Sold $370,000 – $460,000 past 18 months

Asking now $399,000 – $459,000

Annual fees $3,000

Property tax rate 1.04% about $3,500 a year on a $420,000 condo, no exemptions applied

Homes built 1999–2000 across 136 homes

Primary residence 61% of homes claimed as one

My community rating 2.5

Type, amenities & maintenance

Community type

Non-gated

Amenities

Amenities and services in The Cove — what is available here, and the maintenance behind it.

Pool

Everything shown is available here, though not all of it is covered by the community fees listed here.

Maintenance

Fees in The Cove typically cover lawn and grounds maintenance, street lighting, street maintenance, and exterior pest control.

Building types, pets & leasing

Building types

Houses Condominiums Attached Villas Townhouses

Pets

Pets are allowed in The Cove. The terms, such as how many pets and what size, can differ from home to home.

Homes here require association approval.

Leasing

The minimum lease is 120 days, and up to 3 leases are allowed each year.

Homes for sale in The Cove

Price cut $35,001 $449,999

THE COVE 3 Beds2½ Baths1,611 Sq FtBuilt 1999 Fees$2,960/yr · $1,650 one-time 116 days on marketMLS# 226026114

$459,000

THE COVE 3 Beds2½ Baths1,611 Sq FtBuilt 1999 Fees$2,960/yr · $1,650 one-time 197 days on marketMLS# 226017207

$399,000

THE COVE 3 Beds2½ Baths1,611 Sq FtBuilt 1999 Fees$2,960/yr · $1,650 one-time 342 days on marketMLS# 225081905

$440,000

THE COVE 3 Beds2½ Baths1,611 Sq FtBuilt 1999 Fees$2,960/yr · $1,650 one-time 355 days on marketMLS# 225080013

Looking for something specific in The Cove? Refine these homes by type, beds, price, fees, and more.

Refine your search · 4 homes

Destinations & driving times from The Cove

From The Cove, the nearest beach access is Vanderbilt Beach Park, 6.8 miles, about 13 minutes by car. Downtown at Fifth Avenue South is 12.1 miles, about 22 minutes by car. It is 7 minutes to Galleria Shoppes at Vanderbilt for dining and shopping, 14 minutes to Artis—Naples for the performing arts, and 11 minutes to North Collier Regional Park for parks and recreation. Southwest Florida International Airport (RSW) is about 35 minutes away.

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from the community’s mapped center or primary access point, using OpenStreetMap road data.

Dining & Shopping near The Cove, by driving distance
Name	Miles	ETA
Galleria Shoppes at Vanderbilt	3.7 mi	7 min
Mercato	5.9 mi	11 min
Waterside Shops	8.2 mi	15 min
Venetian Village	9.3 mi	18 min
Coastland Center	10.2 mi	18 min
Fifth Avenue South	12.1 mi	22 min
Third Street South	13.2 mi	25 min
Miromar Outlets	15.2 mi	22 min
Coconut Point	16 mi	25 min
Gulf Coast Town Center	19.6 mi	25 min

Beaches near The Cove, by driving distance
Name	Miles	ETA
Nearest beach access: Vanderbilt Beach Park	6.8 mi	13 min
Clam Pass Park	8.3 mi	16 min
Delnor-Wiggins Pass State Park	8.3 mi	16 min
Via Miramar Beach	10.8 mi	21 min
Lowdermilk Park	11.4 mi	21 min
Barefoot Beach Preserve	13 mi	21 min
Bonita Beach	13.2 mi	21 min
Naples Municipal Beach and Pier	13.3 mi	25 min
Lovers Key State Park	17.9 mi	31 min
Tigertail Beach Park	24.6 mi	44 min

Performing Arts near The Cove, by driving distance
Name	Miles	ETA
Artis—Naples	8.1 mi	14 min
Gulfshore Playhouse	11.5 mi	20 min
Sugden Community Theatre	12.2 mi	22 min
Music & Arts Community Center	24.5 mi	32 min
Barbara B. Mann Performing Arts Hall	28.9 mi	39 min

Parks & Recreation near The Cove, by driving distance
Name	Miles	ETA
North Collier Regional Park	4.5 mi	11 min
Paradise Coast Sports Complex	8.4 mi	17 min
Fred W. Coyle Freedom Park	9.4 mi	16 min
Naples Zoo	10.3 mi	19 min
Gordon River Greenway Park	10.4 mi	18 min
Baker Park	11.5 mi	20 min
Big Corkscrew Island Regional Park	12 mi	21 min
Cambier Park	12.4 mi	22 min
Sugden Regional Park	12.4 mi	22 min
Naples Botanical Garden	13.1 mi	24 min
Corkscrew Swamp Sanctuary	17.5 mi	30 min

Hospitals near The Cove, by driving distance
Name	Miles	ETA
Physicians Regional Pine Ridge Rd.	3.5 mi	8 min
NCH North Naples Hospital	6.1 mi	12 min
NCH Baker Downtown	11.7 mi	22 min
Physicians Regional Collier Blvd.	11.8 mi	21 min

Airports near The Cove, by driving distance
Name	Miles	ETA
Naples Airport (APF)	9.9 mi	18 min
Marco Island Executive Airport (MKY)	21.1 mi	39 min
Southwest Florida International Airport (RSW)	25.8 mi	35 min

Sales history · 18 months

Over the past 18 months the county recorded 7 condo sales at a median of $420,000 in The Cove.

Condo

$420,000 1,611 sq ft

median of 7 sales · 136 homesa thin sample

25th $398,000 75th $460,000

May 2025 $380,000 – $460,000 monthly median Oct 2026

Types follow county records, which classify by how a home is owned rather than how it is built. Attached villas and townhouses appear within them according to how each home is deeded.

Source: Collier County Property Appraiser · 18 months to September 2026 · Sales through October 2026 will be added as qualified by the county.

Flood zones & evacuation

92% of homes in The Cove sit on a lot mostly inside a FEMA Special Flood Hazard Area, chiefly zone AH, where a federally backed mortgage requires flood insurance — measured across 136 mapped homes, and 15% sit on a lot that crosses the line, so it varies from home to home. For hurricane evacuation The Cove is in Collier Zone E.

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone E Collier

Called in the fifth wave, for stronger storms.

Called firstCalled last

FEMA flood zone

92% sit on a lot mostly inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

AH 92%

In the Special Flood Hazard AreaOutside it

AH 125 homes Shallow ponding, 1–3 ft

X shaded 11 homes 0.2% annual chance — moderate risk

15% of homes here sit on a parcel that crosses the line. On those, the answer depends on where the home stands, not which community it is in — so check the specific address.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

Flood zone varies by home — each home’s page shows its own.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.