3525 Fort Charles Dr. – #226018564

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3525 Fort Charles Dr., Naples, FL 34102

$26,000,000 Sold

5
Beds
6 + 2 half
Baths
7,751
Sq Ft
2021
Built

MLS# 226018564 Listed at $28,000,000 Sold September 2, 2026

Fees & taxes

Annual fees
$835
Seller’s 2025 taxes
$139,612

Community

Port Royal

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Listing description

Positioned along the wide waters of Smugglers’ Bay in the prestigious community of Port Royal, this West Indies inspired estate designed by Stofft Cooney Architects, LLC represents a distinguished offering within Naples’ luxury waterfront market. Ideally located on Fort Charles Drive just moments from the exclusive Port Royal Club, one can enjoy expansive water views and a setting defined by privacy, elegance, and refined coastal living. The home offers five beautifully appointed bedroom suites and a dedicated study, with the primary suite and office thoughtfully situated on the first level for comfort and convenience. Four guest suites with an additional upstairs gathering area, provide inviting accommodations for family and guests alike. Designed with a balance of architectural sophistication and everyday livability, the residence showcases inviting interiors and a highly functional floor plan tailored to both relaxed living and entertaining. The first level features a welcoming foyer, spacious great room, large kitchen with adjoining informal dining area, formal dining room with dramatic wine display, wet bar, and a well-equipped prep kitchen discreetly positioned adjacent to the main kitchen. Multiple access points seamlessly connect the interior living spaces to the expansive outdoor environment, enhancing the home’s sublime indoor-outdoor lifestyle. The outdoor entertaining areas are equally impressive, centered around a substantial covered area featuring a fireplace, automated screens and shutters, and inviting spaces for gathering and relaxation. Adjacent to the covered entertaining space, the pool and spa with sun shelf, along with the waterside fire pit, will allow one to relax while enjoying the dramatic long-water views across the bay. A significant fixed and floating dock system with lift and observation deck further complement the property and provide an ideal setting for boating and waterfront enjoyment. With its timeless architectural design, expansive water views, Port Royal Club membership eligibility, and exceptional location, this property represents the quintessential Port Royal experience and will be further enhanced with the anticipated completion of the new Port Royal Club beach club in late 2026.

Property details

Building & ownership

Ownership
Single Family
Furnishings
Furnished
Building style
Single Family
Floor plan
Other
Construction
Concrete Block, Wood Frame, Stucco
Roof
Built-Up, Tile
Lot size
0 acres

Interior

Features
Built-In Cabinets, Fireplace, Foyer, Walk-In Closet(s), Wet Bar
Flooring
Marble, Tile, Wood
Cooling
Central Electric
Additional rooms
Den - Study, Laundry in Residence

Kitchen & dining

Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Tankless Water Heater, Wall Oven, Washer
Dining
Eat-in Kitchen, Formal

Outdoor & view

View
Bay
Rear exposure
East
Exterior
Dock Included, Built-In Gas Fire Pit
Storm protection
Other

Parking

Garage
Yes
Car port
No
Spots
3
Description
Attached

Pool & spa

Private pool
Yes
Private spa
Yes
Pool description
Below Ground
Spa description
Below Ground

Waterfront

Waterfront
Yes
Description
Bay
Gulf access
Yes
Gulf access type
No Bridge(s)/Water Direct
Canal
None
Boat / dock
Dock Included

Community amenities

Amenities
None
Elevator
Private

What the fees cover

Maintenance
None

Pets & leasing

Pets allowed
Yes
Leases per year
0
Minimum lease
0 days
Restrictions
Deeded

Additional details

Parcel number
16960800004
Potential short sale
No

Listing last updated September 2, 2026

Listing courtesy of William Raveis Real Estate · 239-307-4612

Destinations & driving times from 3525 Fort Charles Dr

Every destination named here is described in the Destinations chapter of the 2027 Naples Buyer’s Guide.

Driving times are estimated from this home’s location, using OpenStreetMap road data.

Dining & Shopping near 3525 Fort Charles Dr. – #226018564, by driving distance
NameMilesETA
Third Street South 2 mi 6 min
Fifth Avenue South 3.2 mi 9 min
Coastland Center 5.6 mi 15 min
Venetian Village 7.5 mi 18 min
Waterside Shops 8.2 mi 20 min
Mercato 11 mi 24 min
Galleria Shoppes at Vanderbilt 11.7 mi 26 min
Coconut Point 21.6 mi 39 min
Miromar Outlets 28.4 mi 45 min
Gulf Coast Town Center 32.8 mi 48 min

Flood zones & evacuation

Two different things, measured by two different agencies. Evacuation zones are about storm surge and who leaves first. Flood zones are FEMA’s insurance rating, and they vary from home to home.

Hurricane evacuation zone

Zone A Collier

The first zone ordered to evacuate, and the one called in the weakest storms.

Called firstCalled last
FEMA flood zone

Mostly Zone X (shaded)

0.2% annual chance — moderate risk

Most of the lot is outside the Special Flood Hazard Area. Part of the lot lies in another zone.

FEMA flood maps and Collier County Emergency Management. A revised Collier County flood map is in preparation and may change these zones.

A starting point, not a determination. Your lender will require its own flood zone determination before closing, and your insurer will normally require an elevation certificate — a surveyor’s measurement of how high the building actually sits — before quoting. Those documents govern; this does not replace either. Zones can also be amended individually through FEMA.

Flood zones, evacuation, and insurance are explained in the Risk, Resilience & Insurance chapter of the 2027 Naples Buyer’s Guide.

Flood zones across Port Royal

Jeffrey Waldman

Jeffrey Waldman

REALTOR® and Owner, Naples Abodes

Call (239) 450-3763 Text (239) 450-3763

Florida License SL3295589

“By far, Jeff has been the best.”
Ray & Diane Kolodziej

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