3187 Cotuit Ln., Naples, FL 34114 – #225059010

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3187 Cotuit Ln., Naples, FL 34114

$2,688,000 Sold

Beds
4
Baths
4½
Sq Ft
3,006
Built
2020

MLS# 225059010 Listed at $2,795,000 Sold September 26, 2025

Fees & taxes

Annual fees
$10,424
One-time fees
$35,150
Seller’s 2024 taxes
$17,254

Community

Fiddler’s Creek
Subdivision Marsh Cove

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Listing description

With a full-price offer closing on or before Sept. 30, 2025, the seller will cover all HOA fees, club dues, property taxes, insurance and even the one-time membership fees for an entire year. Don’t miss this rare opportunity to enjoy luxury living with zero carrying costs for your first 12 months! On a private cul-de-sac lot in Marsh Cove at Fiddler’s Creek, this turnkey furnished, professionally decorated pool and spa home offers peaceful lake views and refined indoor-outdoor living. Built in 2020 and ready for immediate occupancy, this immaculately maintained residence features the popular Tavernelle floor plan with four bedrooms plus a den, 4.5 baths, and a spacious three-car garage with epoxy flooring and plantation shutters. The screened lanai showcases a heated pool and spa with waterfall features, sun shelf, new picture-frame screen enclosure and serene lake views. Designed for entertaining, the covered outdoor living space includes ceiling fans, in-ceiling speakers, a pool bath, and a full summer kitchen with Sedona stainless steel grill, sink and mini refrigerator. StormSmart electric shutters cover the lanai, and impact-resistant doors and windows are paired with a 22-kilowatt natural gas Generac generator for whole-home protection. Inside, volume ceilings, crown molding, and wood-look porcelain tile create a warm and elegant aesthetic. The open kitchen is equipped with shaker cabinetry, quartz counters, tile backsplash, under-cabinet lighting, and a large island with bar seating and pendant lighting. Premium KitchenAid appliances include a six-burner natural gas range with griddle and paneled hood, double ovens, under-counter microwave, refrigerator with icemaker and dishwasher. A dining area with lake views and French doors to the lanai sits adjacent, while a dry bar with quartz counter, wine chiller and beverage refrigerator enhances convenience. The owner’s suite offers French doors to the lanai, a transom window, and a luxurious bath with dual quartz vanities, makeup counter, soaking tub, walk-in shower with multiple shower heads, and a custom walk-in closet. One guest suite serves as a private poolside retreat with its bath and frameless shower. Two additional guest bedrooms also offer en-suite baths, one with a walk-in shower, the other with a shower/tub combo. The den, used as a media room, is ideal as a study or office and is near the powder bath. Additional highlights include a laundry room with Whirlpool washer, gas dryer, utility sink and shelving, plus a Navien tankless gas water heater, Kinetico water softener and security system. Residents enjoy world-class amenities including dining, resort-style pool, fitness, spa services, tennis and year-round activities.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Turnkey
Building style
Ranch, Single Family
Floor plan
Great Room, Split Bedrooms
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.37 acres
Lot description
Cul-De-Sac, Oversize

Interior

Features
Bar, Built-In Cabinets, Closet Cabinets, Foyer, Laundry Tub, Smoke Detectors, Tray Ceiling(s), Walk-In Closet(s), Window Coverings
Flooring
Carpet, Tile
Cooling
Ceiling Fan(s), Central Electric
Bedroom details
First Floor Bedroom, Master BR Ground, Split Bedrooms
Additional rooms
Den - Study, Great Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch

Kitchen & dining

Kitchen
Gas Available, Island
Appliances
Gas Cooktop, Dishwasher, Disposal, Dryer, Grill - Gas, Instant Hot Faucet, Microwave, Range, Refrigerator/Freezer, Refrigerator/Icemaker, Washer, Wine Cooler
Dining
Breakfast Bar, Dining - Living, Formal

Outdoor & view

View
Lake, Landscaped Area
Rear exposure
North
Exterior
Screened Lanai/Porch, Built In Grill, Outdoor Kitchen
Storm protection
Impact Resistant Doors, Impact Resistant Windows, Shutters - Screens/Fabric

Parking

Garage
Yes
Car port
No
Spots
3
Description
Driveway Paved, Paved, Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Community pool
Yes
Pool description
Community, Pool/Spa Combo, Below Ground, Concrete, Gas Heat, Screen Enclosure
Spa description
Community, Below Ground, Concrete, Heated Gas, Pool Integrated, Screened

Waterfront

Waterfront
Yes
Description
Lake
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Beach Club Available, Bike And Jog Path, Boat Storage, Bocce Court, Business Center, Clubhouse, Pool, Community Room, Spa/Hot Tub, Fitness Center, Full Service Spa, Golf Course, Internet Access, Library, Pickleball, Play Area, Private Membership, Restaurant, Sauna, Sidewalk, Streetlight, Tennis Court(s)
Golf
Golf Equity, Golf Non Equity
Elevator
None
Security
Smoke Detector(s), Gated Community

What the fees cover

Maintenance
Cable, Internet/WiFi Access, Lawn/Land Maintenance, Legal/Accounting, Manager, Master Assn. Fee Included, Pest Control Exterior, Rec Facilities, Reserve, Security, Street Lights, Street Maintenance

Pets & leasing

Pets allowed
With Approval
Leases per year
3
Minimum lease
30 days
Restrictions
Deeded, No Commercial, No RV

Additional details

Parcel number
32431302183
Potential short sale
No

Listing last updated September 29, 2025

Listing courtesy of Premier Sotheby's Int'l Realty · 239-642-2222

Destinations & driving times from 3187 Cotuit Ln

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3187 Cotuit Ln., Naples, FL 34114 – #225059010, by driving distance
NameMilesETA
Fifth Avenue South 14.2 mi 29 min
Third Street South 15.3 mi 32 min
Coastland Center 16.3 mi 34 min
Venetian Village 18.4 mi 38 min
Waterside Shops 19.3 mi 39 min
Galleria Shoppes at Vanderbilt 20.3 mi 40 min
Mercato 22.1 mi 43 min
Miromar Outlets 35.2 mi 53 min
Coconut Point 35.9 mi 56 min
Gulf Coast Town Center 39.5 mi 57 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Fiddler’s Creek

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“…an outstanding, stress free experience…”
Tony & Sue DiStefano

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