3135 Fort Charles Dr. – #226039397

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3135 Fort Charles Dr., Naples, FL 34102

$13,900,000 For Sale

5
Beds
5
Baths
5,208
Sq Ft
1989
Built

MLS# 226039397 4 days on market

Fees & taxes

Seller’s 2025 taxes
$38,908

Community

Port Royal

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Listing description

Enjoy the quintessential Port Royal waterfront lifestyle at a fraction of new construction costs. Extensively renovated, beautifully maintained, and move-in ready with five bedrooms, five full marble baths, modern floor plan, four-car garage, heated pool, impact-resistant windows and doors, and dock with two lifts. Location, location, location: High elevation on the most desirable quiet street. Short walk to the new $100M Port Royal Club, beach, and tennis/fitness center. Deep-water access directly to the Gulf, entirely free of bridges. First-floor primary suite with a luxurious dressing room for her, and a walk-in closet for him. Ample storage for all your toys, including a four-car garage with workshop area, plus a spacious walk-in attic. Experience the complete Port Royal waterfront lifestyle with world-class amenities just steps from your door—without the wait or expense of new construction. Immediate Club eligibility.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Unfurnished
Building style
Two Story, Single Family
Floor plan
Split Bedrooms, 2 Story
Construction
Concrete Block, Wood Frame, Stucco
Roof
Tile
Lot size
0.44 acres
Lot description
Regular

Interior

Features
Bar, Built-In Cabinets, French Doors, Volume Ceiling, Walk-In Closet(s)
Flooring
Carpet, Marble, Tile
Cooling
Zoned
Additional rooms
Den - Study

Kitchen & dining

Kitchen
Island, Pantry
Appliances
Gas Cooktop, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Refrigerator/Freezer, Washer

Outdoor & view

View
Bay, Water
Rear exposure
East
Exterior
Boat Dock Private, Dock Deeded
Storm protection
Other

Parking

Garage
Yes
Car port
No
Spots
4
Description
Attached

Pool & spa

Private pool
Yes
Private spa
No
Pool description
Below Ground

Waterfront

Waterfront
Yes
Description
Bay
Gulf access
Yes
Gulf access type
No Bridge(s)/Water Direct
Canal
None
Boat / dock
Boat Dock Private, Dock Deeded

Community amenities

Amenities
None
Elevator
None

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Restrictions
Architectural, Deeded

Additional details

Parcel number
16960360007
Potential short sale
No

Listing last updated November 5, 2026

Listing courtesy of William Raveis Real Estate · 239-231-3380

Property taxes for a new owner

Estimated property taxes about $63,300 a year at the county’s value of this home and its 0.90% tax rate, no exemptions applied

On the county’s 2026 roll, the seller’s bill is about $39,600, lower because of a homestead exemption and a capped assessment, which end when the home sells.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 3135 Fort Charles Dr

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3135 Fort Charles Dr. – #226039397, by driving distance
NameMilesETA
Third Street South 1.7 mi 5 min
Fifth Avenue South 2.9 mi 8 min
Coastland Center 5.3 mi 14 min
Venetian Village 7.2 mi 17 min
Waterside Shops 8 mi 19 min
Mercato 10.8 mi 23 min
Galleria Shoppes at Vanderbilt 11.4 mi 25 min
Coconut Point 21.3 mi 38 min
Miromar Outlets 28.2 mi 44 min
Gulf Coast Town Center 32.5 mi 47 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Port Royal

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“By far, Jeff has been the best.”
Ray & Diane Kolodziej

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