.6 mi 16 min
Venetian Village 9.2 mi 18 min
Waterside Shops 9.7 mi 18 min
Galleria Shoppes at Vanderbilt 9.9 mi 19 min
Mercato 12.1 mi 22 min
Miromar Outlets 21.8 mi 30 min
Coconut Point 22.5 mi 33 min
Gulf Coast Town Center 26.2 mi 33 min

Sales history · 18 months

Over the past 18 months the county recorded 36 condo sales at a median of $280,000 in Sapphire Lakes.

Condo
$280,000 1,406 sq ft
median of 36 sales · 590 homes
25th $250,000 75th $330,000
May 2025 $230,000 – $430,000 monthly median Oct 2026

Types follow county records, which classify by how a home is owned rather than how it is built. Attached villas and townhouses appear within them according to how each home is deeded.

Source: Collier County Property Appraiser · 18 months to September 2026 · October 2026 from closed sales reported to M.L.S. of Naples, Inc.; county records for those months are still being finalized.

Flood zones & evacuation

0% of homes in Sapphire Lakes sit on a lot mostly inside a FEMA Special Flood Hazard Area, where a federally backed mortgage requires flood insurance — measured across 590 mapped homes, and 15% sit on a lot that crosses the line, so it varies from home to home. For hurricane evacuation Sapphire Lakes is in Collier Zone D.

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone D Collier

Called in the fourth wave, for stronger storms.

Called firstCalled last
FEMA flood zone
0% sit on a lot mostly inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.
In the Special Flood Hazard AreaOutside it
X shaded 106 homes 0.2% annual chance — moderate risk
X 484 homes Minimal mapped flood hazard
15% of homes here sit on a parcel that crosses the line. On those, the answer depends on where the home stands, not which community it is in — so check the specific address.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

Flood zone varies by home — each home’s page shows its own.
A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“You won't go wrong with Jeff at your side!”
Bill & Joyce Robertson

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