View of front of house with a garage and a front yard

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3260 Kumamoto Ln., Naples, FL 34114

$4,365,000 For Sale

Beds
4
Baths
3½
Sq Ft
3,119
Built
2022

MLS# 224047247 895 days on market

Fees & taxes

Annual fees
$9,212
One-time fees
$35,850

Community

Fiddler’s Creek
Subdivision Oyster Harbor

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Listing description

Magnificent, fully-furnished new home in the sought after Fiddler's Creek village of Oyster Harbor. Award-winning interior design makes this home a jewel to behold with so many designer-selected finishes - custom millwork and built-ins, marble fireplaces, designer wallpaper, high-end lighting, custom art, window treatments and bespoke pillows and bedding throughout. Interior boasts soaring ceilings with shiplap, wide plank European white oak flooring, smooth drywall and an open floorplan that emphasizes a seamless transition to outdoor entertaining. The chef's kitchen is outfitted with Thermador appliances, European style cabinets with double stacked uppers, walk-in pantry with built-ins, quartz counters and slab quartz backsplash. Multiple sliding doors open to the expansive covered outdoor living area featuring retractable screens, vaulted ceilings, TV, outdoor kitchen with built-in grill, custom pool and spa and marble pool deck. Home is finished with impact windows and doors, garage storage system and epoxy garage floor.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Furnished
Building style
Ranch, Single Family
Floor plan
Great Room
Construction
Concrete Block, Stucco
Roof
Tile
Lot size
0.2 acres
Lot description
Regular

Interior

Features
Fireplace, Foyer, Laundry Tub, Pantry, Smoke Detectors, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s)
Flooring
Tile, Wood
Cooling
Central Electric
Additional rooms
Den - Study

Kitchen & dining

Kitchen
Island, Walk-In Pantry
Appliances
Gas Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Icemaker, Self Cleaning Oven, Tankless Water Heater, Wall Oven, Washer
Dining
Eat-in Kitchen

Outdoor & view

View
Lake
Rear exposure
Southeast
Exterior
Built In Grill, Outdoor Kitchen
Storm protection
Impact Resistant Doors, Impact Resistant Windows

Parking

Garage
Yes
Car port
No
Spots
2
Description
Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Community pool
Yes
Pool description
Community, Below Ground
Spa description
Community, Below Ground

Waterfront

Waterfront
No
Description
None
Gulf access
No
Canal
None
Boat / dock
None

Community amenities

Amenities
Beach Club Available, Bocce Court, Business Center, Clubhouse, Pool, Fitness Center, Full Service Spa, Golf Course, Pickleball, Private Membership, Putting Green, Restaurant, Sauna, Sidewalk, Streetlight, Tennis Court(s), Underground Utility
Golf
Golf Equity
Elevator
None
Security
Smoke Detector(s), Gated Community

What the fees cover

Maintenance
Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Rec Facilities, Security, Street Lights

Pets & leasing

Pets allowed
Yes
Leases per year
2
Minimum lease
180 days
Restrictions
Architectural

Schools

Elementary
Manatee Elementary
Middle
Manatee Middle
High
Lely High School

Additional details

Parcel number
64752012984
Potential short sale
No

Listing last updated October 12, 2026

Listing courtesy of Fiddlers Creek Realty Inc · 239-732-9300

Broker Reciprocity Program

The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

Displayed under License No. SL3295589.

Property taxes for a new owner

Estimated property taxes about $20,700 a year at the county’s value of this home and its 1.04% tax rate, plus $4,737 in charges not based on value, no exemptions applied

That is about the same as the seller’s bill on the county’s 2026 roll.

If you make this home your primary residence, a homestead exemption would lower this figure. If you have also had a Florida homestead in any of the last three years, you may be able to carry up to $500,000 of its capped-value savings to this home, which Florida calls “portability.” Both are applied for with the Property Appraiser by March 1.

How a new owner’s property taxes are set is explained in the Costs & Taxes chapter of the 2027 Naples Buyer’s Guide.

Estimated from the Collier County Property Appraiser’s 2026 value of this home and its tax rate, plus its 2025 charges not based on value from the Collier County Tax Collector’s roll. The county sets a new value each January 1, so a new owner’s first full bill can differ.

Destinations & driving times from 3260 Kumamoto Ln

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3260 Kumamoto Ln. – #224047247, by driving distance
NameMilesETA
Fifth Avenue South 12.7 mi 23 min
Third Street South 13.8 mi 26 min
Coastland Center 14.8 mi 28 min
Venetian Village 16.9 mi 32 min
Waterside Shops 17.8 mi 33 min
Galleria Shoppes at Vanderbilt 18.8 mi 34 min
Mercato 20.6 mi 37 min
Miromar Outlets 33.7 mi 47 min
Coconut Point 34.4 mi 50 min
Gulf Coast Town Center 38 mi 51 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Zone AE

1% annual chance, with a set base flood elevation

The lot is inside a Special Flood Hazard Area, where a federally backed mortgage requires flood insurance.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Fiddler’s Creek

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“Five Stars Plus for Jeff Waldman.”
Julie & Larry Eacott

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